LITMIR.BIZ

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all that he does is to pay them for being happy. If he should adopt the rich man's hobby of collecting pictures or a library, he rarely enjoys a higher pleasure than the mere lust of possession. He buys what he is told to buy, without discrimination; he has no knowledge of what constitutes rarity or value; and most certainly he knows nothing of those excitements of the quest which make the collection of articles of vertu a pursuit so fascinating to the man of trained judgment but moderate means. And, as if to complete the irony of the situation, he is after all but the infrequent tenant of the treasure-house which he has built; the blinds are drawn half the year; the splendid rooms are seen by no wiser eyes than those of his butler and his housekeeper; and his secretary, if he be a man of taste and education, draws the real dividend of pleasure from all these rare and costly things which Dives has accumulated. Dives is in most cases little more than the man who pays the bill for things which other folk enjoy.

      Let Dives be accounted then a public benefactor, we may say; perhaps so, but the question still remains, does Dives get the most and best out of life? The obvious answer is that the best things of life are not to be bought with money; it would be nearer the truth to quote the prophetic paradox, they are bought 'without money and without price.' I was present once at a dinner given by a millionaire newspaper proprietor to a crowd of journalists, on the occasion of the founding of a new magazine. The millionaire ate little, spoke little, and sat throughout the feast with an anxious cloud upon his brow. I recognised the same furtive look of apprehension in his eyes that I had seen in the eyes of my stock-broking friend long before. As I glanced round the room I found myself able to pick out all the men of wealth by that same look. It would seem that the anxieties of getting money only beget the more torturing anxiety of how to keep it. That, I am persuaded, was the dominant thought of my millionaire host throughout the meal; he knew the fear and fever of the gambler risking an enormous stake, the agitation of the soldier on the eve of a battle, in which victory is highly problematical. But that crowd of hungry journalists, how they did eat! What laughter sat on those boyish faces, what zest of life, what capacity of pleasure! There was not one of them whose daily bread was not precarious; not one perhaps who had a decent balance at the bank; yet they were so gay, so resolutely cheerful, so frankly interested in life and in themselves, that I could fancy those gloomy eyes at the head of the table watched them with a sort of envy, I think there must be something fatal to gaiety in the mere responsibilities of wealth; I am sure that there is something corrupting in the labours of its acquisition. I think I had rather be a vagrant, with a crust in my knapsack, a blue sky above me, and the adventurous road before me, than look upon the world with a pair of eyes so laughterless as his who was our host that night.

      Again I protest that I make no railing accusation against wealth in itself. I am so far convinced of the truly beneficent utilities of wealth, that I would quite willingly take the risks of a moderate competence, should any one be disposed to make experiment with my virtues. There is some magnanimity in this offer, for I can no more foretell the effects of the bacillus of wealth upon my moral nature, than can the physician who offers his body for inoculation with the germ of some dire disease that science may be served. It argues some lack of imagination among millionaires that it has occurred to no one of the tribe to endow a man instead of an institution, if it were only by way of change. It would at least prove an interesting experiment, and it would be cheap at the price of the few unmissed thousands which the millionaire would pay for it. To such an experiment I would be willing to submit, if it were only to ascertain whether I have been right or wrong in my supposition that I am better qualified by nature than my fellows for the right administration of wealth; but there is one thing I would never do, I would never undertake that laborious quest of wealth, which robs men of the power to enjoy it when it is obtained.

      It is there that the pinch comes; granted that some degree of competence is needed for a free and various use of life, is it worth while to destroy the power of living in attaining the means to live? What is a man better for his wealth if he does not know how to use it? A fool may steal a ship, but it takes a wise man to navigate her towards the islands of the Blest. I am told sometimes that there is a romance in business; no doubt there is, but it is pretty often the romance of piracy; and the pleasures of the rich man are very often nothing better than the pleasures of the pirate: a barbaric wading in gold, a reckless piling up of treasure, which he has not the sense to use. As long as there are shouting crews upon the sea and flaming ships, he is happy; but give him at last the gold which he has striven to win, and he knows nothing better than to sit like the successful pirate in a common ale-house, and make his boast to boon companions. I believe that the dullest men in all the world are very rich men; and I have sometimes thought that it cannot need a very high order of intelligence to acquire wealth, since some of the meanest of mankind appear to prosper at the business. A certain vulpine shrewdness of intelligence seems the thing most needed, and this may coexist with a general dulness of mind which would disgrace a savage.

      The thing that is least perceived about wealth is that all pleasure in money ends at the point where economy becomes unnecessary. The man who can buy anything he covets, without any consultation with his banker, values nothing that he buys. There is a subtle pleasure in the extravagance that contests with prudence; in the anxious debates which we hold with ourselves whether we can or cannot afford a certain thing; in our attempts to justify our wisdom; in the risk and recklessness of our operations; in the long deferred and final joy of our possession; but this is a kind of pleasure which the man of boundless means never knows. The buying of pictures affords us an excellent illustration on this point. Men of the type of Balzac's Cousin Pons attain to rapture in the process because they are poor. They have to walk weary miles and wait long weeks to get upon the track of their treasure; to use all their knowledge of art and men to circumvent the malignity of dealers; to experience the extremes of trepidation and of hope; to deny themselves comforts, and perhaps food, that they may pay the price which has at last, after infinite dispute, reached an irreducible minimum; and the pleasure of their possession is in the ratio of their pains. But the man who enters a sale-room with the knowledge that he can have everything he wishes by the signing of a cheque feels none of these emotions. It seems to me that money has lost more than half its value since cheques became common. When men kept their gold in iron coffers, lock-fast cupboards, or a pot buried in an orchard, there was something tangible in wealth. When it came to counting out gold pieces in a bag, men remembered by what sweat of mind or body wealth was won, and they had a sense of parting with something which was really theirs. But a cheque has never yet impressed me with the least sense of its intrinsic value. It is a thing so trivial and fragile that the mind refuses to regard it as the equivalent of lands and houses and solid bullion. It is a thing incredible to reason that with a stroke of the pen a man may sign away his thousands. If cheques were prohibited by law, and all payments made in good coin of the realm, I believe we should all be much more careful in our expenditure, for we should have at least some true symbol of what expenditure implies.

      In an ideal state all incomes beyond 10,000 pounds per year should be prohibited. Almost all the real luxuries of life may be enjoyed on half that sum; and even this is an excessive estimate. Such a regulation would be of vast advantage to the rich, simply because it would impose some limit at which economy commenced. They would then begin to enjoy their wealth. Avarice would decline, for obviously it would not be worth while to accumulate a larger fortune than the State permitted. We might also expect some improvement in manners, for there would be no room for that vulgar ostentation in which excessive wealth delights. If a man chose to exceed the limit which the law prescribed he would do so as a public benefactor; for, of course, the excess of wealth would be applied to the good of the community, in the relief of taxation, the adornment of cities, or the establishment of libraries and art-galleries. It would no doubt be objected that the great historic houses of the aristocracy could not be maintained on such an income; five thousand pounds a year would hardly pay the servants on a great estate, and provide the upkeep of a mansion. But in this case the State would become the custodian of such houses, which would be treated as national palaces. It is by no means improbable that their present owners would be glad to be rid of them on generous terms, which provided for a nominal ownership and an occasional occupation. However this may be, it is certain that the rich would profit by the change, for their chance of getting the most and best out of life would be much increased by the limit put upon cupidity and ostentation.

      CHAPTER III

      GETTING

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