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      LOSS AND DAMAGE

      At this period of his existence, Stuart Ford troubled himself as little as any anchorite of the desert about the eternal feminine.

      It was not that he was more or less than a man, or in any sense that anomalous and impossible thing called a woman-hater. On the contrary, his attitude toward women in the mass was distinctly and at times boyishly sentimental. But when a young man is honestly in love with his calling, and is fully convinced of its importance to himself and to a restlessly progressive world, single-heartedness becomes his watchword, and what sentiment there is in him will be apt to lie comfortably dormant.

      For six full working-days Ford had been immersed to the eyes in the intricacies of his railway problem, acquiring in Chicago a valiseful of documentary data that demanded to be classified and thoroughly digested before he reached New York and the battle-field actual. This was why he was able to ride all day in studious abstraction in his section of the Chicago-New York Pullman, without so much as a glance for the young woman in the modest gray traveling coat directly across the aisle.

      She was well worth the glance, as he admitted willingly enough afterward. She was the dainty type, with fluffy bright brown hair, eyes the color of wood violets, a nose tilted to the precise angle of bewitching piquancy, and the adorable mouth and chin familiarized to two continents by the artistic pen of the Apostle of the American Girl. How he could have ridden within arm's reach of her through all the daylight hours of a long summer day remained as one of Ford's unanswered enigmas; but it required an accident and a most embarrassing contretemps to make him aware of her existence.

      The accident was one of the absurd sort. The call for dinner in the dining-car had been given, and Ford was just behind the young woman in the rear of the procession which filed forward out of the Pullman. The train had at that moment left a way station, and the right-hand vestibule door was still open and swinging disjointedly across the narrow passage. Ford reached an arm past the young woman to fold the two-leaved door out of her way. As he did it, the door-knob hooked itself mischievously in the loop of her belt chatelaine, snatched it loose, and flung it out into the backward-rushing night.

      Whereupon: "Oh!—my purse!" with a little gasp of sudden bereavement, and a quick turning to face the would-be helper.

      Ford was honestly aghast when the situation fully enveloped him.

      "Heavens and earth! Did you ever see such idiotic clumsiness!" he ejaculated. And then, in deepest contrition: "I won't attempt to apologize—it's beyond all that. But you must let me make your loss good."

      In all the pin-pricking embarrassment of the moment, he did not fail to remark that she quickly recovered the serenity which belongs to the well-bred. She was even smiling, rather ruefully, when she said:

      "Fortunately, the conductor has my passes. But really"—and now she laughed outright—"I am afraid I shall have to go hungry if I can't borrow enough to pay for my dinner."

      Another man, a man less purposefully lost in the purely practical labyrinth of professional work, would have found something fitting to say. But Ford, having discovered a thing to do, did it painstakingly and in solemn silence. There was an unoccupied table for two in the dining-car; he seated her, gave her his purse, called a waiter, and would have betaken himself forthwith to another table if she had not detained him.

      "No," she said decisively, with a charming little uptilt of the adorable chin. "I do not forget that you were trying to do me a kindness. Please sit down here and take your purse. I'm sure I don't want it."

      He obeyed, still in somber silence, gave his dinner order after she had given hers, and was wondering if he might venture to bury himself in a bundle of the data papers, when she spoke again.

      "Are you provoked with yourself, or with me?" she asked—rather mockingly, he thought.

      "Neither," he said promptly. "I was merely saying to myself that my wretched awkwardness didn't give me an excuse for boring you."

      "It was an accident—nothing more or less," she rejoined, with an air of dismissing finally the purse-snatching episode. Then she added: "I am the one who ought to be embarrassed."

      "But you are not," he returned quickly. "You are quite the mistress of yourself—which is more than most women would be, under the circumstances."

      "Is that a compliment?" she asked, with latent mockery in the violet eyes. "Because if it is, I think you must be out of the West; the—the unfettered West: isn't that what it is called?"

      "I am," Ford acknowledged. "But why do you say that? Was I rude? I beg you to believe that I didn't mean to be."

      "Oh, no; not rude—merely sincere. We are not sincere any more, I think; except on the frontier edges of us. Are we?"

      Ford took exceptions to the charge for the sheer pleasure of hearing her talk.

      "I'd be sorry to believe that," he protested. "The conventions account for something, of course; and I suppose the polite lie which deceives no one has to have standing-room. But every now and then one is surprised into telling the truth, don't you think?"

      "If I can't fully agree with you, I can at least admire your point of view," she said amiably. "Is it Western—or merely human?"

      He laughed.

      "Shall we assume that the one implies the other? That would be in accordance with your point of view, wouldn't it?"

      "Yes; but it would be a distinct reversal of yours. Truth belongs to another and simpler time than ours. We are conventional first and everything else afterward."

      "Are we?" he queried. "Some few hundreds or thousands of us may be; but for the remainder of our eighty-odd millions the conventions are things to be put on and off like Sunday garments. And even the chosen few of us brush them aside upon occasion; ignore them utterly, as we two are ignoring them at this moment."

      She proved his assertion by continuing to talk to him, and the dining-car was emptying itself when they realized that there is an end even to a most leisurely dinner. Ford paid the steward as they left the car, but in the Pullman he went back to first principles and insisted upon some kind of a definite accounting for the lost purse.

      "Now you will tell me now much I threw away for you, and I'll pay my debt," he said, when she had hospitably made room for him in the opposing seat of her section.

      "Indeed, you will do nothing of the kind!" she asserted. "You will give me your card—we're going back to the conventions now—and when we reach the city you may lend me enough money to take me up-town. And to-morrow morning my brother will pay you back."

      He gave in because he had to.

      "You are much more lenient than I deserve. Really, you ought to stick me good and hard for my awkwardness. It would serve me right."

      "I am considering the motive," she said almost wistfully, he fancied. "We have drifted very far from all those quiet anchorages of courtesy and helpfulness. If we lived simpler lives—"

      He smiled at the turn she was giving it.

      "Are you, too, bitten with the fad of the moment, 'the simple life'?" he asked. "Let me assure you that it is beautiful only when you can look down upon it from the safe altitude of a comfortable income. I know, because I've been living it for the past two years."

      She looked as if she were sorry for him.

      "That is rank heresy!" she declared. "Our forefathers had the better of us in many ways, and their simpler manner of living was one of them. They had time for all the little courtesies and kindnesses that make life truly worth living."

      Ford's laugh was boyishly derisive.

      "Yes; they certainly had plenty of time; but they didn't have much else. Why, just think, for a moment, of what our own America would be if merely one of the modern civilizers, the railroads, had never existed. There simply wouldn't

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