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you up. You came here to talk about something that's on your mind, and the sooner it's over the better. No use in your lying awake all night."

      Professor Kelton played with his glass and moved uneasily in his chair.

      "Come right out with it, Andrew. If it's money that worries you, don't waste any time explaining how it happened; just tell me how much. I had my bank book balanced yesterday and I've got exactly twelve thousand four hundred and eighteen dollars and eleven cents down at Tom Adams's bank. If you can use it you're welcome; if it ain't enough I'm about to sell a bunch o' colts I've got on my Lexington place and they're good for six thousand more. I can close the trade by a night telegram right now."

      Kelton laughed. The sums she named so lightly represented wealth beyond the dreams of avarice. It afforded him infinite relief to be able to talk to her, and though he had come to the city for the purpose, his adventures of the day with banks and trust companies had given a new direction to his needs. But the habit of secrecy, of fighting out his battles alone, was so thoroughly established that he found it difficult to enter into confidences even when this kind-hearted friend made the way easy for him.

      "Come, out with it, Andrew. You're the only person I know who's never come to me with troubles. I'd begun to think you were among the lucky ones who never have any or else you were afraid of me."

      "It's not fair to trouble you about this, but I'm in a corner where I need help. When I asked you to let me bring Sylvia here I merely wanted you to look her over. She's got to an age where I can't trust my judgment about her. I had a plan for her that I thought I could put through without much trouble, but I found out to-day that it isn't so easy. I wanted to send her to college."

      "You want to send her to college and you thought you would come over and let me give her a little motherly counsel while you borrowed the money of Tom Adams to pay her college bills. Is that what's happened?"

      "Just about that, Sally. Adams is all right; he has to protect the bank."

      "Adams is a doddering imbecile. How much did you ask him for?"

      "Five thousand dollars. I offered to put up my life insurance policy for that amount and some stock I own. He said money was tight just now and they'd want a good name on the paper besides the collateral, and that I'd better try my home bank. I didn't do that, of course, because Montgomery is a small town and—well, I'd rather not advertise my affairs to a whole community. I'm not a business man and these things all seem terribly complicated and embarrassing to me."

      "But you tried other places besides Adams? I saw it in your eye when you came home this evening that you had struck a snag. Well, well! So money is tight, is it? I must speak to Tom Adams about that. He told me yesterday they had more money than they could lend and that the banks were cutting down their dividends. He's no banker; he ought to be in the old-clothes business."

      "I can't blame him. I suppose my not being in business, and not living here, makes a difference."

      "Rubbish! But you ought to have come to me. You spoke of stock; what's that in?"

      "Shares in the White River Canneries. I put all I had in that company. Everybody seemed to make money in the canning business and I thought it would be a good investment. It promised well in the prospectus."

      "It always does, Andrew," replied the old lady dryly. "Let me see, Morton Bassett was in that."

      "I believe so. He was one of the organizers."

      "Um."

      "Adams told me to-day there had been a reorganization and that my shares were valueless."

      "Well, well. So you were one of the suckers that put money into that canning scheme. You can charge it off, Andrew. Let's drop the money question for a minute, I want to talk about the little girl."

      "Yes I'm anxious to know what you think of her"

      "Well, she's a Kelton; it's in the eyes; but there's a good deal of her Grandmother Evans in her, too. Let me see—your wife was one of those Posey County Evanses? I remember perfectly. The old original Evans came to this country with Robert Owen and started in with the New Harmony community down there. There was a streak o' genius in that whole set. But about Sylvia. I don't think I ever saw Sylvia's mother after she was Sylvia's age."

      "I don't think you did. She was away at school a good many years. Sylvia is the picture of her mother. It's a striking likeness; but their natures are wholly different."

      He was very grave, and the despondency that he had begun to throw off settled upon him again.

      "Andrew, who was Sylvia's father? I never asked you that question before, and maybe I oughtn't to ask it now; but I've often wondered. Let me see, what was your daughter's name?"

      "Edna."

      "Just what happened to Edna, Andrew?" she persisted.

      Kelton rose and paced the floor. Thrice he crossed the room; then he flung himself down on the davenport beside Mrs. Owen.

      "I don't know, Sally; I don't know! She was high-spirited as a girl, a little willful and impulsive, but with the best heart in the world. She lost her mother too soon; and in her girlhood we had no home—not even the half-homes possible to naval officers. She had a good natural voice and wanted to study music, so after we had been settled at Madison College a year I left her in New York with a woman I knew pretty well—the widow of a brother officer. It was a horrible, terrible, hideous mistake. The life of the city went to her head. She wanted to fit herself for the stage and they told me she could do it—had the gift and all that. I ought never to have left her down there, but what could I do? There was nothing in a town like Montgomery for her; she wouldn't listen to it."

      "You did your best, Andrew; you don't have to prove that to me. Well—"

      "Edna ran off—without giving me any hint of what was coming. It was a queer business. The woman I had counted on to look out for her and protect her seemed utterly astonished at her disappearance and was helpless about the whole matter when I went down there. It was my fault—all my fault!"

      He rose and flung up his arms with a gesture of passionate despair.

      "Sit down, Andrew, and let's go through with it," she said calmly. "I reckon these things are hard, but it's better for you to tell me. You can't tell everybody and somebody ought to know. For the sake of the little girl upstairs you'd better tell me."

      "What I've said to you I've never said to a soul," he went on. "I've carried this thing all these years and have never mentioned it. My friends at the college are the noblest people on earth; they have never asked questions, but they must have wondered."

      "Yes; and I've wondered, too, since the first time you came here and told me you had brought your daughter's child home. It's perfectly natural, Andrew, for folks to wonder. Go on and tell me the rest."

      "The rest!" he cried. "Oh, that's the hardest part of it! I have told you all I know! She wrote me after a time that she was married and was happy, but she didn't explain her conduct in any way. She signed herself Garrison, but begged me not to try to find her. She said her husband wasn't quite prepared to disclose his marriage to his family, but that it would all be right soon. The woman with whom I had left her couldn't help me to identify him in any way; at least she didn't help me. There had been a number of young men boarding in the neighborhood—medical and law students; but there was no Garrison among them. It was in June that this happened, and when I went down to try to trace her they had all gone. I was never quite sure whether the woman dealt squarely with me or not. But it was my fault, Sally; I want you to know that I have no excuse to offer. I don't want you to try to say anything that would make my lot easier."

      It was not Sally Owen's way to extenuate errors of commission or omission. Her mental processes were always singularly direct.

      "Are you sure she was married; did you find any proof of it?" she asked bluntly.

      He was silent for a moment before he met her eyes.

      "I have no proof of it. All I have

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