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just as important—the problems of the financial outlook can be worked on during the engagement period.

      The wise couple discuss thoroughly their financial setup, draw up a budget, and use their present resources to acquire equipment for the new home. They decide questions which are to form the basis of the marriage and largely influence its success: Is the wife to have her own share of the family income, her own checking account? Must she ask her husband for money for each household expense, or will she have an allowance on which to run the home? In addition, is she to have money for her own personal uses, with no more accounting required than is expected of the husband's expenditures for tobacco and other personal whims?

      While such matters are being talked over and decided with mutual consideration, training for marriage itself is under way. The engaged couple may well learn to put into practice two simple yet very helpful suggestions for married people: never both lose your temper at the same time; make the other laugh once daily. They may also acquire an art which contributes definitely to happiness in marriage: playing together.

      I think this is sound advice for brides-to-be: If he is a golfer, try to learn enough about the game at least to respond to his enthusiasm. If he fishes, encourage him and try to learn why such a simple sport thrills him. If baseball is his game, do not disdain his choice for an afternoon's relaxation; if he wants you to join him, go and learn enough to enjoy the game with him; if he wants to go with men friends, encourage him, and do not fear this means his love is cooling! (Romance thrives on occasional separations, even occasional vacations from marriage.) Be interested in his doings, but do not be a nuisance.

      Grooms-to-be: If she likes bridge, improve your game and avoid embarrassing her by dumb bids and play. If she enjoys art and finds an art exhibit worth while, do not be the dumb male and say that this means nothing to you; let her teach you what pictures can mean—and to real he men, too. If she enjoys good music—going to concerts or listening to the radio—try to share her pleasure and discover what it is that really gives her such satisfaction. In other words, if either has a favorite sport or a hobby, the other should try to join in—at least in the evident satisfaction it gives. Just going to the movies, or sitting on the sidelines watching others play, is not the ideal joint use of leisure; young couples should actually do something together.

      Exercise—active sports—helps keep every one up to par physically; good health is one of the surest foundations for a happy marriage. Divorce thrives among those below par; mental health, serenity, poise, and mutual consideration are all aided by good physical condition.

      And remember that mental energy needs an outlet, too. The stimulation of good conversation in mixed groups has a favorable effect on the emotional life of women as well as men. American husbands often err in not drawing out their womenfolk; contempt for their ideas is too frequent.

      Those who are wisest about successful marriages advise against long engagements. A hasty marriage and a short engagement are not the same thing. An engaged couple who are sure of their hearts and minds should be helped to marry as soon as the plans for the marriage can be wisely worked out. This usually involves finances—"How soon can we afford it?" Wise parents today cooperate so that the young couple do not have to wait too long. In many cases the older generation, if it can afford it, may give a small allowance to the recently married son or daughter. Money thus given on a definite monthly basis for a previously determined period means much more than a small bequest when the father dies. Or the parents may agree, on a plan carefully thought out, to help if unexpected financial problems beset the young couple. Father may say that if illness overtakes either, or if the first baby arrives earlier than planned, or if a sudden decrease in salary comes, he will gladly help—not with a loan or as a grudging charity but as an interested party to the success of the marriage.

      If the man possibly can, he should take out some insurance, seeking unprejudiced advice before choosing between the many kinds of policies each company writes. Even if the policy is small, it is at least a back log if tragedy comes; furthermore, meeting the insurance premiums is a fine first step toward regular saving.

      Marrying when either is in debt is to be avoided; such a weight hanging over two young married people all too frequently mars the chances of happiness. And if it is humanly possible, no man should marry while others are dependent upon him.

      One comment to engaged students: Unless the circumstances are exceptional, do not marry until your professional training is done. If the girl has her own income or an assured job, perhaps so; if parents will help if an emergency arises, perhaps so; otherwise wait until you are through professional school. Hospitals dislike to appoint married men as internes; they are required to live in the hospital, which means no home life. Law school and marriage do not usually mix well—nor engineering school, nor any other form of post-graduate training. The engaged man who is preparing for college teaching is usually wise if he asks the girl to wait. Many of us know of graduate students who married with only a fellowship or the wages of a wife as income, whose marriages have been almost wrecked by sudden illness or a baby, with resulting financial worries which have aged both the man and woman prematurely. Late marriage for professionally trained men is, apparently, one of the unfortunate results of the long period of preparation for a calling.

      The case for postponement is just as strong when one or both are under-graduates in college, with no professional training planned. College marriages are not so wise as marriage after college work is finished. There are exceptions, however; one knows of cases where marriage and return to college to finish was wise. It is unfortunate that some colleges have rules debarring students who marry during the course; secret marriages often result—and these are always to be deplored.

      Sometimes parental opposition, or other factors, seem to the young couple to be sufficient justification for a secret marriage. The circumstances which can make this a wise decision are very, very rare. Marriage is a public matter; it should not be hidden. The couple may feel that only their own lives are involved, but they are all too often wrong. Even the best methods of birth control are far from 100 percent dependable; if a baby is coming, the couple face announcements and explanations and recriminations just at a time when serenity and freedom from emotional strain are desirable, particularly for the bride. Secrecy usually means hypocrisy; often it means deceit. Figures show that secret marriages often produce marital unhappiness and an abnormal number of divorces.

      The wedding date is chosen by the bride; the honeymoon arrangements are the responsibility of the groom. A wedding is fatiguing, particularly to the girl; the thoughtful man will not plan a long train or motor trip or tiring sightseeing or visits to new relatives; new in-laws can be visited more wisely at a later time. These days should be a period of intimate companionship; a summer camp, perhaps lent by a friend, is ideal. Here, surrounded by nature and not mankind, relaxed honeymooners will find the rest and privacy which should be theirs.

      Where to live after the wedding? Obviously where the husband's job is. No need to wait until his chance in the big city comes; the small town is a better place to begin marriage. Friendships come easier, life is simpler and usually cheaper. The divorce rate is much higher in the cities than in small towns or rural regions. Fortunate that couple who start their married life in a town small enough so that neighbors are interested and helpful. The city apartment house is the most impersonal form of dwelling mankind has devised. If the first home does not have all the modern improvements, it is no great tragedy. More marriages are wrecked by too much free time than by too many home tasks to perform. Our grandparents married in the days of covered wagons and sodhouses and drought; a dash of their spirit is a good ingredient in a modern marriage.

      Above all else, the engaged couple should plan to have a home of their own, even if it is only two rooms. If economic considerations make them consider moving in with the in-laws, let some one warn them that the adjustment of two personalities which marriage involves demands some privacy beyond that of a bedroom. Parents, no matter how loving and wise, help the newly married most when they do not live under the same roof with them. Loving interference, irritation, nervous tension, usually go with "living with the folks."

      If they have to live with the older folks, the young people should arrange to have two or three rooms of their own, with their own privacies, where they can entertain their own friends and

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