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she was neither related to the child nor accustomed to children’s ways, and that she somewhat unduly emphasized this to the passers-by, particularly those of his own sex, who seemed to be greatly attracted by her evident beauty. Presently she ascended the steps of a handsome dwelling, evidently their home, and as she turned he saw her face. It was the girl he remembered. As her eye caught his, he blushed with the consciousness of their former meeting; yet, in the very embarrassment of the moment, he lifted his hat in recognition. But the salutation was met only by a cold, critical stare. Randolph bit his lip and passed on. His reason told him she was right, his instinct told him she was unfair; the contradiction fascinated him.

      Yet he was destined to see her again. A month later, while seated at his desk, which overlooked the teller’s counter, he was startled to see her enter the bank and approach the counter. She was already withdrawing a glove from her little hand, ready to affix her signature to the receipted form to be proffered by the teller. As she received the gold in exchange, he could see, by the increased politeness of that official, his evident desire to prolong the transaction, and the sidelong glances of his fellow clerks, that she was apparently no stranger but a recognized object of admiration. Although her face was slightly flushed at the moment, Randolph observed that she wore a certain proud reserve, which he half hoped was intended as a check to these attentions. Her eyes were fixed upon the counter, and this gave him a brief opportunity to study her delicate beauty. For in a few moments she was gone; whether she had in her turn observed him he could not say. Presently he rose and sauntered, with what he believed was a careless air, toward the paying teller’s counter and the receipt, which, being the last, was plainly exposed on the file of that day’s “taking.” He was startled by a titter of laughter from the clerks and by the teller ironically lifting the file and placing it before him.

      “That’s her name, sonny, but I didn’t think that you’d tumble to it quite as quick as the others. Every new man manages to saunter round here to get a sight of that receipt, and I’ve seen hoary old depositors outside edge around inside, pretendin’ they wanted to see the dep, jest to feast their eyes on that girl’s name. Take a good look at it and paste a copy in your hat, for that’s all you’ll know of her, you bet. Perhaps you think she’s put her address and her ‘at home’ days on the receipt. Look hard and maybe you’ll see ‘em.”

      The instinct of youthful retaliation to say he knew her address already stirred Randolph, but he shut his lips in time, and moved away. His desk neighbor informed him that the young lady came there once a month and drew a hundred dollars from some deposit to her credit, but that was all they knew. Her name was Caroline Avondale, yet there was no one of that name in the San Francisco Directory.

      But Randolph’s romantic curiosity would not allow the incident to rest there. A favorable impression he had produced on Mr. Dingwall enabled him to learn more, and precipitated what seemed to him a singular discovery. “You will find,” said the deputy manager, “the statement of the first deposit to Miss Avondale’s credit in letters in your own department. The account was opened two years ago through a South American banker. But I am afraid it will not satisfy your curiosity.” Nevertheless, Randolph remained after office hours and spent some time in examining the correspondence of two years ago. He was rewarded at last by a banker’s letter from Callao advising the remittance of one thousand dollars to the credit of Miss Avondale of San Francisco. The letter was written in Spanish, of which Randolph had a fair knowledge, but it was made plainer by a space having been left in the formal letter for the English name, which was written in another hand, together with a copy of Miss Avondale’s signature for identification—the usual proceeding in those early days, when personal identification was difficult to travelers, emigrants, and visitors in a land of strangers.

      But here he was struck by a singular resemblance which he at first put down to mere coincidence of names. The child’s photograph which he had found in the portmanteau was taken at Callao. That was a mere coincidence, but it suggested to his mind a more singular one—that the handwriting of the address was, in some odd fashion, familiar to him. That night when he went home he opened the portmanteau and took from the purse the scrap of paper with the written address of the bank, and on comparing it with the banker’s letter the next day he was startled to find that the handwriting of the bank’s address and that in which the girl’s name was introduced in the banker’s letter were apparently the same. The letters in the words “Caroline” and “California” appeared as if formed by the same hand. How this might have struck a chirographical expert he did not know. He could not consult the paying teller, who was supposed to be familiar with signatures, without exposing his secret and himself to ridicule. And, after all, what did it prove? Nothing. Even if this girl were cognizant of the man who supplied her address to the Callao banker two years ago, and he was really the missing owner of the portmanteau, would she know where he was now? It might make an opening for conversation if he ever met her familiarly, but nothing more. Yet I am afraid another idea occasionally took possession of Randolph’s romantic fancy. It was pleasant to think that the patron of his own fortunes might be in some mysterious way the custodian of hers. The money was placed to her credit—a liberal sum for a girl so young. The large house in which she lived was sufficient to prove to the optimistic Randolph that this income was something personal and distinct from her family. That his unknown benefactor was in the habit of mysteriously rewarding deserving merit after the fashion of a marine fairy godmother, I fear did not strike him as being ridiculous.

      But an unfortunate query in that direction, addressed to a cynical fellow clerk, who had the exhaustive experience with the immature mustaches of twenty-three, elicited a reply which shocked him. To his indignant protest the young man continued:—

      “Look here; a girl like that who draws money regularly from some man who doesn’t show up by name, who comes for it herself, and hasn’t any address, and calls herself ‘Avondale’—only an innocent from Dutch Flat, like you, would swallow.”

      “Impossible,” said Randolph indignantly. “Anybody could see she’s a lady by her dress and bearing.”

      “Dress and bearing!” echoed the clerk, with the derision of blase youth. “If that’s your test, you ought to see Florry –.”

      But here one may safely leave the young gentleman as abruptly as Randolph did. Yet a drop of this corrosive criticism irritated his sensitiveness, and it was not until he recalled his last meeting with her and her innocent escort that he was himself again. Fortunately, he did not relate it to the critic, who would in all probability have added a precocious motherhood to the young lady’s possible qualities.

      He could now only look forward to her reappearance at the bank, and here he was destined to a more serious disappointment. For when she made her customary appearance at the counter, he noticed a certain businesslike gravity in the paying teller’s reception of her, and that he was consulting a small register before him instead of handing her the usual receipt form. “Perhaps you are unaware, Miss Avondale, that your account is overdrawn,” Randolph distinctly heard him say, although in a politely lowered voice.

      The young girl stopped in taking off her glove; her delicate face expressed her wonder, and paled slightly; she cast a quick and apparently involuntary glance in the direction of Randolph, but said quietly,—

      “I don’t think I understand.”

      “I thought you did not—ladies so seldom do,” continued the paying teller suavely. “But there are no funds to your credit. Has not your banker or correspondent advised you?”

      The girl evidently did not comprehend. “I have no correspondent or banker,” she said. “I mean—I have heard nothing.”

      “The original credit was opened from Callao,” continued the official, “but since then it has been added to by drafts from Melbourne. There may be one nearly due now.”

      The young girl seemed scarcely to comprehend, yet her face remained pale and thoughtful. It was not until the paying teller resumed with suggestive politeness that she roused herself: “If you would like to see the president, he might oblige you until you hear from your friends. Of course, my duty is simply to”—

      “I don’t think I require you to exceed it,” returned the young girl quietly, “or that I wish to see the president.” Her delicate

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