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taking the beautiful drive which leads to the place. Nobody knows what the word was derived from, but it is used to describe a country club--a bungalow hidden under a beautiful grove on the brow of a cliff that overhangs the bay--with all of the appurtenances, golf links, tennis courts, cricket grounds, racquet courts and indoor gymnasium, and everybody stops there on their afternoon drive to have chotohazree, which is the local term for afternoon tea and for early morning coffee.

      There are peculiar customs in Bombay. The proper time for making visits everywhere in India is between 11 a. m. and 1:30 p. m., and fashionable ladies are always at home between those hours and seldom at any other. It seems unnatural, because they are the hottest of the day. One would think that common sense as well as comfort would induce people to stay at home at noon and make themselves as cool as possible. In other tropical countries these are the hours of the siesta, the noonday nap, which is as common and as necessary as breakfast or dinner, and none but a lunatic would think of calling upon a friend after 11 in the morning or before 3 in the afternoon. It would be as ridiculous as to return a social visit at 3 or 4 o'clock in the morning, and the same reasons which govern that custom ought to apply in India as well as in Egypt, Cuba or Brazil. But here ladies put on their best gowns, order their carriages, take their card cases, and start out in the burning noontide glare to return visits and make formal dinner and party calls. Strangers are expected to do the same, and if you have letters of introduction you are expected to present them during those hours, and not at any other time. In the cool of the day, after 5 o'clock, everybody who owns or can hire a carriage goes out to drive, and usually stops at the Gymkhana in the country or at the Yacht Club in the city for chotohazree. It is a good custom to admit women to clubs as they do here. The wives and daughters of members have every privilege, and can give tea parties and luncheons in the clubhouses, while on certain evenings of the week a band is brought from the military barracks and everybody of any account in European society is expected to be present. Tables are spread over the lawn, and are engaged in advance by ladies, who sit behind them, receive visits and pour tea just as they would do in their own houses. It is a very pleasant custom.

      All visitors who intend to remain in Bombay for any length of time are expected to call upon the governor and his wife, but it is not necessary for them to drive out to Malabar Point for such a purpose. On a table in the reception room of the government building down-town are two books in which you write your name and address, and that is considered equivalent to a formal visit. One book is intended exclusively for those who have been "presented" and by signing it they are reminding his excellency and her excellency of their continued existence and notifying them where invitations to dinners and balls can reach them. The other book is designed for strangers and travelers, who inscribe their names and professions, where they live when they are at home, how long they expect to be in Bombay and where they are stopping. Anybody who desires can sign this book and the act is considered equivalent to a call upon the governor. If the caller has a letter of introduction to His Excellency he can leave it, with a card, in charge of the clerk who looks after the visitors' book, and if he desires to see the governor personally for business or social reasons he can express that desire upon a sheet of note paper, which will be attached to the letter of introduction and delivered some time during the day. The latter, if he is so disposed will then give the necessary instructions and an aide-de-camp will send a "chit," as they call a note over here, inviting the traveler to call at an hour named. There is a great deal of formality in official and social life. The ceremonies and etiquette are modeled upon those of the royal palaces in England, and the governor of each province, as well as the viceroy of India in Calcutta, has his little court.

      A different code of etiquette must be followed in social relations with natives, because they do not usually open their houses to strangers. Letters of introduction should be sent with cards by messengers or through the mails. Then, if the gentleman to whom they are addressed desires, he will call at your hotel. Many of the wealthier natives, and especially the Parsees, are adopting European customs, but the more conservative Hindus still adhere to their traditional exclusive habits, their families are invisible and never mentioned, and strangers are never admitted to their homes.

      Natives are not admitted to the European clubs. There is no mingling of the races in society, except in a few isolated cases of wealthy families, who have been educated in Europe and have adopted European customs. While the same prejudice does not exist theoretically, there is actually a social gulf as wide and as deep as that which lies between white and black families in Savannah or New Orleans. Occasionally there is a marriage between a European and a native, but the social consequences have not encouraged others to imitate the example. Such unions are not approved by public sentiment in either race, and are not usually attended with happiness. Some of the Parsees, who are always excepted, and are treated as a distinct race and community, mingle with Europeans to a certain degree, but even in their case the line is sharply drawn.

      The native district of Bombay is not so dirty nor so densely populated as in most other Indian cities. The streets are wider and some of them will admit of a carriage, although the cross-streets are nearly all too narrow. The houses are from three to five stories in height, built of brick or stone, with overhanging balconies and broad eaves. Sometimes the entire front and rear are of lattice work, the side walls being solid. Few of them are plastered, ceilings are unknown and partitions, for the sake of promoting circulation, seldom go more than half way to the top of a room. No glass is used, but every window has heavy blinds as a protection from the hot air and the rays of the sun. While our taste does not approve the arrangements in many cases, experience has taught the people of India how to live through the hot summers with the greatest degree of comfort, and anyone who attempts to introduce innovations is apt to make mistakes. The fronts of many of the houses are handsomely carved and decorated, the columns and pillars and brackets which support the balconies, the railings, the door frames, the eaves and architraves, are often beautiful examples of the carvers' skill, and the exterior walls are usually painted in gay colors and fanciful designs. Within doors the houses look very bare to us, and contain few comforts.

      The lower floor of the house is commonly used for a shop, and different lines of business are classified and gathered in the same neighborhood. The food market, the grocery and provision dealers, the dealers in cotton goods and other fabrics, the silk merchants, the shoe and leather men, the workers in copper and brass, the goldsmiths, jewelers and dealers in precious stones each have their street or quarter, which is a great convenience to purchasers, and scattered among them are frequent cook-shops and eating places, which do not resemble our restaurants in any way, but have a large patronage. A considerable portion of the population of Bombay, and the same is true of all other Indian cities, depends upon these cook-shops for food as a measure of economy and convenience. People can send out for dinner, lunch, or breakfast at any hour, and have it served by their own servants without being troubled to keep up a kitchen or buy fuel.

      There are said to be 6,000 dealers in jewelry and precious stones in the city of Bombay, and they all seem to be doing a flourishing business, chiefly with the natives, who are very fond of display and invest their money in precious stones and personal adornments of gold and silver, which are safer and give more satisfaction than banks.

      You can see specimens of every race and nation in the native city, nearly always in their own distinctive costumes, and they are the source of never-ending interest--Arabs, Persians, Afghans, Rajputs, Parsees, Chinese, Japanese, Malays, Lascars, Negroes from Zanzibar, Madagascar and the Congo, Abyssinians. Nubians, Sikhs, Thibetans, Burmese, Singalese, Siamese and Bengalis mingle with Jews, Greeks and Europeans on common terms, and, unlike the population of most eastern cities, the people of Bombay always seem to be busy.

      Many enterprises usually left for the municipal authorities of a city to carry on cannot be undertaken by the government of India because of the laws of caste, religious customs and fanatical prejudices of the people. The Hindu allows no man to enter his home; the women of a Mohammedan household are kept in seclusion, the teachings of the priests are contrary to modern sanitary regulations, and if the municipal authorities should condemn a block of buildings and tear it down, or discover a nuisance and attempt to remove it, they might easily provoke a riot and perhaps a revolution. This has happened frequently. During the last plague a public tumult had to be quelled by soldiers at a large cost of life because of the efforts of the government to isolate and quarantine infected

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