LITMIR.BIZ

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years, and naturally much changed from the young girl he had known. He had been one of the young clerks in the outer office, whom she would recognise with a friendly smiling look, and a nod of her head all round. Now, however, Miss Vernon came up to him, and held out her hand to Mr. Rule. "You need not have sent me word who you were," she said with a smile. "I knew quite well who you were. I never forget faces nor names. You have not come to me at this time of night on a mere visit of civility. Don't be afraid to tell me at once whatever there may be to say."

      "From the way you speak, ma'am," said Mr. Rule, "I conclude that you have heard some of the wicked reports that are flying about?"

      "That is exactly what I want to know," she said, with all her old vivacity. "Are they wicked reports?"

      "A report is always wicked," said Mr. Rule sententiously, "which is likely to bring about the evil it imagines."

      "Ah!" she cried. "Then it is no further gone than that; and yet it is as far gone as that?" she added, looking anxiously in his face.

      "Miss Vernon," said Rule solemnly, "I expect a run upon the bank to-morrow."

      "Good God!" she said, clasping her hands; which was not a profane exclamation, but the kind of half-conscious appeal which nature makes instinctively. "But you have made all preparations? Surely you can meet that."

      He shook his head solemnly. The credit of the bank was so much to him that when thus face to face with the event he dreaded, poor Rule could not articulate anything, and the water stood in his eyes.

      "Good God!" she said again: but her face was not awe-stricken; it was that of a soldier springing instantly to the alert, rallying all his resources at the first word of danger; "but you don't mean to say that my cousin—does not John know this? They say everybody knows these things before the person concerned. Why, why did you not warn him, Mr. Rule?"

      Rule shook his head.

      "It isn't possible that he could have been ignorant. How could he be ignorant, ma'am? God knows I have not a word to say against Mr. Vernon—but to think he should forsake us in our moment of trial!"

      "Forsake you!" A sudden flush flew over Miss Vernon's face—a spark shot out of her eyes. Indignation and yet doubt was in her face. "That is not possible," she cried, holding her head high; and then she said anxiously, "Mr. Rule, tell me what you mean?"

      "I dare say it is the falsity of appearances," said poor Rule. "I am sure I hope so. I hope Mr. Vernon has gone away to get help, personally: you can do that so much better than writing: and that he may be back in time to-morrow."

      "Has he gone away?" she said in a low tone.

      "Unfortunately, Miss Vernon—I can't help saying unfortunately, for it paralyses everybody else. We can do nothing at the bank. But I cling to the hope that he will be back before the bank is opened. Oh, yes, I cling to the hope. Without that——"

      "Everything will be lost?"

      "Everything!" cried he, who was so proud of being the head clerk at Vernon's, with tears in his eyes.

      And then there was a pause. For a minute or two not a word was said. The daughter of the house was as much overcome by the thought as was its faithful servant. At last she said faintly, but firmly—

      "Mr. Rule, I cannot believe but that you will see John to-morrow when the bank is opened, with means to meet every demand."

      "Yes, Miss Vernon, that is my conviction too."

      But in what a faltering voice was this conviction stated! The room was not very light, and they did not distinguish very clearly each other's faces.

      "But in case of any failure—" she said, "for of course one never can tell, the most tiresome nothings may detain you just when speed is most important; or he might not have succeeded as he hoped. In case of any—delay—I shall be there, Mr. Rule; you may calculate upon me, with every penny I can muster——"

      "You, Miss Vernon!" the clerk said, with a cry of relief and joy.

      "Certainly; who else, when the credit of the bank is at stake? I have been living very quietly, you know. I spend next to nothing; my mother's money has accumulated till it is quite a little fortune, I believe. What had I best do? send to Mr. Sellon and ask him to help us on that security? I don't think he will refuse."

      "If you do that we are saved," said Rule, half crying. "That is the thing to do. What a head for business you have!"

      She smiled, and gave him a little nod, like one of those happy nods she used to give to the young clerks in her fine youthful days, in which there was a kind acknowledgment of their admiration, a friendly good fellowship with themselves.

      "I hope I am not old Edward Vernon's grand-daughter for nothing," she said, beginning to walk up and down the room with a buoyant impatience, as though longing for the moment of exertion to come. "I had better write to Mr. Sellon at once; there is no time to lose."

      "And if you will let me I will take the note directly, and bring you an answer."

      "Bravo! that is promptitude," cried Miss Vernon; and she went up to him and held out her hand. "Between us we will keep the old place going," she said, "whoever may give in."

      If Mr. Rule had not been the steady, bashful Englishman he was, he would have kissed that hand. He felt that there was in it enough to save everything—the bank first, and then his own little bit of money, and his situation, and his children's bread. He had not allowed himself to think of these things in the greatness of his anxiety in respect to Vernon's; but he did think of them now, and was ready to cry in the relief of his soul.

      Never was an evening more full of occupation. Mr. Sellon, who was the agent of the Bank of England in Redborough, was fortunately at home, and responded at once to Miss Vernon's appeal. Mr. Rule had the gratification of walking back with him to the Grange, whither he hastened to reply in person, and of assisting at the interview afterwards with a sense of pride and personal advancement which heightened the satisfaction of his soul. Miss Vernon insisted strongly on the point that all these preparations were by way of precaution merely.

      "My cousin will no doubt be back in time, fully provided; but of course you never can be perfectly certain. Horses may break down, shafts be broken; the least little accident may spoil everything. Of course John put off such a step till the last moment, and thought it better to keep it entirely to himself."

      "Of course," cried Rule, speaking out of his corner; and "Of course," but much more faintly, Mr. Sellon said.

      "That is so evident that it requires no repetition: but just as naturally Mr. Rule was alarmed, and had the good sense to come to me."

      All this was by way of convincing Mr. Sellon that the whole matter was perfectly simple, and that probably his resources would not be called upon at all. To be sure, as in every case of a similar kind, Miss Vernon might have saved herself the trouble, the circumstances being far more clearly known to Mr. Sellon than to herself. He was very sure that John Vernon would not return, and that his intention was to get himself out of it. Everybody had known it was coming. It was just as well to humour a lady, and accept her version as the right one; but he was not for a moment deceived.

      "Of course the bank," he said, "will make it up to you afterwards."

      "Of course," she said; "and if not, I don't know who is to stop me from doing what I like with my own."

      He asked a few questions further, in which there was a good deal of significance, as for instance something about Mrs. John Vernon's marriage settlements, which neither of the others for the moment understood. Rule saw Mr. Sellon to the door, by Miss Vernon's request, with great pride, and went back to her afterwards, "as if he were one of the family," he described to his wife afterwards.

      "Well," she said, "are you satisfied?"

      "Oh, more than satisfied, happier than I can tell you," cried the clerk. "The bank is saved!"

      And then she, so triumphant, buoyant, inspired as she was, sank down upon a chair, and put her head in her hands, and he

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