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in your rooms. Can I do anything?"

      "No, but I must talk to some one. You know – no you don't, by the way – but, however, Blake got me out of a tremendous scrape in my first term, and there's nothing that I am not bound to do for him, and wouldn't do if I could. Yes, by George, whatever fellows say of me they shall never say I didn't stand by a man who stood by me. Well, he owes a dirty 300L. or 400L. or something of the sort – nothing worth talking of, I know – to people in Oxford, and they have been leading him a dog's life this year and more. Now, he's just going up for his degree, and two or three of these creditors – the most rascally of course – are sueing him in the Vice-Chancellor's Court, thinking now's the time to put the screw on. He will be ruined if they are not stopped somehow. Just after I saw you to-day, he came to me about it. You never saw a fellow in such a state; I could see it was tearing him to pieces, telling it to me even. However, I soon set him at ease as far as I was concerned; but, as the devil will have it, I can't lend him the money, though 60L. would get him over the examination, and then he can make terms. My guardian advanced me 200L. beyond my allowance just before Easter, and I haven't 20L. left, and the bank here has given me notice not to overdraw any more. However, I thought to settle it easy enough; so I told him to meet me at the Mitre in half an hour for dinner, and when he was gone I sat down and wrote two notes – the first to St. Cloud. That fellow was with us off and on in town, and one night he and I went partners at roulette, I finding ready-money for the time, gains and losses to be equally shared in the end. I left the table to go and eat some supper, and he lost 80L., and paid it out of my money. I didn't much care, and he cursed the luck and acknowledged that he owed me 40L. at the time. Well, I just reminded him of this 40L. and said I should be glad of it (I know he has plenty of money just now), but added, that it might stand if he would join me and Blake in borrowing 60L.; I was fool enough to add that Blake was in difficulties, and I was most anxious to help him. As I thought that St. Cloud would probably pay the 40L. but do no more, I wrote also to Chanter – heaven knows why, except that the beast rolls in money, and has fawned on me till I've been nearly sick this year past – and asked him to lend Blake 50L. on our joint note of hand. Poor Blake! when I told him what I had done at the Mitre, I think I might as well have stuck the carving knife into him. We had a wretched two hours; then you came in, and I got my two answers – here they are."

      Tom took the proffered notes, and read:

      "DEAR DRYSDALE, – Please explain the allusion in yours to some mysterious 40L. I remember perfectly the occurrence to which you refer in another part of your note. You were tired of sitting at the table, and went off to supper, leaving me (not by my own desire) to play for you with your money. I did so, and had abominable luck, as you will remember, for I handed you back a sadly dwindled heap on your return to the table. I hope you are in no row about that night? I shall be quite ready to give evidence of what passed if it will help you in any way. I am always yours very truly,

      A. ST. CLOUD

      "P. S. I must decline the little joint operation for Blake's benefit, which you propose."

      The second answer ran:

      "DEAR DRYSDALE, – I am sorry that I cannot accommodate Mr. Blake, as a friend of yours, but you see his acceptance is mere waste paper, and you cannot give security until you are of age, so if you were to die the money would be lost. Mr. Blake has always carried his head as high as if he had 5000l. a year to spend; perhaps now he will turn less haughty to men who could buy him up easy enough.

      I remain yours sincerely,

      JABEZ CHANTER."

      Tom looked up and met Drysdale's eyes, which had more of purpose in them than he had ever seen before. "Fancy poor Blake reading those two notes," he said, "and 'twas I brought them on him. However, he shall have the money somehow to-morrow, if I pawn my watch. I'll be even with those two some day." The two remained in conference for some time longer; it is hardly worth while to do more than relate the result.

      At three o'clock the next day, Blake, Drysdale and Tom were in the back parlor of a second-rate inn, in the Corn-market. On the table were pens and ink, some cases of Eau-de-Cologne and jewelry, and behind it a fat man of forbidding aspect who spent a day or two in each term at Oxford. He held in his thick red damp hand, ornamented as to the fore-finger with a huge ring, a piece of paper.

      "Then I shall draw for a hundred-and-five?"

      "If you do we won't sign," said Drysdale; "now, be quick, Ben" (the fat man's name was Benjamin), "you infernal shark, we've been wrangling long enough over it. Draw for 100L at three months, or we're off."

      "Then, Mr. Drysdale, you gents will take part in goods. I wish to do all I can for gents as comes well introduced, but money is very scarce just now."

      "Not a stuffed bird, bottle of Eau-de-Cologne, ring or cigar, will we have. So now, no more nonsense, put down 75L on the table."

      The money-lender, after another equally useless attempt to move Drysdale, who was the only one of the party who spoke, produced a roll of bills, and counted out 75L, thinking to himself that he would make this young spark sing a different tune before very long. He then filled up the piece of paper, muttering that the interest was nothing considering the risk, and he hoped they would help him to some thing better with some of their friends. Drysdale reminded him, in terms not too carefully chosen, that he was getting cent per cent. The document was signed, – Drysdale took the notes, and they went out.

      "Well, that's well over," said Drysdale, as they walked towards High Street. "I'm proud of my tactics, I must say; one never does so well for oneself as for anyone else. If I had been on my own hook, that fellow would have let me in for 20L worth of stuffed birds and bad jewelry. Let's see, what do you want, Blake?"

      "Sixty will do," said Blake.

      "You had better take 65L; there'll be some law costs to pay," and Drysdale handed him the notes.

      "Now, Brown, shall we divide the balance, – a fiver a piece?"

      "No, thank you," said Tom, "I don't want it; as you two are to hold me harmless, you must do what you like with the money." So Drysdale pocketed the 10L, after which they walked in silence to the gate of St. Ambrose. The most reckless youngster doesn't begin this sort of thing without reflections which are apt to keep him silent. At the gates Blake wrung both their hands. "I don't say much, but I sha'n't forget it." He got out the words with some difficulty, and went off to his rooms.

      CHAPTER XI

      MUSCULAR CHRISTIANITY

      Within the next week or two several important events had happened to one and another of our St. Ambrose friends. Tom had introduced Blake to Hardy, after some demur on the part of the latter. Blake was his senior by a term; might have called on him any time these three years; why should he want to make his acquaintance now? But when Tom explained to him that it would be a kind thing to let Blake come and coach up his history with him, for that unless he took a high degree in the coming examination, he would have to leave the college, and probably be ruined for life, Hardy at once consented.

      Tom did not venture to inquire for a day or two how the two hit it off together. When he began cautiously to approach the subject, he was glad to find that Hardy liked Blake. "He is a gentleman, and very able," he said; "it is curious to see how quickly he is overhauling Grey, and yet how Grey takes to him. He has never looked scared at him (as he still does at you, by the way) since the first night they met. Blake has the talent of setting people at their ease without saying anything. I shouldn't wonder if Grey thinks he has sound Church notions. It's a dangerous talent, and may make a man very false if he doesn't take care." Tom asked if Blake would be up in his history in time. Hardy thought he might perhaps, but he had a great lee-way to make up. If capacity for taking in cram would do it, he would be all right. He had been well crammed in his science, and had put him (Hardy) up to many dodges which might be useful in the schools, and which you couldn't get without a private tutor.

      Then Tom's first wine had gone off most successfully. Jervis and Miller had come early and stayed late, and said all that was handsome of the port, so that he was already a social hero with the boating set. Drysdale, of course, had been there, rattling away to everybody in his reckless fashion, and setting a good example to the two or three fast men

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