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      101 Powerful Tips for Legally Improving Your Credit Score

      BY

      Sadiq A

       © Copyright 2020 Sadiq A - All rights reserved.

      LEGAL NOTICE

      The Publisher has strived to be as accurate and complete as possible in the creation of this report, notwithstanding the fact that he does not warrant or represent at any time that the contents within are accurate due to the rapidly changing nature of the Internet.

      While all attempts have been made to verify information provided in this publication, the Publisher assumes no responsibility for errors, omissions, or contrary interpretation of the subject matter herein. Any perceived slights of specific persons, peoples, or organizations are unintentional.

      In practical advice books, like anything else in life, there are no guarantees of income made. Readers are cautioned to reply on their own judgment about their individual circumstances to act accordingly.

      This book is not intended for use as a source of legal, business, accounting or financial advice. All readers are advised to seek services of competent professionals in legal, business, accounting and finance fields.

      You are encouraged to print this book for easy reading.

      Table of Contents

       Introduction

       The Basics

       The Best Ways to Boost Your Credit Score

       Keep Your Credit Score Safe

       Avoid Common Credit Score Mistakes

       Dealing With Your Credit Report to Deal With Your Credit Score

       Dealing With a Credit Score after a Big Problem

       Dealing With Professional Credit Help

       General Good Financial Habits Build Good Credit Scores

       Think Like a Lender

       Develop an Organized Strategy to Repair Your Credit Score

       Loans and Your Credit Score

       Make Credit Repair Easier on Yourself

       Student Credit Repair

       Dealing with Debt

       Credit Repair and Your Emotions

       Parting Credit Tips

       Conclusion

      Recommended Resources

Introduction

      There are many misconceptions about credit scores out there. There are customers who believe that they don’t have a credit score and many customers who think that their credit scores just don’t really matter. These sorts of misconceptions can hurt your chances at some jobs, at good interest rates, and even your chances of getting some apartments.

      The truth is, of you have a bank account and bills, then you have a credit score, and your credit score matters more than you might think. Your credit score may be called many things, including a credit risk rating, a FICO score, a credit rating, a FICO rating, or a credit risk score. All these terms refer to the same thing: the three-digit number that lets lenders get an idea of how likely you are to repay your bills.

      Every time you apply for credit, apply for a job that requires you to handle money, or even apply for some more exclusive types of apartment living, your credit score is checked.

      In fact, your credit score can be checked by anyone with a legitimate business need to do so. Your credit score is based on your past financial responsibilities and past payments and credit, and it provides potential lenders with a quick snapshot of your current financial state and past repayment habits.

      In other words, your credit score lets lenders know quickly how much of a credit risk you are. Based on this credit score, lenders decide whether to trust you financially - and give you better rates when you apply for a loan. Apartment managers can use your credit score to decide whether you can be trusted to pay your rent on time. Employers can use your credit score to decide whether you can be trusted in a high-responsibility job that requires you to handle money.

      The problem with credit scores is that there is quite a bit of misinformation circulated about, especially through some less than scrupulous companies who claim they can help you with your credit report and credit score - for a cost, of course.

      From advertisements and suspect claims, customers sometimes come away with the idea that in order to boost their credit score, they have to pay money to a company or leave credit repair in the hands of so-called “experts.” Nothing could be further from the truth. It is perfectly possible to pay down debts and boost your credit on your own, with no expensive help whatsoever.

      In fact, the following 101 tips can get you well on your way to boosting your credit score and saving you money.

      By the end of this ebook, you will be able to:

      • Define a credit score, a credit report, and other key financial terms

      • Develop a personalized credit repair plan that addresses your unique financial situation

      • Find the resources and people who can help you repair your credit score

      • Repair your credit effectively using the very techniques used by credit repair experts

      Plus, unlike many other books on the subject, this ebook will show you how to deal with your everyday life while repairing your credit. Your credit repair does not happen in a vacuum.

      This book will teach you the powerful strategies you need to build the financial habits that will help you to a keep a high credit risk rating. It really is that simple.

      Start reading and be prepared to start taking small but powerful steps that can have a dramatic impact on your financial life!

The Basics

      Before you start boosting your credit score, you need to know the basics. You need to know what a credit score is, how it is developed, and why it is important to you in your everyday life.

      Lenders certainly know what sort of information they can get from a credit score, but knowing this information yourself can help you better see how your everyday

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