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was awakened early by the baby testing his lung power. It amazed her that she could hear him when no one else could. Though, since his mother coped with his incessant demands on a daily basis, Merren felt Carol could be forgiven for pulling the bedclothes over her head and hoping someone else would attend to him. Merren got out of bed.

      She was uncertain about what time she should go and see Jarad Montgomery, but as it was her habit to go and spend some time with Uncle Amos on a Saturday morning, she decided to leave her visit to Jarad Montgomery until the afternoon. He knew where she lived, she was in the phone book, and if he got tired of waiting she felt confident he would telephone and leave some short, and to the point message.

      Realising that nerves were getting to her at the prospect of seeing Jarad again, and that she was getting uptight and just a little irked by him—though how she could when she owed him so much—not least her brother’s peace of mind and his family’s security—Merren took herself off to see her Uncle Amos.

      ‘Had a good week?’ she asked him as she replenished his cake tin.

      ‘Running into trouble with my latest brainwave,’ he acknowledged. ‘How about you?’

      No way could she tell the dear man about the horror of Thursday, or her visit to see Jarad Montgomery yesterday. Uncle Amos would be up in arms that anyone had dared to assault her, and he would fret himself silly that he wasn’t able to help with the money.

      ‘Fine,’ she smiled. ‘Shall I make some coffee?’

      ‘Er—the kitchen’s in a bit of a state.’

      She’d never known it any different. After coffee, and as her mother had before her, Merren returned to the kitchen and got busy with his backlog of used crockery. ‘Fancy coming to lunch with us tomorrow?’ she invited, knowing in advance that he wouldn’t.

      ‘After last time?’ he grinned, and Merren grinned back. Uncle Amos had been married once, before—as he’d told Merren—his wife had got fed up with him and had gone off. There had been no children from the marriage; his only dealings had been with Merren and her brother, who’d been vastly different from the screeching and over-excited Queenie and Kitty, who’d shattered his eardrums that Sunday lunchtime when, against his better judgement, he’d decided to take a look at his great-nieces and great-nephew. Baby Samuel’s lung power that day had been astronomical. ‘Are they any better behaved?’ he wanted to know.

      ‘The girls are—er—settling in their new school,’ Merren answered diplomatically.

      She felt in much better spirits when she left than she had when she’d arrived. But anxiety started to nibble away at her as she drove back to her home. There was no putting it off. She was going to have to go and see Jarad Montgomery that afternoon.

      With that visit in mind, and again finding her confidence in need of a boost, Merren changed into a smart cream linen skirt and jacket, checked what little make-up she wore was just right, also checked that she didn’t have a hair out of place, and, by using avoidance tactics, managed to get out of the house untouched by small, but inquisitive jammy fingers.

      She parked near to where Jarad Montgomery lived, but owned to feeling on edge when walking to his house, she had to pass the spot where she had been set upon two days ago. Telling herself not to be silly, she was nevertheless glad to make it to Jarad Montgomery’s front door. She rang the bell, and waited.

      Jarad Montgomery himself opened the door, though why her heart should pick up a beat when she saw him, she had no idea. Probably because he looked a shade surprised to see her there. Had he forgotten she was going to call today?

      She thought she should remind him. ‘You said I should come and see you today,’ she began quietly, when all of a sudden she saw that two women, both carrying handbags, and clearly on their way out, were coming along the hall behind him. One of the women was touching sixty, the other was somewhere in her early thirties, Merren judged. Both were smartly and expensively dressed. ‘I’ve called at an inconvenient time,’ Merren began to apologise as the two ladies halted at his shoulder.

      ‘Not at all,’ Jarad was beginning smoothly, when he glanced from her to the two females who were positively beaming at him. He paused for the briefest of moments, then, glancing back to Merren, he was suddenly all smiles himself as he stated, ‘This is a delightful surprise,’ and, while she stared at him—delightful?—he was going on, ‘I hadn’t expected to see you before this evening.’

      He’d thought she would call that evening to discuss the money she owed him? Well, she didn’t want to discuss it in front of these other people, that was for sure. Merren took a tiny step back, but before she could tell him that she would call later, that perhaps she should have telephoned first, he had taken a swift hold of her upper arm and was drawing her closer to his front door.

      ‘Don’t be shy.’ He was smiling. Shy? ‘My mother and sister are just leaving, but come and say hello to them before they go.’ And before Merren could do more than think his manners were truly outstanding, she found herself in the hall with him, the front door closed, as he made the introductions.

      ‘I’m so pleased to see you, Merren,’ his mother beamed; her manners, Merren swiftly realised, every bit as outstanding as her son’s.

      ‘Do you live in London?’ his sister, Veda Partridge, smilingly wanted to know.

      ‘Surrey.’

      ‘Do you and Jarad often get to meet?’ Mrs Montgomery enquired pleasantly.

      ‘Mother!’ Jarad inserted warningly. ‘We saw each other yesterday, and the day before that, but I wouldn’t have told you anything about Merren had I thought you’d give her the third degree.’ And while Merren went a pretty pink, because Jarad had obviously told his mother and sister that he’d loaned her some money, his mother suddenly seemed overjoyed by what he had just said.

      ‘Oh, I’m so sorry,’ Mrs Montgomery apologised earnestly. ‘I’ve made you blush,’ she added, and, to Merren’s amazement, she kissed her cheek and said hurriedly, ‘We’re going before I embarrass you further.’

      ‘Bye, Merren,’ Veda smiled.

      ‘You must come down to Hillmount as soon as you can,’ his mother invited, and while Merren stood there—it didn’t seem to her to be very polite to suggest that the Montgomery family were a touch on the strange side—mother and daughter bade Jarad goodbye and went cheerfully from his home.

      Jarad closed the door after them and guided Merren into the drawing room she had barely taken in last Thursday. It was high-ceilinged, elegant, with several extremely good oil paintings adorning the walls, and yet was a comfortable room with its well-padded sofas and scattering of chairs and low tables.

      ‘I’m sorry about that,’ he said, as he invited her to take a seat.

      She opted for one of the easy chairs, and he did the same. ‘I know I’m in no position to mind, but I’d have preferred it had you not told your family about the money,’ Merren responded, to what she thought was his apology for discussing the matter with his mother and sister.

      She was therefore a little shaken when he denied that he had done any such thing. ‘Anything to do with that money is just between you and me,’ he asserted evenly.

      Merren stared at him. ‘You didn’t mention it in any way?’ Looking steadily at her, he shook his head. She owned she was puzzled. ‘Then—what was that “I wouldn’t have told you anything about Merren” about? You must have told them something about…’ Her voice trailed off. ‘Were you meaning you told them about me being mugged? Though that doesn’t…’

      ‘That doesn’t explain why my mother and sister would be ready to give you the third degree,’ he took over. ‘I’m afraid, Merren,’ he went on pleasantly, ‘that your timing today could have been better. Though I must say your blush was right on cue.’

      ‘Is everybody in your family eccentric?’ she enquired nicely, the fog getting thicker instead of clearing.

      ‘My

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