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much higher than usual. This was owing to the fact that at one end of the table there stood a little group of five young men in evening dress. They talked and laughed as they flung their money on the green cloth, and seemed to enjoy the fact that they were the centre of attraction.

      "One of them," whispered Madame Wachner eagerly, "had already lost eight thousand francs when I went downstairs to look for you! See, they are still losing. Our friend has the devil's own luck to-night! I have forbidden L'Ami Fritz to play at all. Nothing can stand against her. She sweeps the money up every time. If Fritz likes, he can go downstairs to the lower room and play."

      But before doing so L'Ami Fritz lingered awhile, watching Madame Wolsky's wonderful run of luck with an expression of painful envy and greed on his wolfish countenance.

      Sylvia went round to a point where she could watch Anna's face. To a stranger Madame Wolsky might have appeared almost indifferent; but there had come two spots of red on her cheeks, and the hand with which she raked up the money trembled.

      The words rang out, "Faites vos jeux, Messieurs, Mesdames." Then, "Le jeu est fait! Rien ne va plus!"

      The luck suddenly turned against Anna. She looked up, and found Sylvia's eyes fixed on her. She made a slight motion, as if she wished her friend to go away.

      Sylvia slipped back, and walked quietly round the table. Then she stood behind Anna, and once more the luck came back, and the lady banker's pile of notes and gold grew higher and higher....

      "This is the first time a woman has held the Bank this month," Sylvia heard someone say.

      And then there came an answer, "Yes, and it is by far the best Bank we have had this month—in fact, it's the best play we've had this season!"

      At last Anna pushed away her chair and got up.

      One of the young men who had lost a good deal of money came up to her and said smilingly.

      "I hope, Madame, you are not going away. I propose now to take the Bank; surely, you will allow me to have my revenge?"

      Anna Wolsky laughed.

      "Certainly!" she answered. "I propose to go on playing for some time longer."

      He took the Banker's seat, and the crowd dispersed to the other tables. L'Ami Fritz slipped away downstairs, but his wife stayed on in the Club by Sylvia's side.

      Soon the table was as much surrounded as before, for Anna was again winning. She had won as banker, now she won as simple player, and all those about her began to "follow her luck" with excellent results to themselves.

      The scene reminded Sylvia of that first evening at the Casino. It was only three weeks ago, and yet how full, how crowded the time had been!

      Somehow to-night she did not feel inclined to play. To her surprise and amusement she saw Madame Wachner actually risk a twenty-franc piece. A moment later the stake was doubled, and soon the good lady had won nine gold pieces. Her face flushed with joy like a happy child's.

      "Oh, why is not Fritz here?" she exclaimed. "How sorry I am I sent him downstairs! But, never mind, his old wife is making some money for once!"

      At last the Banker rose from the table. He was pretty well cleared out. Smiling and bowing to Anna, he said, "Well, Madame, I congratulate you! You must have a very powerful mascot."

      Anna shook her head gaily.

      "It is pleasant to win from a millionaire," she whispered to Sylvia, "for one knows it does not hurt him! That young man has a share in the profit on every piece of sugar sold in France, and you know how fond the French are of sweet things!"

      She turned from the table, followed by Sylvia and Madame Wachner.

      "What will you do with all your money?" asked Madame Wachner anxiously.

      "I told one of the ushers to have it all turned into notes for me," she answered indifferently. "As to what I shall do with it!—well, I suppose I shall have to go into Paris and bank some of it in a day or two. I shan't play to-morrow. I shall take a rest—I deserve a rest!" She looked extraordinarily excited and happy.

      "Shall we drop you at the Pension Malfait?" said Madame Wachner amiably. "It is right on our way home, you know. I, too, have made money—" she chuckled joyously.

      Madame Wachner left the two friends standing in the hall while she went to look for her husband in the public gambling room, and as they stood there Sylvia became conscious that they were being stared at with a great deal of interest and curiosity. The news of Anna Wolsky's extraordinary good luck had evidently spread.

      "I wish I had come in a little earlier," said Sylvia presently. "I've never seen you take the Bank before. Surely this is the first time you have done so?"

      "Yes, this is the first time I have ever been tempted to take the Bank at Lacville. But somehow I suddenly felt as if I should be lucky to-night. You see, I've made a good deal of money the last day or two, and Madame Wachner persuaded me to try my luck."

      "I wish you had told me you were thinking of taking the Bank."

      "I would have told you," said Anna quietly, "if I had seen you to-day. But I have been seeing very little of you lately, Sylvia. Why, you are more with Madame Wachner than with me!"

      She did not speak unkindly, but Sylvia felt a pang of remorse. She had indeed seen very little of Anna Wolsky during the last few days, but that was not because she had been with Madame Wachner.

      "I will come and see you for a little while to-night," she said impetuously, "for I am going to spend to-morrow in Paris—with a friend who is there just now—"

      She hurried out the half-truth with a curious feeling of guilt.

      "Yes, do come!" cried Anna eagerly. "You can stay with me while the carriage takes the Wachners on home, and then it can call for you on the way back. I should not like you to walk to the Villa du Lac alone at this time of night."

      "Ah, but I'm not like you; I haven't won piles of money!" said Sylvia, smiling.

      "No, but that makes very little difference in a place like this—"

      And then Monsieur and Madame Wachner joined them. L'Ami Fritz looked quite moved out of himself. He seized Anna by the hand. "I congratulate you!" he said heartily. "What a splendid thing to go on winning like that. I wish I had been there, for I might have followed your luck!"

      They all four walked out of the Casino. It was a very dark night.

      "And what will you do with all that money?" Monsieur Wachner solicitously inquired. "It is a great sum to carry about, is it not?"

      "It is far better to carry about one's money than to trust it to anyone but to a well-managed bank," exclaimed his wife, before Anna could answer the question. "As for the hotel-keepers, I would not trust them with one penny. What happened to a friend of ours, eh, Fritz, tell them that?"

      They were now packed into an open carriage, and driving towards the Pension Malfait.

      "I don't know what you are talking about," said her husband, crossly.

      "Yes, you do! That friend of ours who was boarding in one of those small houses in the Condamine at Monte Carlo, and who one day won a lot of money. He gave his winnings to his hotel-keeper to keep for the night. Next day the man said his safe had been broken open by a foreign waiter who had disappeared. Our friend had no redress—none at all! Malfait may be a very good sort of man, but I would not give him your money—" she turned to Anna.

      "No, of course not," said Madame Wolsky. "I should never think of entrusting a really large sum of money to a man of whom I know nothing. It is, as you say, very much better to keep one's money on one's person. It's the plan I've always followed. Then, if it is stolen, or if one loses it, one has only oneself to blame."

      "It is very exciting taking the Bank," she added, after a pause. "I think I shall take the Bank again next time I play."

      The short drive was soon over, and as Anna and Sylvia were going into the Pension

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