LITMIR.BIZ

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across when out sketching."

      "He never did care particularly about anything," Mrs. Brander said, "and it may be he is really glad to get away from the country."

      "That would be possible enough if he had a good income in addition to Fairclose, but all that he will have is that five thousand that came to him from his mother, and I should say he is likely enough to run through that in a couple of years at the outside, and then where will he be?"

      "I can't think, Jeremiah, how you ever permitted his father to do such a mad thing as to take those shares."

      "I know what I am doing, my dear, don't you worry yourself about that. You have been wanting me for a very long time to give up business and go into the country. How would Fairclose suit you?"

      "You are not in earnest," she exclaimed, with an excitement very unusual to her. "You can't mean that?"

      "I don't often say what I don't mean, my dear, and if Fairclose comes into the market, more unlikely things than that may come to pass; but mind, not a word of this is to be breathed."

      "And do you really think it will come into the market?" she asked.

      "As certain as the sun will rise to-morrow morning. We only held our first meeting to-day, but that was enough to show us that the directors ought all to be shut up in a lunatic asylum. The affairs of the bank are in a frightful state, simply frightful; it means ruin to every one concerned."

      "It is fortunate, indeed, that you did not hold any shares, Jeremiah."

      "I was not such a fool," he said, shortly, "as to trust my money in the hands of a body of men who were all no doubt excellent fellows and admirable county gentlemen, but who knew no more of business than babies, and who would be mere tools in the hands of their manager; and I had the excellent excuse that I considered the legal adviser of a bank should have no pecuniary stake whatever in its affairs, but be able to act altogether without bias."

      There was an ironical smile on his lips, and his wife said, admiringly—

      "How clever you are, Jeremiah."

      "It did not require much cleverness for that," he said, with some complacency. "You can reserve your compliments, my dear, until we are established at Fairclose. All I ask is that you won't ask any questions or allude to the matter until it is settled, but leave it entirely in my hands. So far things are working in the right direction."

      "Perhaps it will be a good thing for Cuthbert Hartington after all," she said, after sitting for some minutes in silence.

      "No doubt it will," he said. "At any rate as he does not take it to heart in the slightest degree, we need not worry ourselves over him."

      "It is funny," she said, "but sometimes the idea has occurred to me that Cuthbert might some day take a fancy to one of our girls, and I might see one of them mistress at Fairclose; but I never dreamt I might be mistress there myself, and I can't guess, even now, how you can think of managing it."

      "Don't you trouble to guess, at all, my dear; be content with the plum when it falls into your mouth, and don't worry yourself as to how I manage to shake the tree to bring the fruit down."

      Three weeks later it became known definitely that after calling up the remainder of the bank's capital there would be a deficiency of nearly a million, and that every shareholder would be called upon to contribute to the full extent of his ability, to cover the losses. One or two letters from Mr. Brander had already prepared Cuthbert for the final result of the investigation, and he had already begun to carry out the plan he had marked out for himself. He had, as soon as he had returned, astonished his friends by informing them that he found that instead of coming into his father's estates, as he had expected, it was not likely he would ever touch a penny from them, as his father had been a shareholder in the Abchester Bank, and so he believed everything would be swept away.

      "Fortunately," he went on, "I have got enough of my own to keep my head above water, and, I dare say you fellows won't believe me, but I mean to go to work in earnest."

      The announcement was made to a dozen men who were smoking in Wilson's studio, he having returned the day before from Cornwall.

      "Well, youngster, I won't commiserate with you," he growled. "I have been wondering since I heard from King last night what had kept you away, what on earth you would do with yourself now you have come into your money. I often thought it was the worst thing in the world for you that you had not got to work, and if you are really going to set to now, I believe the time will come when you will think that this misfortune is the best thing that ever happened to you."

      "I am not quite sure that I do not think so already," Cuthbert replied. "I am not at all disposed to fancy myself a martyr, I can assure you. I mean to go over to Paris and enter an Art School there. I know what you fellows are. You would never let me work."

      There was a general chorus of indignation.

      "Well, how much do you work yourselves? You potter about for nine months in the year, and work for four or five hours a day for the other three."

      "Saul among the prophets!" Wilson exclaimed. "The idea of Cuthbert Hartington rebuking us for laziness is rich indeed," and a roar of laughter showed the general appreciation of the absurdity.

      "Never mind," Cuthbert said, loftily. "You will see; 'from morn till dewy eve,' will be my idea of work. It is the way you men loaf, and call it working, that has so far kept me from setting to. Now I am going to burst the bonds of the Castle of Indolence, and when I come back from Paris I shall try to stir you all up to something like activity."

      There was another laugh, and then Wilson said, "Well, it is the best thing you can do to go abroad. I don't believe you would ever make a fresh start here."

      "I have made fresh a start, Wilson; our respected brother Terrier here, has undertaken to teach me the rudiments, and for the next three months his studio doors will be closed to all visitors from ten to five."

      "Is that so? I congratulate you, Cuthbert; that really looks like business, and if Terrier can't teach you how to use the brush and put on color no one can. Gentlemen, we will drink the health of the new boy. Here is to Cuthbert Hartington, and success to him." Glasses were raised and the sentiment heartily echoed.

      For three months Cuthbert worked steadily; to his own surprise, not less than to that of his instructor, he found the hours none too long for him. During that time he had received a letter from Mr. Brander that surprised him.

      "Dear Mr. Hartington,—In accordance with your instructions I at once informed the Receiver of the bank that you were prepared to hand over the Fairclose estates for the benefit of the creditors, instead of waiting for the calls to be made, and that you wished the matter to be arranged as speedily as possible as you were shortly going abroad. The necessary deeds will in a few days be prepared. You will doubtless be surprised to hear that I have arranged with the Receiver for the purchase of the estates by private treaty. I have long been intending to retire from business, and have been on the lookout for an estate in the county. I hope this arrangement will not be displeasing to you."

      As Mr. Brander had the reputation of being a wealthy man, and his wife's wishes that he should retire from business and purchase an estate in the county were public property, Cuthbert was not surprised, but at the same time he was not altogether pleased. He had never liked the lawyer. He had no particular grounds for not doing so, but he had as a boy an instinctive notion that he was a humbug.

      "I wonder," he said to himself, "whether he has all along had an eye to Fairclose, and whether he really did his best to dissuade my father from making that disastrous investment. At any rate, it does not make any difference to me who is there. It might have been some stranger, some manufacturing fellow; I would rather think of Mary being at the old place than a man of that sort. He would have been more likely than Brander to be hard on the tenants, and to have sold off all the things and have turned the place inside out. I don't say that under ordinary circumstances I should choose Brander as a landlord, but he will know well enough that there would be nothing that would do him more harm in the county than a report that he was treating the Squire's tenants harshly. Well, I suppose I had better write him a line saying that I am glad to hear that he has bought the place, as I would naturally prefer that it

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