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to decline with thanks the excellent investments, and to throw judicious cold water on the objects of charity. Even I myself, as the great man’s almoner, am very much sought after. People casually allude before me to artless stories of “poor curates in Cumberland, you know, Mr. Wentworth,” or widows in Cornwall, penniless poets with epics in their desks, and young painters who need but the breath of a patron to open to them the doors of an admiring Academy. I smile and look wise, while I administer cold water in minute doses; but I never report one of these cases to Sir Charles, except in the rare or almost unheard-of event where I think there is really something in them.

      Ever since our little adventure with the Seer at Nice, Sir Charles, who is constitutionally cautious, had been even more careful than usual about possible sharpers. And, as chance would have it, there sat just opposite us at table d’hôte at the Schweitzerhof—’tis a fad of Amelia’s to dine at table d’hôte; she says she can’t bear to be boxed up all day in private rooms with “too much family”—a sinister-looking man with dark hair and eyes, conspicuous by his bushy overhanging eyebrows. My attention was first called to the eyebrows in question by a nice little parson who sat at our side, and who observed that they were made up of certain large and bristly hairs, which (he told us) had been traced by Darwin to our monkey ancestors. Very pleasant little fellow, this fresh-faced young parson, on his honeymoon tour with a nice wee wife, a bonnie Scotch lassie with a charming accent.

      I looked at the eyebrows close. Then a sudden thought struck me. “Do you believe they’re his own?” I asked of the curate; “or are they only stuck on—a make-up disguise? They really almost look like it.”

      “You don’t suppose—” Charles began, and checked himself suddenly.

      “Yes, I do,” I answered; “the Seer!” Then I recollected my blunder, and looked down sheepishly. For, to say the truth, Vandrift had straightly enjoined on me long before to say nothing of our painful little episode at Nice to Amelia; he was afraid if she once heard of it, he would hear of it for ever after.

      “What Seer?” the little parson inquired, with parsonical curiosity.

      I noticed the man with the overhanging eyebrows give a queer sort of start. Charles’s glance was fixed upon me. I hardly knew what to answer.

      “Oh, a man who was at Nice with us last year,” I stammered out, trying hard to look unconcerned. “A fellow they talked about, that’s all.” And I turned the subject.

      But the curate, like a donkey, wouldn’t let me turn it.

      “Had he eyebrows like that?” he inquired, in an undertone. I was really angry. If this was Colonel Clay, the curate was obviously giving him the cue, and making it much more difficult for us to catch him, now we might possibly have lighted on the chance of doing so.

      “No, he hadn’t,” I answered testily; “it was a passing expression. But this is not the man. I was mistaken, no doubt.” And I nudged him gently.

      The little curate was too innocent for anything. “Oh, I see,” he replied, nodding hard and looking wise. Then he turned to his wife and made an obvious face, which the man with the eyebrows couldn’t fail to notice.

      Fortunately, a political discussion going on a few places farther down the table spread up to us and diverted attention for a moment. The magical name of Gladstone saved us. Sir Charles flared up. I was truly pleased, for I could see Amelia was boiling over with curiosity by this time.

      After dinner, in the billiard-room, however, the man with the big eyebrows sidled up and began to talk to me. If he was Colonel Clay, it was evident he bore us no grudge at all for the five thousand pounds he had done us out of. On the contrary, he seemed quite prepared to do us out of five thousand more when opportunity offered; for he introduced himself at once as Dr. Hector Macpherson, the exclusive grantee of extensive concessions from the Brazilian Government on the Upper Amazons. He dived into conversation with me at once as to the splendid mineral resources of his Brazilian estate—the silver, the platinum, the actual rubies, the possible diamonds. I listened and smiled; I knew what was coming. All he needed to develop this magnificent concession was a little more capital. It was sad to see thousands of pounds’ worth of platinum and car-loads of rubies just crumbling in the soil or carried away by the river, for want of a few hundreds to work them with properly. If he knew of anybody, now, with money to invest, he could recommend him—nay, offer him—a unique opportunity of earning, say, 40 percent on his capital, on unimpeachable security.

      “I wouldn’t do it for every man,” Dr. Hector Macpherson remarked, drawing himself up; “but if I took a fancy to a fellow who had command of ready cash, I might choose to put him in the way of feathering his nest with unexampled rapidity.”

      “Exceedingly disinterested of you,” I answered drily, fixing my eyes on his eyebrows.

      The little curate, meanwhile, was playing billiards with Sir Charles. His glance followed mine as it rested for a moment on the monkey-like hairs.

      “False, obviously false,” he remarked with his lips; and I’m bound to confess I never saw any man speak so well by movement alone; you could follow every word though not a sound escaped him.

      During the rest of that evening Dr. Hector Macpherson stuck to me as close as a mustard-plaster. And he was almost as irritating. I got heartily sick of the Upper Amazons. I have positively waded in my time through ruby mines (in prospectuses, I mean) till the mere sight of a ruby absolutely sickens me. When Charles, in an unwonted fit of generosity, once gave his sister Isabel (whom I had the honour to marry) a ruby necklet (inferior stones), I made Isabel change it for sapphires and amethysts, on the judicious plea that they suited her complexion better. (I scored one, incidentally, for having considered Isabel’s complexion.) By the time I went to bed I was prepared to sink the Upper Amazons in the sea, and to stab, shoot, poison, or otherwise seriously damage the man with the concession and the false eyebrows.

      For the next three days, at intervals, he returned to the charge. He bored me to death with his platinum and his rubies. He didn’t want a capitalist who would personally exploit the thing; he would prefer to do it all on his own account, giving the capitalist preference debentures of his bogus company, and a lien on the concession. I listened and smiled; I listened and yawned; I listened and was rude; I ceased to listen at all; but still he droned on with it. I fell asleep on the steamer one day, and woke up in ten minutes to hear him droning yet, “And the yield of platinum per ton was certified to be—” I forget how many pounds, or ounces, or pennyweights. These details of assays have ceased to interest me: like the man who “didn’t believe in ghosts,” I have seen too many of them.

      The fresh-faced little curate and his wife, however, were quite different people. He was a cricketing Oxford man; she was a breezy Scotch lass, with a wholesome breath of the Highlands about her. I called her “White Heather.” Their name was Brabazon. Millionaires are so accustomed to being beset by harpies of every description, that when they come across a young couple who are simple and natural, they delight in the purely human relation. We picnicked and went excursions a great deal with the honeymooners. They were so frank in their young love, and so proof against chaff, that we all really liked them. But whenever I called the pretty girl “White Heather,” she looked so shocked, and cried: “Oh, Mr. Wentworth!” Still, we were the best of friends. The curate offered to row us in a boat on the lake one day, while the Scotch lassie assured us she could take an oar almost as well as he did. However, we did not accept their offer, as row-boats exert an unfavourable influence upon Amelia’s digestive organs.

      “Nice young fellow, that man Brabazon,” Sir Charles said to me one day, as we lounged together along the quay; “never talks about advowsons or next presentations. Doesn’t seem to me to care two pins about promotion. Says he’s quite content in his country curacy; enough to live upon, and needs no more; and his wife has a little, a very little, money. I asked him about his poor today, on purpose to test him: these parsons are always trying to screw something out of one for their poor; men in my position know the truth of the saying that we have that class of the population always with us. Would you believe it, he says he hasn’t any poor at all in his parish! They’re all well-to-do farmers or else able-bodied labourers, and his

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