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of Manston’s pale and clear countenance, which contrasted strangely with the grimy and streaming faces of the toiling villagers.

      ‘Was she burnt?’ he said in a firm though husky voice, and stepping into the illuminated area. The rector came to him, and took him aside. ‘Is she burnt?’ repeated Manston.

      ‘She is dead: but thank God, she was spared the horrid agony of burning,’ the rector said solemnly; ‘the roof and gable fell in upon her, and crushed her. Instant death must have followed.’

      ‘Why was she here?’ said Manston.

      ‘From what we can hurriedly collect, it seems that she found the door of your house locked, and concluded that you had retired, the fact being that your servant, Mrs. Crickett, had gone out to supper. She then came back to the inn and went to bed.’

      ‘Where’s the landlord?’ said Manston.

      Mr. Springrove came up, walking feebly, and wrapped in a cloak, and corroborated the evidence given by the rector.

      ‘Did she look ill, or annoyed, when she came?’ said the steward.

      ‘I can’t say. I didn’t see; but I think —’

      ‘What do you think?’

      ‘She was much put out about something.’

      ‘My not meeting her, naturally,’ murmured the other, lost in reverie. He turned his back on Springrove and the rector, and retired from the shining light.

      Everything had been done that could be done with the limited means at their disposal. The whole row of houses was destroyed, and each presented itself as one stage of a series, progressing from smoking ruins at the end where the inn had stood, to a partly flaming mass — glowing as none but wood embers will glow — at the other.

      A feature in the decline of town fires was noticeably absent here — steam. There was present what is not observable in towns — incandescence.

      The heat, and the smarting effect upon their eyes of the strong smoke from the burning oak and deal, had at last driven the villagers back from the road in front of the houses, and they now stood in groups in the churchyard, the surface of which, raised by the interments of generations, stood four or five feet above the level of the road, and almost even with the top of the low wall dividing one from the other. The headstones stood forth whitely against the dark grass and yews, their brightness being repeated on the white smock-frocks of some of the labourers, and in a mellower, ruddier form on their faces and hands, on those of the grinning gargoyles, and on other salient stonework of the weather-beaten church in the background.

      The rector had decided that, under the distressing circumstances of the case, there would be no sacrilege in placing in the church, for the night, the pieces of furniture and utensils which had been saved from the several houses. There was no other place of safety for them, and they accordingly were gathered there.

      6. Half-past Twelve To One A.m.

      Manston, when he retired to meditate, had walked round the churchyard, and now entered the opened door of the building.

      He mechanically pursued his way round the piers into his own seat in the north aisle. The lower atmosphere of this spot was shaded by its own wall from the shine which streamed in over the window-sills on the same side. The only light burning inside the church was a small tallow candle, standing in the font, in the opposite aisle of the building to that in which Manston had sat down, and near where the furniture was piled. The candle’s mild rays were overpowered by the ruddier light from the ruins, making the weak flame to appear like the moon by day.

      Sitting there he saw Farmer Springrove enter the door, followed by his son Edward, still carrying his travelling-bag in his hand. They were speaking of the sad death of Mrs. Manston, but the subject was relinquished for that of the houses burnt.

      This row of houses, running from the inn eastward, had been built under the following circumstances:—

      Fifty years before this date, the spot upon which the cottages afterwards stood was a blank strip, along the side of the village street, difficult to cultivate, on account of the outcrop thereon of a large bed of flints called locally a ‘lanch’ or ‘lanchet.’

      The Aldclyffe then in possession of the estate conceived the idea that a row of cottages would be an improvement to the spot, and accordingly granted leases of portions to several respectable inhabitants. Each lessee was to be subject to the payment of a merely nominal rent for the whole term of lives, on condition that he built his own cottage, and delivered it up intact at the end of the term.

      Those who had built had, one by one, relinquished their indentures, either by sale or barter, to Farmer Springrove’s father. New lives were added in some cases, by payment of a sum to the lord of the manor, etc., and all the leases were now held by the farmer himself, as one of the chief provisions for his old age.

      The steward had become interested in the following conversation:—

      ‘Try not to be so depressed, father; they are all insured.’

      The words came from Edward in an anxious tone.

      ‘You mistake, Edward; they are not insured,’ returned the old man gloomily.

      ‘Not?’ the son asked.

      ‘Not one!’ said the farmer.

      ‘In the Helmet Fire Office, surely?’

      ‘They were insured there every one. Six months ago the office, which had been raising the premiums on thatched premises higher for some years, gave up insuring them altogether, as two or three other fire-offices had done previously, on account, they said, of the uncertainty and greatness of the risk of thatch undetached. Ever since then I have been continually intending to go to another office, but have never gone. Who expects a fire?’

      ‘Do you remember the terms of the leases?’ said Edward, still more uneasily.

      ‘No, not particularly,’ said his father absently.

      ‘Where are they?’

      ‘In the bureau there; that’s why I tried to save it first, among other things.’

      ‘Well, we must see to that at once.’

      ‘What do you want?’

      ‘The key.’

      They went into the south aisle, took the candle from the font, and then proceeded to open the bureau, which had been placed in a corner under the gallery. Both leant over upon the flap; Edward holding the candle, whilst his father took the pieces of parchment from one of the drawers, and spread the first out before him.

      ‘You read it, Ted. I can’t see without my glasses. This one will be sufficient. The terms of all are the same.’

      Edward took the parchment, and read quickly and indistinctly for some time; then aloud and slowly as follows:—

      ‘And the said John Springrove for himself his heirs executors and administrators doth covenant and agree with the said Gerald Fellcourt Aldclyffe his heirs and assigns that he the said John Springrove his heirs and assigns during the said term shall pay unto the said Gerald Fellcourt Aldclyffe his heirs and assigns the clear yearly rent of ten shillings and sixpence. . . . at the several times hereinbefore appointed for the payment thereof respectively. And also shall and at all times during the said term well and sufficiently repair and keep the said Cottage or Dwelling-house and all other the premises and all houses or buildings erected or to be erected thereupon in good and proper repair in every respect without exception and the said premises in such good repair upon the determination of this demise shall yield up unto the said Gerald Fellcourt Aldclyffe his heirs and assigns.’

      They closed the bureau and turned towards the door of the church without speaking.

      Manston also had come forward out of the gloom. Notwithstanding the farmer’s own troubles,

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