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scene from the Town Hall windows than sunlight streaming in shaft-like lines.

      4. October the Nineteenth

      When death enters a house, an element of sadness and an element of horror accompany it. Sadness, from the death itself: horror, from the clouds of blackness we designedly labour to introduce.

      The funeral had taken place. Depressed, yet resolved in his demeanour, Owen Graye sat before his father’s private escritoire, engaged in turning out and unfolding a heterogeneous collection of papers — forbidding and inharmonious to the eye at all times — most of all to one under the influence of a great grief. Laminae of white paper tied with twine were indiscriminately intermixed with other white papers bounded by black edges — these with blue foolscap wrapped round with crude red tape.

      The bulk of these letters, bills, and other documents were submitted to a careful examination, by which the appended particulars were ascertained:—

      First, that their father’s income from professional sources had been very small, amounting to not more than half their expenditure; and that his own and his wife’s property, upon which he had relied for the balance, had been sunk and lost in unwise loans to unscrupulous men, who had traded upon their father’s too open-hearted trustfulness.

      Second, that finding his mistake, he had endeavoured to regain his standing by the illusory path of speculation. The most notable instance of this was the following. He had been induced, when at Plymouth in the autumn of the previous year, to venture all his spare capital on the bottomry security of an Italian brig which had put into the harbour in distress. The profit was to be considerable, so was the risk. There turned out to be no security whatever. The circumstances of the case tendered it the most unfortunate speculation that a man like himself — ignorant of all such matters — could possibly engage in. The vessel went down, and all Mr. Graye’s money with it.

      Third, that these failures had left him burdened with debts he knew not how to meet; so that at the time of his death even the few pounds lying to his account at the bank were his only in name.

      Fourth, that the loss of his wife two years earlier had awakened him to a keen sense of his blindness, and of his duty by his children. He had then resolved to reinstate by unflagging zeal in the pursuit of his profession, and by no speculation, at least a portion of the little fortune he had let go.

      Cytherea was frequently at her brother’s elbow during these examinations. She often remarked sadly —

      ‘Poor papa failed to fulfil his good intention for want of time, didn’t he, Owen? And there was an excuse for his past, though he never would claim it. I never forget that original disheartening blow, and how that from it sprang all the ills of his life — everything connected with his gloom, and the lassitude in business we used so often to see about him.’

      ‘I remember what he said once,’ returned the brother, ‘when I sat up late with him. He said, “Owen, don’t love too blindly: blindly you will love if you love at all, but a little care is still possible to a well-disciplined heart. May that heart be yours as it was not mine,” father said. “Cultivate the art of renunciation.” And I am going to, Cytherea.’

      ‘And once mamma said that an excellent woman was papa’s ruin, because he did not know the way to give her up when he had lost her. I wonder where she is now, Owen? We were told not to try to find out anything about her. Papa never told us her name, did he?’

      ‘That was by her own request, I believe. But never mind her; she was not our mother.’

      The love affair which had been Ambrose Graye’s disheartening blow was precisely of that nature which lads take little account of, but girls ponder in their hearts.

      5. from October the Nineteenth to July the Ninth

      Thus Ambrose Graye’s good intentions with regard to the reintegration of his property had scarcely taken tangible form when his sudden death put them for ever out of his power.

      Heavy bills, showing the extent of his obligations, tumbled in immediately upon the heels of the funeral from quarters previously unheard and unthought of. Thus pressed, a bill was filed in Chancery to have the assets, such as they were, administered by the Court.

      ‘What will become of us now?’ thought Owen continually.

      There is in us an unquenchable expectation, which at the gloomiest time persists in inferring that because we are ourselves, there must be a special future in store for us, though our nature and antecedents to the remotest particular have been common to thousands. Thus to Cytherea and Owen Graye the question how their lives would end seemed the deepest of possible enigmas. To others who knew their position equally well with themselves the question was the easiest that could be asked —‘Like those of other people similarly circumstanced.’

      Then Owen held a consultation with his sister to come to some decision on their future course, and a month was passed in waiting for answers to letters, and in the examination of schemes more or less futile. Sudden hopes that were rainbows to the sight proved but mists to the touch. In the meantime, unpleasant remarks, disguise them as some well-meaning people might, were floating around them every day. The undoubted truth, that they were the children of a dreamer who let slip away every farthing of his money and ran into debt with his neighbours — that the daughter had been brought up to no profession — that the son who had, had made no progress in it, and might come to the dogs — could not from the nature of things be wrapped up in silence in order that it might not hurt their feelings; and as a matter of fact, it greeted their ears in some form or other wherever they went. Their few acquaintances passed them hurriedly. Ancient pot-wallopers, and thriving shopkeepers, in their intervals of leisure, stood at their shop-doors — their toes hanging over the edge of the step, and their obese waists hanging over their toes — and in discourses with friends on the pavement, formulated the course of the improvident, and reduced the children’s prospects to a shadow-like attenuation. The sons of these men (who wore breastpins of a sarcastic kind, and smoked humorous pipes) stared at Cytherea with a stare unmitigated by any of the respect that had formerly softened it.

      Now it is a noticeable fact that we do not much mind what men think of us, or what humiliating secret they discover of our means, parentage, or object, provided that each thinks and acts thereupon in isolation. It is the exchange of ideas about us that we dread most; and the possession by a hundred acquaintances, severally insulated, of the knowledge of our skeleton-closet’s whereabouts, is not so distressing to the nerves as a chat over it by a party of half-a-dozen — exclusive depositaries though these may be.

      Perhaps, though Hocbridge watched and whispered, its animus would have been little more than a trifle to persons in thriving circumstances. But unfortunately, poverty, whilst it is new, and before the skin has had time to thicken, makes people susceptible inversely to their opportunities for shielding themselves. In Owen was found, in place of his father’s impressibility, a larger share of his father’s pride, and a squareness of idea which, if coupled with a little more blindness, would have amounted to positive prejudice. To him humanity, so far as he had thought of it at all, was rather divided into distinct classes than blended from extreme to extreme. Hence by a sequence of ideas which might be traced if it were worth while, he either detested or respected opinion, and instinctively sought to escape a cold shade that mere sensitiveness would have endured. He could have submitted to separation, sickness, exile, drudgery, hunger and thirst, with stoical indifference, but superciliousness was too incisive.

      After living on for nine months in attempts to make an income as his father’s successor in the profession — attempts which were utterly fruitless by reason of his inexperience — Graye came to a simple and sweeping resolution. They would privately leave that part of England, drop from the sight of acquaintances, gossips, harsh critics, and bitter creditors of whose misfortune he was not the cause, and escape the position which galled him by the only road their great poverty left open to them — that of his obtaining some employment in a distant place by following his profession as a humble under-draughtsman.

      He

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