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voice of his. ‘You know the score here.’

      Payment in cash or in kind...

      The very words had made her feel sick.

      ‘How long have I got to pay?’ she’d demanded with an icy composure that completely ignored the second option.

      But the man himself had refused to ignore it. He had waited a long time to bring her down to this low point and he meant to savour every second of it. So he’d sat back in the creaky leather desk chair, inserted a heavily ringed finger into the gap between two gaping buttons on his overstretched shirt, then taken his time sliding his eyes over her slender figure, so perfectly defined beneath the tiny white waiter’s jacket and black satin skirt she had to wear for work.

      ‘Now would be good,’ he’d suggested huskily. ‘Now would be very good for me...’

      Which had had the effect of freezing her up like a polar ice cap. ‘I meant to pay the money.’ She’d made it clear. ‘How long?’

      ‘A debt is a debt, sweetheart.’ He’d smoothly dismissed the question. ‘And you are already two weeks late with your payments.’

      ‘Because I was off work with the ’flu,’ she’d reminded him. ‘Now I’m back at work I can pay you as soon as I—’

      ‘You know the rules,’ he’d cut in. ‘You pay on time or else. I don’t make them for fun, you know. You people come to me to help you out of your financial difficulties and I say, Yeah—good old Arthur will lend you the cash—so long as you understand that I don’t take it nicely if you don’t pay me back on time. It’s for your own sake,’ he contended. ‘If I were to let you get behind, then you’d only end up in a worse mess trying to play catch-up again.’

      He’d meant she’d have to borrow more from him to keep up the extortionate repayments on his high interest loan and thereby sink further in his debt. It was a clever little ploy. One which kept him, the loan shark, firmly in control.

      But for her it was different, and she’d always known it. Arthur Bates didn’t want her money, he wanted her body, and by getting behind with her repayments she had played right into his hands. What made it worse was that she worked for him, which meant he knew exactly how much she earned; he knew he was in control of that part of her life. She waited on tables or worked behind the bar of his seedy little nightclub—the same club where she had got herself into debt by stupidly playing at its gaming tables.

      Which actually meant that Arthur Bates believed he was in control of Joanna’s life every which way he wanted to look at it.

      But then, Arthur Bates didn’t know about her marriage. He didn’t know about her connection to the powerful Bonetti family. He didn’t know she had a way out of the whole wretched mess—if she could find the will to use it.

      Even with that will, she’d realized she was going to need time—time Arthur Bates was not predisposed to give her. So, there she had been, standing in front of him, feeling her skin crawl as his eyes roamed expressively over her, and she had done the only thing she could think of doing to gain herself time. She had lowered her lashes over the revulsion gleaming in her eyes, and offered him the sweet, sweet scent of her defeat.

      ‘OK,’ she’d muttered huskily. ‘When?’

      ‘You’ve finished for the night,’ he’d said. ‘We could be at my apartment in fifteen minutes...’

      ‘I can’t,’ she’d replied. ‘Not tonight, anyway...’ And she had given an awkward little shrug of one slender white shoulder. ‘Hormones,’ she’d explained, and had hoped he was quick enough to get her meaning because she was loath to go into a deeper explanation.

      He’d understood. The way his expression flashed with irritation told her as much. ‘Women,’ he’d muttered. Then, suspiciously, ‘You could be lying,’ he’d suggested. ‘Using that excuse as a delaying tactic.’

      Her chin had come up at that, blue, blue eyes fixing clearly on his. ‘I don’t lie,’ she’d lied. ‘It’s the truth.’

      ‘How long?’ he’d asked.

      ‘Three days,’ she’d replied, deciding she could just about get away with that without causing more suspicion.

      ‘Friday it is, then,’ he’d agreed.

      And she’d felt too sick to do more than nod her head in agreement before she’d turned and walked stiffly out of his office, only to slump weakly against the wall beside his closed door, in much the same way she was now slumping in reaction to Sandro.

      Only there was a difference, a marked difference between having reacted as she had through sickened revulsion at what Arthur Bates wanted to do to her, and reacting like this through helpless despair at what Sandro could do to her.

      Sighing heavily, she forced herself to move at last, pushing out of the telephone kiosk and hunching deeply into her thick leather bomber jacket as she walked the few hundred yards back down the street to her tenement flat in icy March winds—weather that grimly threatened rain later.

      Letting herself into the tiny flat, she stood for a moment, heart and hands clenched, while she absorbed the empty silence that always greeted her now when she stepped inside. Then, after a small flexing of her narrow shoulders, she relaxed her hands, and her heart, and began removing her heavy jacket.

      Time was getting on, making deep inroads into Sandro’s one-hour deadline, yet, instead of hurrying to get herself ready for the dreaded interview, she found herself walking across the room to the old-fashioned sideboard where she stood, looking down at it as if it had the power to actually inflict pain on her.

      Which it did, she acknowledged. Or one particular drawer did.

      Taking a deep breath, she reached out and opened the drawer—that particular drawer.

      And instantly all the memories came flying out; like Pandora’s box, they escaped and began circling around her, cruel and taunting.

      So cruel, it took every ounce of self-control she possessed to reach inside, search for and come out with what she had opened the drawer to find. Then she was sliding it shut again with a gasped whoosh of air from aching lungs, while clasped in her trembling hand was a tiny high-domed box that instantly spoke for itself.

      Stamped on its base in fine gold lettering was the name of a world-famous jeweller—its provenance in a way, or a big hint, at least, that what nestled inside the box was likely to be very valuable.

      But the contents meant far more than just money to Joanna. So much more, in fact, that she had never dared let herself lift the lid of the box in two long years.

      Not since she’d glanced down one bleak miserable day and noticed her wedding and engagement rings still circling her finger and been horrified—appalled that she had walked out on her marriage still wearing them! So she’d scrambled around in her things until she’d found the box and had put the rings away, vowing to herself to send them back to Sandro one day.

      But she had never quite been able to bring herself to do it. In fact, each time she’d let herself so much as think about Sandro, the old panic had erupted, a wild, helpless, anguished kind of panic that would threaten to tear her apart inside.

      It had erupted in that telephone kiosk only a few minutes ago. And it was doing it again now as she stood here with the small ring box resting in her palm. Teeth clenched, mouth set, grimly ignoring all the warnings, she flicked open the box’s delicately sprung lid—and felt her heart drop like a stone to the clawing base of her stomach.

      For there they lay, nestling on a bed of purple satin. One, a slender band of the finest gold, the other, so lovely, so exquisite in its tasteful simplicity, that even as she swallowed on the thickness of tears growing in her throat her eyes could still appreciate beauty when they gazed on the single white diamond set into platinum.

      A token of love from Sandro.

      ‘I love you,’ he had declared as he’d given

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