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Here is a house burned down and a man killed. That man was insured for three thousand pounds, and, consequently, some person stands to gain by his death to that amount. The whole set of circumstances is highly favourable to the idea of homicide. The man was alone in the house when he died; and the total destruction of both the body and its surroundings seems to render investigation impossible. The cause of death can only be inferred; it cannot be proved; and the most glaring evidence of a crime will have vanished utterly. I think that there is a quite strong prima facie suggestion of murder. Under the known conditions, the perpetration of a murder would have been easy, it would have been safe from detection, and there is an adequate motive.

      “On the other hand, suicide is not impossible. The man might have set fire to the house and then killed himself by poison or otherwise. But it is intrinsically less probable that a man should kill him self for another person’s benefit than that he should kill another man for his own benefit.

      “Finally, there is the possibility that the fire and the man’s death were the result of accident; against which is the official opinion that the fire started in two places. If this opinion is correct, it establishes, in my opinion, a strong presumption of murder against some person who may have obtained access to the house.”

      This point in the discussion brought us to the ruined house, which stood at the corner of two small streets. One of the firemen in charge admitted us, when we had shown our credentials, through a temporary door and down a ladder into the basement, where we found a number of men treading gingerly, ankle deep in white ash, among a litter of charred wood-work, fused glass, warped and broken china, and more or less recognisable metal objects.

      “The coroner and the jury,” the fireman explained; “come to view the scene of the disaster.” He introduced us to the former, who bowed stiffly and continued his investigations.

      “These,” said the other fireman, “are the springs of the chair that the deceased was sitting in. We found the body—or rather the bones—lying among them under a heap of hot ashes; and we found the buttons of his clothes and the things from his pockets among the ashes, too. You’ll see them in the mortuary with the remains.”

      “It must have been a terrific blaze,” one of the jurymen remarked. “Just look at this, sir,” and he handed to Thorndyke what looked like part of a gas-fitting, of which the greater part was melted into shapeless lumps and the remainder encrusted into fused porcelain.

      “That,” said the fireman, “was the gasalier of the first-floor room, where Mr. Bland was sitting. Ah! you won’t turn that tap, sir; nobody’ll ever turn that tap again.”

      Thorndyke held the twisted mass of brass towards me in silence, and, glancing up the blackened walls, remarked: “I think we shall have to come here again with the Divisional Officer, but meanwhile, we had better see the remains of the body. It is just possible that we may learn something from them.”

      He applied to the coroner for the necessary authority to make the inspection, and, having obtained a rather ungracious and grudging permission to examine the remains when the jury had “viewed” them, began to ascend the ladder.

      “Our friend would have liked to refuse permission,” he remarked when we had emerged into the street, “but he knew that I could and should have insisted.”

      “So I gathered from his manner,” said I. “But what is he doing here? This isn’t his district.”

      “No; he is acting for Bettsford, who is laid up just now; and a very poor substitute he is. A non-medical coroner is an absurdity in any case, and a coroner who is hostile to the medical profession is a public scandal. By the way, that gas-tap offers a curious problem. You noticed that it was turned off?”

      “Yes.”

      “And consequently that the deceased was sitting in the dark when the fire broke out. I don’t see the bearing of the fact, but it is certainly rather odd. Here is the mortuary. We had better wait and let the jury go in first.”

      We had not long to wait. In a couple of minutes or so the “twelve good men and true” made their appearance with a small attendant crowd of ragamuffins. We let them enter first, and then we followed. The mortuary was a good-sized room, well lighted by a glass roof, and having at its centre a long table on which lay the shell containing the remains. There was also a sheet of paper on which had been laid out a set of blackened steel waistcoat buttons, a bunch of keys, a steel-handled pocket-knife, a steel-cased watch on a partly-fused rolled-gold chain, and a pocket corkscrew. The coroner drew the attention of the jury to these objects, and then took possession of them, that they might be identified by witnesses. And meanwhile the jurymen gathered round the shell and stared shudderingly at its gruesome contents.

      “I am sorry, gentlemen,” said the coroner, “to have to subject you to this painful ordeal. But duty is duty. We must hope, as I think we may, that this poor creature met a painless if in some respects a rather terrible death.”

      At this point, Thorndyke, who had drawn near to the table, cast a long and steady glance down into the shell; and immediately his ordinarily rather impassive face seemed to congeal; all expression faded from it, leaving it as immovable and uncommunicative as the granite face of an Egyptian statue. I knew the symptom of old and began to speculate on its present significance.

      “Are you taking any medical evidence?” he asked.

      “Medical evidence!” the coroner repeated, scornfully. “Certainly not, sir! I do not waste the public money by employing so-called experts to tell the jury what each of them can see quite plainly for himself. I imagine,” he added, turning to the foreman, “that you will not require a learned doctor to explain to you how that poor fellow mortal met his death?”

      And the foreman, glancing askance at the skull, replied, with a pallid and sickly smile, that “he thought not.”

      “Do you, sir,” the coroner continued, with a dramatic wave of the hand towards the plain coffin, “suppose that we shall find any difficulty in determining how that man came by his death?”

      “I imagine,” replied Thorndyke, without moving a muscle, or, indeed, appearing to have any muscles to move, “I imagine you will find no difficulty what ever.”

      “So do I,” said the coroner.

      “Then,” retorted Thorndyke, with a faint, inscrutable smile, “we are, for once, in complete agreement.”

      As the coroner and jury retired, leaving my colleague and me alone in the mortuary, Thorndyke remarked: “I suppose this kind of farce will be repeated periodically so long as these highly technical medical inquiries continue to be conducted by lay persons.”

      I made no reply, for I had taken a long look into the shell, and was lost in astonishment.

      “But my dear Thorndyke!” I exclaimed; “what on earth does it mean? Are we to suppose that a woman can have palmed herself off as a man on the examining medical officer of a London Life Assurance Society?”

      Thorndyke shook his head. “I think not,” said he. “Our friend, Mr. Bland, may conceivably have been a woman in disguise, but he certainly was not a negress.”

      “A negress!” I gasped. “By Jove! So it is! I hadn’t looked at the skull. But that only makes the mystery more mysterious. Because, you remember, the body was certainly dressed in Bland’s clothes.”

      “Yes, there seems to be no doubt about that. And you may have noticed, as I did,” Thorndyke continued dryly, “the remarkably fire-proof character of the waistcoat buttons, watch-case, knife-handle, and other identifiable objects.”

      “But what a horrible affair!” I exclaimed. “The brute must have gone out and enticed some poor devil of a negress into the house, have murdered her in cold blood and then deliberately dressed the corpse in his own clothes! It is perfectly frightful!”

      Again Thorndyke shook his head. “It wasn’t as bad as that, Jervis,” said he, “though I must confess that I feel strongly tempted to let your hypothesis stand. It would be quite amusing to

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