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which he attributed to an unforeseen advantage he himself had gained over the Hungarian; but seeing him, in the sequel, bite his lip, roll his eyes, groan, writhe his body, ejaculate incoherent curses, and neglect his game, the Huguenot concluded that he was mad, and being seized with terror and dismay, got up and scampered off, without ceremony or hesitation.

      Melvil, thus left to the horrors of his own thought, which tortured him with the apprehension of losing Monimia for ever, could no longer combat that suggestion, but ran homewards with all the speed he could exert, in order to prevent her retreat. When he crossed the threshold, he was struck with such a damp of presaging fear, that he durst not in person approach her apartment, nor even, by questioning the servant, inform himself of the particulars he wanted to know. Yet his suspense becoming more insupportable than his fear, he rushed from room to room in quest of that which was not to be found; and, seeing Monimia's chamber door open, entered the deserted temple in a state of distraction, calling aloud upon her name. All was silent, solitary, and woful. "She is gone," he cried, shedding a flood of tears, "she is for ever lost; and all my hopes of happiness are fled!"

      So saying, he sunk upon that couch on which Monimia had oft reposed, and abandoned himself to all the excess of grief and despondence. In this deplorable condition he was found by our adventurer, who gently chid him for his want of resolution, and again repelled his sorrow, by arousing his resentment against the innocent cause of his disquiet, having beforehand forged the particulars of provocation.

      "Is it possible," said he, "that Renaldo can still retain the least sentiment of regard for a fickle woman, by whom he has been so ungratefully forsaken and so unjustly scorned? Is it possible he can be so disturbed by the loss of a creature who is herself lost to all virtue and decorum?–Time and reflection, my worthy friend, will cure you of that inglorious malady. And the future misconduct of that imprudent damsel will, doubtless, contribute to the recovery of your peace. Her behaviour, at leaving the house where she had received so many marks of the most delicate affection, was in all respects so opposite to honour and decency, that I could scarce refrain from telling her I was shocked at her deportment, even while she loaded me with protestations of love. When a woman's heart is once depraved, she bids adieu to all restraint;–she preserves no measures. It was not simply contempt which she expressed for Renaldo; she seems to resent his being able to live under her disdain; and that resentment stoops to objects unworthy of indignation. Even your dog was not exempted from the effects of her displeasure. For, in her passage to the door, she kicked the poor animal as one of your dependents; and, in our way to the apartment I had provided for her, she entertained me with a ludicrous comment upon the manner in which you first made her acquainted with your passion. All that modesty of carriage, all that chastity of conversation, all that dignity of grief, which she knew so well how to affect, is now entirely laid aside, and, when I quitted her, she seemed the most gay, giddy, and impertinent of her sex."

      "Gracious powers!" exclaimed Renaldo, starting from the couch, "am I under the delusion of a dream; or are these things really so, as my friend has represented them? Such a total and sudden degeneracy is amazing! is monstrous and unnatural!"

      "Such, my dear Count," replied our hero, "is the caprice of a female heart, fickle as the wind, uncertain as a calm at sea, fixed to no principle, but swayed by every fantastic gust of passion, or of whim. Congratulate yourself, therefore, my friend, upon your happy deliverance from such a domestic plague–upon the voluntary exile of a traitor from your bosom.–Recollect the dictates of your duty, your discretion, and your glory, and think upon the honours and elevated enjoyment for which you are certainly ordained. To-night let us over a cheerful bottle anticipate your success; and to-morrow I will accompany you to the house of an usurer, who, I am informed, fears no risk, provided twenty per cent be given, and the borrower's life insured."

      CHAPTER FORTY-SEVEN

      THE ART OF BORROWING FURTHER EXPLAINED, AND AN ACCOUNT OF A STRANGE PHENOMENON

      In this manner did the artful incendiary work upon the passions of the credulous unsuspecting Hungarian, who pressed him to his breast with the most cordial expressions of friendship, calling him his guardian, his saviour, his second father, and gave himself up wholly to his advice.

      Next morning, according to the plan they had laid overnight, they repaired to a tavern in the neighbourhood of the person to whom our adventurer had been directed, and were fortunate enough to find him in the house, transacting a money affair with a young gentleman who treated him with his morning's whet.

      That affair being negotiated, he adjourned into another room with Renaldo and his companion, who were not a little surprised to see this minister of Plutus in the shape of a young sprightly beau, trimmed up in all the foppery of the fashion; for they had hitherto always associated with the idea of an usurer old age and rusty apparel. After divers modish congees, he begged to know to what he should attribute the honour of their message; when Ferdinand, who acted the orator, told him, that his friend Count Melvil, having occasion for a sum of money, had been directed to a gentleman of his name, "and, I suppose," added he, "you are the son of the person with whom the affair is to be negotiated."

      "Sir," said this petit-maitre, with a smile, "I perceive you are surprised to see one of my profession in the appearance of a gentleman; and perhaps your wonder will not cease, when I tell you, that my education was liberal, and that I once had the honour to bear a commission in the British army. I was indeed a first lieutenant of marines, and will venture to say, that no officer in the service was more delicate than myself in observing all the punctilios of honour. I entertained the utmost contempt for all the trading part of the nation, and suffered myself to be run through the body in a duel, rather than roll with a brother-lieutenant, who was a broker's son. But, thank Heaven! I have long ago conquered all those ridiculous prejudices. I soon observed, that without money there was no respect, honour, or convenience to be acquired in life; that wealth amply supplied the want of wit, merit, and pedigree, having influence and pleasure ever at command; and that the world never failed to worship the flood of affluence, without examining the dirty channels through which it commonly flowed.

      "At the end of the war, finding my appointments reduced to two shillings and fourpence per day, and being addicted to pleasures which I could not possibly purchase from such a fund, I sold my half-pay for two hundred pounds, which I lent upon bond to a young officer of the same regiment, on condition that he should insure his life, and restore one-fourth part of the sum by way of premium. I happened to be lucky in this first essay; for the borrower, having in six weeks expended the money, made an excursion on the highway, was apprehended, tried, convicted of felony, and cut his own throat, to prevent the shame of a public execution; so that his bond was discharged by the insurers.

      "In short, gentlemen, when I engaged in this business, I determined to carry it on with such spirit, as would either make my fortune, or entirely ruin me in a little time; and hitherto my endeavours have been tolerably successful. Nor do I think my proceedings a whit more criminal or unjust than those of other merchants, who strive to turn their money to the best account. The commodity I deal in is cash; and it is my business to sell it to the best advantage. A London factor sends a cargo of goods to market, and if he gets two hundred per cent upon the sale, he is commended for industry and address. If I sell money for one-fourth part of that profit, certain persons will be so unjust as to cry, Shame upon me, for taking such advantage of my neighbour's distress; not considering, that the trader took four times the same advantage of those people who bought his cargo, though his risk was not half so great as mine, and although the money I sold perhaps retrieved the borrower from the very jaws of destruction. For example, it was but yesterday I saved a worthy man from being arrested for a sum of money, for which he had bailed a friend who treacherously left him in the lurch. As he did not foresee what would happen, he had made no provision for the demand, and his sphere of life secluding him from all sorts of monied intercourse, he could not raise the cash by his credit in the usual way of borrowing; so that, without my assistance, he must have gone to jail; a disgrace which would have proved fatal to the peace of his family, and utterly ruined his reputation.–Nay, that very young gentleman, from whom I am just now parted, will, in all probability, be indebted to me for a very genteel livelihood. He had obtained the absolute promise of being provided for by a great man, who sits at the helm of affairs in a neighbouring kingdom; but, being destitute of all other resources, he could not have equipped himself

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