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selected in an honest spirit of admiration, which on the whole did no discredit to Nancy’s sensibilities.

      To the best of Nancy’s belief, her father had never seen this room. On its completion she invited him to inspect it, but Mr. Lord coldly declined, saying that he knew nothing, and cared nothing, about upholstery.

      His return to-day was earlier than usual. Shortly after five o’clock Nancy heard the familiar heavy step in the passage, and went downstairs.

      ‘Will you have a cup of tea, father?’ she asked, standing by the door of the back room, which was ajar.

      ‘If it’s ready,’ replied a deep voice.

      She entered the dining-room, and rang the bell. In a few minutes Mary Woodruff appeared, bringing tea and biscuits. She was a neat, quiet, plain-featured woman, of strong physique, and with set lips, which rarely parted save for necessary speech. Her eyes had a singular expression of inquietude, of sadness. A smile seldom appeared on her face, but, when it did, the effect was unlooked for: it touched the somewhat harsh lineaments with a gentleness so pleasing that she became almost comely.

      Having set down the tray, she went to Mr. Lord’s door, gave a soft tap, and withdrew into the kitchen.

      Nancy, seated at the table, turned to greet her father. In early life, Stephen Lord must have been handsome; his face was now rugged, of unhealthy tone, and creased with lines betokening a moody habit. He looked much older than his years, which were fifty-seven. Dressed with excessive carelessness, he had the appearance rather of one at odds with fortune than of a substantial man of business. His short beard was raggedly trimmed; his grizzled hair began to show the scalp. Judging from the contour of his visage, one might have credited him with a forcible and commanding character; his voice favoured that impression; but the countenance had a despondent cast, the eyes seemed to shun observation, the lips suggested a sullen pride, indicative of some defect or vice of will.

      Yet in the look which he cast upon her, Nancy detected a sign of more amiability than she had found in him of late. She addressed him with confidence.

      ‘Early to-day, father.’

      ‘Yes.’

      The monosyllable sounded gruff, but again Nancy felt satisfaction. Mr. Lord, who disliked to seat himself unless he were going to keep his position for some time, took the offered beverage from his daughter’s hand, and stood with it before the fireplace, casting glances about the room.

      ‘How have you felt, father?’

      ‘Nothing to complain of.’

      His pronunciation fell short of refinement, but was not vulgar. Something of country accent could still be detected in it. He talked like a man who could strike a softer note if he cared to, but despises the effort.

      ‘I suppose you will have a rest to-morrow?’

      ‘I suppose so. If your grandmother had lived,’ he added thoughtfully, ‘she would have been eighty-four this week on Thursday.’

      ‘The 23rd of June. Yes, I remember.’

      Mr. Lord swallowed his tea at two draughts, and put down the cup. Seemingly refreshed, he looked about him with a half smile, and said quietly:

      ‘I’ve had the pleasure of punishing a scoundrel to-day. That’s worth more than the Jubilee.’

      Nancy waited for an explanation, but it was not vouchsafed.

      ‘A scoundrel?’ she asked.

      Her father nodded—the nod which signified his pleasure that the subject should not be pursued. Nancy could only infer that he spoke of some incident in the course of business, as indeed was the case.

      He had no particular aptitude for trade, and that by which he lived (he had entered upon it thirty years ago rather by accident than choice) was thoroughly distasteful to him. As a dealer in pianofortes, he came into contact with a class of people who inspired him with a savage contempt, and of late years his business had suffered considerably from the competition of tradesmen who knew nothing of such conflicts between sentiment and interest. A majority of his customers obtained their pianos on the ‘hire-purchase system,’ and oftener than not, they were persons of very small or very precarious income, who, rabid in the pursuit of gentility, signed agreements they had little chance of fulfilling; when in pecuniary straits, they either raised money upon the instruments, or allowed them to fall into the hands of distraining creditors. Inquiry into the circumstances of a would-be customer sometimes had ludicrous results; a newly-married couple, for instance, would be found tenanting two top-floor rooms, the furnishing whereof seemed to them incomplete without the piano of which their friends and relatives boasted. Not a few professional swindlers came to the office; confederate rogues, vouching for each other’s respectability, got possession of pianos merely to pawn or sell them, having paid no more than the first month’s charge. It was Mr Lord’s experience that year by year the recklessness of the vulgar became more glaring, and deliberate fraud more artful. To-day he had successfully prosecuted a man who seemed to have lived for some time on the hire-purchase system, and it made him unusually cheerful.

      ‘You don’t think of going to see the Queen to-morrow?’ said his daughter, smiling.

      ‘What have I to do with the Queen? Do you wish to go?’

      ‘Not to see Her Majesty. I care as little about her as you do. But I thought of having a walk in the evening.’

      Nancy phrased it thus with intention. She wished to intimate that, at her age, it could hardly be necessary to ask permission. But her father looked surprised.

      ‘In the evening? Where?’

      ‘Oh, about the main streets—to see the people and the illuminations.’

      Her voice was not quite firm.

      ‘But,’ said her father, ‘there’ll be such a swarm of blackguards as never was known. How can you go into such a crowd? It’s astonishing that you should think of it.’

      ‘The blackguards will be outnumbered by the decent people, father.’

      ‘You suppose that’s possible?’ he returned gloomily.

      ‘Oh, I think so,’ Nancy laughed. ‘At all events, there’ll be a great majority of people who pretend to be decent. I have asked Jessica Morgan to go with me.’

      ‘What right had you to ask her, without first finding out whether you could go or not?’

      It was spoken rather gravely than severely. Mr. Lord never looked fixedly at his daughter, and even a glance at her face was unusual; but at this juncture he met her eyes for an instant. The nervous motion with which he immediately turned aside had been marked by Nancy on previous occasions, and she had understood it as a sign of his lack of affection for her.

      ‘I am twenty-three years old, father,’ she replied, without aggressiveness.

      ‘That would be something of an answer if you were a man,’ observed the father, his eyes cast down.

      ‘Because I am a woman, you despise me?’

      Stephen was startled at this unfamiliar mode of address. He moved uneasily.

      ‘If I despised you, Nancy, I shouldn’t care very much what you did. I suppose you must do as you like, but you won’t go with my permission.’

      There was a silence, then the girl said:

      ‘I meant to ask Horace to go with us.’

      ‘Horace—pooh!’

      Again a silence. Mr. Lord laid down his cup, moved a few steps away, and turned back.

      ‘I didn’t think this kind of thing was in your way,’ he said gruffly. ‘I thought you were above it.’

      Nancy defended herself as she had done to Jessica, but without the playfulness. In listening, her father

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