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liked the stone—its color was cold and impersonal.

      “I don’t have to convince you,” she said. “Talk to my other clients and you’ll convince yourself.”

      His expression didn’t change, but she’d dealt with so many men like him back in New Orleans she could tell what they were going to say before they opened their mouths. Like her ex-husband and his family, they had money and they thought it made them special.

      “I’ve already heard everyone’s opinions,” he said. “But I make up my mind for myself.”

      “Don’t you find that hard to do without the facts?”

      He smiled. It was a chilly expression that matched his eyes. “Not really. I find most ‘facts’ highly overrated.”

      She made a motion with her head, a quick tilt as if to agree with his witticism. She needed the man’s business—there was no reason to make him angry. “We’re not the biggest bank in town, Mr. Kelman, but we handle all the important accounts. I’m sure you’d be very happy with us.”

      “I’ll come see you sometime next week.” He stuck out his hand. “I assume that’s convenient?”

      She accepted his grip. This time it was looser, as if she’d passed some kind of test. “I’d be delighted to see you anytime.”

      He nodded and moved away after kissing Reina on the cheek. Emma took a deep breath and let it out slowly, her shoulders slumping before she could stop herself, relief flooding her now that the moment had passed. She’d come to the party for this one reason—to let William Kelman check her out and obtain a meeting with him. She hoped it was worth it.

      Reina grabbed her arm and grinned. “Let’s go get another drink,” she whispered. “I have a feeling you’re going to have something to celebrate soon.”

      RAUL WATCHED the two women head toward the bar, their business with Kelman obviously concluded. Emma Toussaint appeared more relaxed. Looking down at her friend, she tossed her head and smiled, her blond hair swinging against her neck. Even her step was easier, he noticed, less stiff and anxious. Clearly she was pleased with how the introductions had gone. Raul allowed himself a corresponding flicker of satisfaction, then he searched the room with his eyes and found Kelman to judge his reaction.

      The man was in a group of people, laughing and talking. The young woman he’d brought with him was nowhere to be seen. He seemed to be participating in the conversation, but as Raul watched, he realized Kelman’s attention was actually focused somewhere else. Raul followed the other man’s gaze until he understood. Kelman was studying Emma Toussaint, looking at her with a measuring wariness.

      In the past, Raul had always addressed his problems directly. As a well-trained attorney, he’d assess the situation, evaluate his priorities, then put his plan into action, a plan that was usually complicated and involved, yet never beyond the limits of what was legal. He believed in doing things the right way; justice and fairness were always behind him.

      But the rules were different now. Kelman had changed them when he’d ruined Raul’s life. Honesty and ethics were out the window, replaced by lies and subterfuge.

      But Raul could handle them as deceit as deftly as he’d been able to handle truth.

      Finishing his beer, he gave the matter no more thought. He put the bottle down and headed across the room. Toward Emma Toussaint.

      CHAPTER TWO

      RAUL WAS FIVE STEPS from Emma’s side when a throng of party goers surged between them. Momentarily thwarted, he had to pause, and when he did, he felt the old familiar prickling sensation along the back of his neck. The one that had saved his life more than once. The one that told him someone had noticed him. Stuck within the center of the throng, he turned. William Kelman was staring directly at him.

      All Raul could do was stare back. Sooner or later he’d expected Kelman to know he was in Santa Cruz, so it didn’t really matter. But Raul felt his muscles tense as their gazes locked. He’d wondered how he’d react the first time he looked into the other man’s eyes. Now he knew. He felt only an empty kind of satisfaction for what he knew was coming. It seemed strange, but that was it. Kelman narrowed his eyes, his expression puzzled.

      A second passed, maybe two, and the moment was broken by a waiter coming between them. In that instant, Raul realized Kelman didn’t recognize him. For five years Raul had thought of nothing but seeking revenge on this man, and apparently he didn’t even remember Raul. Under different circumstances, the situation might have been amusing. For now, all Raul wondered was what this meant to his plans. He decided quickly that if Kelman couldn’t place him, all the better.

      With the crowd still pressing around him, Raul gave up and let himself be carried down the sidewalk. The entire group spilled outside and began to pile into the taxis lining the street in front of the bar. They were moving on to another location, and even though they were strangers, they began to insist that Raul come with them. Laughing and playing along, he turned them down, then he saw the opportunity. He could connect with Emma Toussaint another time; now it seemed more important to avoid Kelman. A moment later, he was in a cab, driving away with a man and two women, heading for a party he knew nothing about. As they hit the nearby traffic circle, Raul sent a casual glance over his shoulder, back toward the bar. He wasn’t surprised at what he saw. William Kelman was standing under the overhang of the bar’s entrance, a cigar in one hand, a drink in the other. His eyes were on the departing taxis, and in the dim illumination from a nearby street lamp, his expression was still puzzled.

      It wouldn’t take him long to figure it out.

      EMMA WAS SITTING at her desk on Monday morning when the phone rang. She wasn’t reading the currency reports piled in front of her or writing the memo she had due in a few hours; she was just sitting. The party on Saturday night had left her drained, and Sunday had been as awful as it usually was. She lived all week for the moment she could call the States and hear her children’s voices, but the minute the telephone conversation was finished, she would feel the force of their absence and break down. The rest of the day was always a painful blur, just hours she had to endure until the next time she could talk to them.

      The phone at her elbow sounded again and she reached for it without thinking. The voice at the other end was not one she’d expected, at least not this soon.

      “Ms. Toussaint, this is William Kelman. I assume I’m not interrupting anything…”

      She sat up straight in her chair. “Mr. Kelman, of course you’re not interrupting. I’m glad you called.”

      “I’d like to discuss my banking situation with you as soon as possible.”

      “I can see you today.” As she spoke, Emma pulled her calendar closer, but she didn’t really need to look at it. If Kelman had as much money as Reina said he did, Emma’s day was his. “When would you like to come by?”

      “That’s just it.” The hint of reluctance she heard in his voice sounded studied, but Emma told herself she was imagining things. “I can’t come in today. Too much going on. I’d like to invite you to dinner, though. Could you meet me at Candelabra, say, around nine?”

      Something about the man bothered her and she hesitated, then she chastised herself. There was no good reason she couldn’t meet William Kelman for dinner, none whatsoever. She didn’t have plans and dinner at Candelabra—the best restaurant in town—was always a pleasure. But more importantly, if she turned down this kind of opportunity and Christopher Evans, her boss, found out, he’d kill her. She’d already told him about meeting Kelman, and Chris was practically frantic to get the man’s business.

      “Candelabra would be fine,” she answered. “I’d be happy to meet you there.” She scribbled the notation in her calendar, then pushed it back to the corner of her desk.

      “Excellent. Give me your address and I’ll send a car.”

      “That’s not necessary,”

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