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me away from all that happiness for which I had not paid? I had not thought of it before I went to Monte Carlo, but I am inclined now to advise others to stay away, or else to put down half a napoleon, at any rate, as the price of a ticket. The place is not overcrowded, because the conscience of many is keener than was mine.

      We ought to be grateful to the august sovereign of Monaco in that he enabled an enterprising individual to keep open for us in so brilliant a fashion the last public gambling-house in Europe. The principality is but large enough to contain the court of the sovereign which is held in the little town of Monaco, and the establishment of the last of legitimate gamblers which is maintained at Monte Carlo. If the report of the world does not malign the prince, he lives, as does the gambler, out of the spoil taken from the gamblers. He is to be seen in his royal carriage going forth with his royal consort—and very royal he looks! His little teacup of a kingdom—or rather a roll of French bread, for it is crusty and picturesque—is now surrounded by France. There is Nice away to the west, and Mentone to the east, and the whole kingdom lies within the compass of a walk. Mentone, in France, at any rate, is within five miles of the monarch's residence. How happy it is that there should be so blessed a spot left in tranquillity on the earth's surface!

      But on the present occasion Monte Carlo was not in all its grandeur, because of the heat of the weather. Another month, and English lords, and English members of Parliament, and English barristers would be there—all men, for instance, who could afford to be indifferent as to their character for a month—and the place would be quite alive with music, cards, and dice. At present men of business only flocked to its halls, eagerly intent on making money, though, alas! almost all doomed to lose it. But our one friend with the long light locks was impatient for the fray. The gambling-room had now been opened, and the servants of the table, less impatient than he, were slowly arranging their money and their cards. Our friend had taken his seat, and was already resolving, with his eyes fixed on the table, where he would make his first plunge. In his right hand was a bag of gold, and under his left hand were hidden the twelve napoleons with which he intended to commence. On yesterday he had gone through his day's work by twelve, though on one or two occasions he had plunged deeply. It had seemed to this man as though a new heaven had been opened to him, as of late he had seen little of luck in this world. The surmises made as to the low state of his funds when he entered the room had been partly true; but time had been when he was able to gamble in a more costly fashion even than here, and to play among those who had taken his winnings and losings simply as a matter of course.

      And now the game had begun, and the twelve napoleons were duly deposited. Again he won his stake, an omen for the day, and was exultant. A second twelve and a third were put down, and on each occasion he won. In the silly imagination of his heart he declared to himself that the calculation of all chances was as nothing against his run of luck. Here was the spot on which it was destined that he should redeem all the injury which fortune had done him. And in truth this man had been misused by fortune. His companion whispered in his ear, but he heard not a word of it. He increased the twelve to fifteen, and again won. As he looked round there was a halo of triumph which seemed to illuminate his face. He had chained Chance to his chariot-wheel and would persevere now that the good time had come. What did he care for the creature at his elbow? He thought of all the good things which money could again purchase for him as he carefully fingered the gold for the next stake. He had been rich, though he was now poor; though how could a man be accounted poor who had an endless sum of six hundred napoleons in his pocket, a sum which was, in truth, endless, while it could be so rapidly recruited in this fashion? The next stake he also won, but as he raked all the pieces which the croupier pushed toward him his mind had become intent on another sphere and on other persons. Let him win what he might, his old haunts were now closed against him. What good would money do him, living such a life as he must now be compelled to pass? As he thought of this the five-and-twenty napoleons on the table were taken away from him almost without consciousness on his part.

      At that moment there came a voice in his ear—not the voice of his attending friend, but one of which he accurately knew the lisping, fiendish sound: "Ah, Captain Scarborough, I thought it vas posshible you might be here. Dis ish a very nice place." Our friend looked round and glared at the man, and felt that it was impossible that this occupation should be continued under his eyes. "Yesh; it was likely. How do you like Monte Carlo? You have plenty of money—plenty!" The man was small, and oily, and black-haired, and beaky-nosed, with a perpetual smile on his face, unless when on special occasions he would be moved to the expression of deep anger. Of the modern Hebrews a most complete Hebrew; but a man of purpose, who never did things by halves, who could count upon good courage within, and who never allowed himself to be foiled by misadventure. He was one who, beginning with nothing, was determined to die a rich man, and was likely to achieve his purpose. Now there was no gleam of anger on his face, but a look of invincible good-humor, which was not, however, quite good-humor, when you came to examine it closely.

      "Oh, that is you, is it, Mr. Hart?"

      "Yesh; it is me. I have followed you. Oh, I have had quite a pleasant tour following you. But ven I got my noshe once on to the schent then I was sure it was Monte Carlo. And it ish Monte Carlo; eh, Captain Scarborough?"

      "Yes; of course it is Monte Carlo. That is to say, Monte Carlo is the place where we are now. I don't know what you mean by running on in that way." Then he drew back from the table, Mr. Hart following close behind him, and his attendant at a farther distance behind him. As he went he remembered that he had slightly increased the six hundred napoleons of yesterday, and that the money was still in his own possession. Not all the Jews in London could touch the money while he kept it in his pocket.

      "Who ish dat man there?" asked Mr. Hart.

      "What can that be to you?"

      "He seems to follow you pretty close."

      "Not so close as you do, by George; and perhaps he has something to get by it, which you haven't."

      "Come, come, come! If he have more to get than I he mush be pretty deep. There is Mishter Tyrrwhit. No one have more to get than I, only Mishter Tyrrwhit. Vy, Captain Scarborough, the little game you wash playing there, which wash a very pretty little game, is as nothing to my game wish you. When you see the money down, on the table there, it seems to be mush because the gold glitters, but it is as noting to my little game, where the gold does not glitter, because it is pen and ink. A pen and ink soon writes ten thousand pounds. But you think mush of it when you win two hundred pounds at roulette."

      "I think nothing of it," said our friend Captain Scarborough.

      "And it goes into your pocket to give champagne to the ladies, instead of paying your debts to the poor fellows who have supplied you for so long with all de money."

      All this occurred in the gambling-house at a distance from the table, but within hearing of that attendant who still followed the player. These moments were moments of misery to the captain in spite of the bank-notes for six hundred napoleons which were still in his breast coat-pocket. And they were not made lighter by the fact that all the words spoken by the Jew were overheard by the man who was supposed to be there in the capacity of his servant. But the man, as it seemed, had a mission to fulfil, and was the captain's master as well as servant. "Mr. Hart," said Captain Scarborough, repressing the loudness of his words as far as his rage would admit him, but still speaking so as to attract the attention of some of those round him, "I do not know what good you propose to yourself by following me in this manner. You have my bonds, which are not even payable till my father's death."

      "Ah, there you are very much mistaken."

      "And are then only payable out of the property to which I believed myself to be heir when the money was borrowed."

      "You are still de heir—de heir to Tretton. There is not a shadow of a doubt as to that."

      "I hope when the time comes," said the captain, "you'll be able to prove your words."

      "Of course we shall prove dem. Why not? Your father and your brother are very clever shentlemen, I think, but they will not be more clever than Mishter Samuel Hart. Mr. Tyrrwhit also is a clever man. Perhaps he understands your father's way of doing business. Perhaps it is all right with

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