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hasn’t any money; or, if she’s been trying to earn some, it must be mighty little. See here: I’ll finish school next week, and then I’m going to take care of the family myself, and look after things. Don’t you know I’m the head of the Darings, Auntie, and entitled to know all about our affairs? So tell me, where does all the money come from to pay the grocer, and the butcher, and all the rest?”

      “Miss Phœbe done guv me some,” she persisted, half frightened at his earnestness.

      “And the rest, Auntie?”

      She twisted her apron in her hands and cast an appealing glance into his stern face.

      “Tell me, Auntie!”

      “Well, yo’ see, Marse Phil,” she began, slowly, “I’ve got a little money what useter b’long to yo’ dead papa.”

      “My father!”

      “Dat’s a fac’, honey. Ol’ Marse allus done pay me mo’ wages’n I could earn, nohow. I kep’ sayin’ I didn’ want no money; but he insis’, chile; dat ol’ Marse Wallace insis’ I take all he guv me. Law sakes, I don’ neveh need no money, Marse Phil. What ’n a world I need money fo’ – now yo’ tell me, ef yo’ can! But I gotter take it, or make Marse Wallace mad. So, I put it in de bank fo’ safe keepin’, an’ jus’ bided mah time to git even. ’Twan’t mine, honey, shuah ’nuff; but I jes’ let it stay in de bank fo’ ’mehgencies.”

      Phil’s face was a study. It grew red and white, stern and dismayed by turns. It was not that he resented accepting assistance from Aunt Hy; she seemed one of the family; but that the Darings should be so miserably poor as to be dependent upon the services of their black mammy for support was so shameful that he could scarcely bear the thought.

      “I’m an able-bodied young man,” said he to Phœbe a little later, when the girl had returned from her errand, “and, instead of wasting my muscles and energies on athletic games, all these months, I should have been at work for the family.”

      “You didn’t know, dear.”

      “I ought to have known, Phœbe. That’s no excuse.”

      “I’m sure that everything has happened for the best, Phil,” she replied, tenderly. “We’ve gone along, somehow, and I was anxious that we should both be able to complete our high school course. It’s so near the end, now, that we’d better stick it out.”

      “Do you know that Auntie has been spending her savings to buy food for us?”

      “Yes; but she doesn’t need the money just now and we will pay her back some time.”

      “She says that you have given her money, too.”

      “Just a trifle, Phil,” she replied, after a brief hesitation.

      “Where did it come from, Phœbe?”

      “I – I earned it.”

      “How?”

      She unclasped her hand and showed him a bright five-dollar gold piece.

      “That’s my last week’s wage – as an amateur typist. I’ve been copying manuscript for Reverend Doctor Huntley.”

      Phil couldn’t help it; he gathered his twin into his arms and cried like a baby, while Phœbe sobbed on his shoulder and was glad the secret was out at last. There were not many secrets between these two.

      Finally, when they had quieted down and could smile into each other’s eyes again, the girl explained how she had found the work and how the kindly clergyman had secured a typewriter for her and been very patient with her mistakes until she had thoroughly mastered it.

      “He said, to-day, that it was the neatest and most correct copying he had ever seen,” she added, proudly.

      The discovery that Phœbe had been working while he played added fuel to Phil’s remorse. He wanted to quit school at once and seek work, but Phœbe argued long and patiently and at last prevailed upon him to complete his course. It would only require a couple of weeks more to do this, and meantime he could be inquiring for work in the village.

      “I’ll not be likely to find it, though,” he predicted. “Riverdale is a dull place, and I’m afraid I’ll have to go to the city.”

      “Oh, no!” she exclaimed, for the twins had never been parted in their lives, and she could not endure the thought. “I’m sure that some position may be found here, and although the pay will not be as liberal as in the city, your expenses will be much less. And, above all, we can then remain together.”

      “I’ll see what can be done,” he promised, kissing her affectionately; and then the younger ones came trooping in to end their conversation.

      For several days it seemed as if Phil’s prediction would be fulfilled. No position was offered him, although the entire village was canvassed. Many of the graduating class were sons of merchants, who intended taking them into their stores. For that reason it was a bad time of the year to seek for work.

      Phil went to Mr. Ferguson and asked if it would be right for him to apply at the sugar factory for a job. He did not know his father’s successor, a stern looking man who had been sent by the syndicate to manage the plant, and who was a stranger to Riverdale.

      “I’ll see him myself, lad,” decided the lawyer. “I’ve met Mr. Atkins in business ways, and believe I would have more influence with him than you. Come and see me again to-morrow and I’ll report results.”

      After school the next day Phil kept the appointment, trying hard to hope that Mr. Ferguson had succeeded. But the old lawyer shook his head, gravely.

      “Nothing there for you, Phil,” he said. “Atkins claims it’s his dull season, but I know better. No doubt the man could give you employment, if he chose, but he doesn’t care to have a Daring in the office. An old prejudice against your father for fighting the trust so long.”

      “You haven’t thought of any other opening, sir, have you?”

      “Not just yet. But, I’ll keep my eye open for you, Phil, and let you know if anything offers. Keep your courage, lad. There’s something for everybody in this world.”

      This bit of philosophy fell upon deaf ears. Phil was quite discouraged as he went slowly down the stairs to the street. In the doorway he paused, for Ned Thurber had halted before him. Ned was the clerk in Spaythe’s Bank.

      “Congratulate me, Phil,” he said. “I’ve an offer to go to St. Louis, at a big salary.”

      Phil shook his hand.

      “Are you going, Ned?” he asked eagerly.

      “Of course. I’ll be assistant teller in one of the biggest banks there.”

      “Who will take your place at Spaythe’s?”

      “I don’t know yet. Just got the offer this morning, you see; but I’ve talked with Mr. Spaythe and promised him that I’d stay until he can get someone to take my place. That won’t be easy, though – unless he imports someone.”

      “Couldn’t I fill the place, Ned?”

      “You! I thought you were going to college.”

      “I – I’ve decided not to,” replied Phil.

      “But you’ve no experience in banking.”

      “No other young fellow in town has, for that matter.”

      “That’s true,” said the other, thoughtfully.

      “I’d like the job, Ned,” pleaded Phil.

      “In that case I’ll speak to the old man about you. I’ve an idea you could fill Eric’s place, while Eric could climb to my position as head bookkeeper. His father ought not to object to that, and I’m sure you could do Eric’s work easily. Another thing is in your favor, Phil. The Daring name is rather popular around here, especially with the farmers, and that counts with a man like Spaythe. The more I think of it, the more I believe

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