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be a joke, Mr. Grant," he said, still groping with difficulty through the fog.

      "No, Mr. Brewster, it is absolutely genuine. Here is a telegram from the Probate Court in Sedgwick's home county, received in response to a query from us. It says that the will is to be filed for probate and that Mr. Sedgwick was many times a millionaire. This statement, which he calls an inventory, enumerates his holdings and their value, and the footing shows $6,345,000 in round numbers. The investments, you see, are gilt-edged. There is not a bad penny in all those millions."

      "Well, it is rather staggering, isn't it?" said Montgomery, passing his hand over his forehead. He was beginning to comprehend.

      "In more ways than one. What are you going to do about it?"

      "Do about it?" in surprise. "Why, it's mine, isn't it?"

      "It is not yours until next September," the lawyer quietly said.

      "Well, I fancy I can wait," said Brewster with a smile that cleared the air.

      "But, my dear fellow, you are already the possessor of a million. Do you forget that you are expected to be penniless a year from now?"

      "Wouldn't you exchange a million for seven millions, Mr. Grant?"

      "But let me inquire how you purpose doing it?" asked Mr. Grant, mildly.

      "Why, by the simple process of destruction. Don't you suppose I can get rid of a million in a year? Great Scott, who wouldn't do it! All I have to do is to cut a few purse strings and there is but one natural conclusion. I don't mind being a pauper for a few hours on the 23d of next September."

      "That is your plan, then?"

      "Of course. First I shall substantiate all that this will sets forth. When I am assured that there can be no possibility of mistake in the extent of this fortune and my undisputed claim, I'll take steps to get rid of my grandfather's million in short order." Brewster's voice rang true now. The zest of life was coming back.

      Mr. Grant leaned forward slowly and his intent, penetrating gaze served as a check to the young fellow's enthusiasm.

      "I admire and approve the sagacity which urges you to exchange a paltry million for a fortune, but it seems to me that you are forgetting the conditions," he said, slowly. "Has it occurred to you that it will be no easy task to spend a million dollars without in some way violating the restrictions in your uncle's will, thereby losing both fortunes?"

      THE MESSAGE FROM JONES

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      A new point of view gradually came to Brewster. All his life had been spent in wondering how to get enough money to pay his bills, and it had not occurred to him that it might be as difficult to spend as to acquire wealth. The thought staggered him for a moment. Then he cried triumphantly, "I can decline to accept grandfather's million."

      "You cannot decline to accept what is already yours. I understand that the money has been paid to you by Mr. Buskirk. You have a million dollars, Mr. Brewster, and it cannot be denied."

      "You are right," agreed Montgomery, dejectedly. "Really, Mr. Grant, this proposition is too much for me. If you aren't required to give an immediate answer, I want to think it over. It sounds like a dream."

      "It is no dream, Mr. Brewster," smiled the lawyer. "You are face to face with an amazing reality. Come in to-morrow morning and see me again. Think it over, study it out. Remember the conditions of the will and the conditions that confront you. In the meantime, I shall write to Mr. Jones, the executor, and learn from him just what he expects you to do in order to carry out his own conception of the terms of your uncle's will."

      "Don't write, Mr. Grant; telegraph. And ask him to wire his reply. A year is not very long in an affair of this kind." A moment later he added, "Damn these family feuds! Why couldn't Uncle James have relented a bit? He brings endless trouble on my innocent head, just because of a row before I was born."

      "He was a strange man. As a rule, one does not carry grudges quite so far. But that is neither here nor there. His will is law in this case."

      "Suppose I succeed in spending all but a thousand dollars before the 23d of next September! I'd lose the seven millions and be the next thing to a pauper. That wouldn't be quite like getting my money's worth."

      "It is a problem, my boy. Think it over very seriously before you come to a decision, one way or the other. In the meantime, we can establish beyond a doubt the accuracy of this inventory."

      "By all means, go ahead, and please urge Mr. Jones not to be too hard on me. I believe I'll risk it if the restrictions are not too severe. But if Jones has puritanical instincts, I might as well give up hope and be satisfied with what I have."

      "Mr. Jones is very far from what you'd call puritanical, but he is intensely practical and clear-headed. He will undoubtedly require you to keep an expense account and to show some sort of receipt for every dollar you disburse."

      "Good Lord! Itemize?"

      "In a general way, I presume."

      "I'll have to employ an army of spendthrifts to devise ways and means for profligacy."

      "You forget the item which restrains you from taking anybody into your confidence concerning this matter. Think it over. It may not be so difficult after a night's sleep."

      "If it isn't too difficult to get the night's sleep."

      All the rest of the day Brewster wandered about as one in a dream. He was pre-occupied and puzzled, and more than one of his old associates, receiving a distant nod in passing, resentfully concluded that his wealth was beginning to change him. His brain was so full of statistics, figures, and computations that it whirled dizzily, and once he narrowly escaped being run down by a cable car. He dined alone at a small French restaurant in one of the side streets. The waiter marveled at the amount of black coffee the young man consumed and looked hurt when he did not touch the quail and lettuce.

      That night the little table in his room at Mrs. Gray's was littered with scraps of pad paper, each covered with an incomprehensible maze of figures. After dinner he had gone to his own rooms, forgetting that he lived on Fifth Avenue. Until long after midnight he smoked and calculated and dreamed. For the first time the immensity of that million thrust itself upon him. If on that very day, October the first, he were to begin the task of spending it he would have but three hundred and fifty-seven days in which to accomplish the end. Taking the round sum of one million dollars as a basis, it was an easy matter to calculate his average daily disbursement. The situation did not look so utterly impossible until he held up the little sheet of paper and ruefully contemplated the result of that simple problem in mathematics.

      It meant an average daily expenditure of $2,801.12 for nearly a year, and even then there would be sixteen cents left over, for, in proving the result of his rough sum in division, he could account for but $999,999.84. Then it occurred to him that his money would be drawing interest at the bank.

      "But for each day's $2,801.12, I am getting seven times as much," he soliloquized, as he finally got into bed. "That means $19,607.84 a day, a clear profit of $16,806.72. That's pretty good—yes, too good. I wonder if the bank couldn't oblige me by not charging interest."

      The figures kept adding and subtracting themselves as he dozed off, and once during the night he dreamed that Swearengen Jones had sentenced him to eat a million dollars' worth of game and salad at the French restaurant. He awoke with the consciousness that he had cried aloud, "I can do it, but a year is not very long in an affair of this kind."

      It was nine o'clock when Brewster finally rose, and after his tub he felt ready to cope with any problem, even a substantial breakfast. A message had come to him from Mr. Grant of Grant & Ripley, announcing the receipt of important dispatches from Montana, and asking him to luncheon at one. He had time to spare, and as Margaret and

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