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Clark,” said she, “injured his foot while endeavoring to serve the family fortunes of the Darings, so we are really under serious obligations to the boy. But he is so proud and shy, Mr. Holbrook, that were we to offer him assistance at this crisis in his affairs, he would be hurt and humiliated. And he would refuse to accept any help that savored of charity.”

      Mr. Holbrook nodded, smiling at her.

      “I understand that disposition, Miss Daring,” said he, “for I have similar qualities of independence myself.”

      “Yet something must be done for Toby,” she continued, “or else the boy will lose all the advantages of his former association with Judge Ferguson and perhaps starve or freeze when the cold weather comes on. From your explanation, sir, and the promise you have just made to Miss Ferguson, I understand your sole reason for not employing Toby is the lack of money with which to pay his wages. Is that correct?”

      “Entirely so, Miss Daring. I appreciate the advantages of having this young fellow with me, since he is so well acquainted hereabouts and is somewhat posted in Mr. Ferguson’s business affairs; but – ”

      “Then,” said Phoebe, “we must organize a conspiracy, we three, and help Toby without his ever suspecting it. We Darings are not wealthy, Mr. Holbrook, but we have more means than we absolutely require and it will be a great pleasure to us to pay Toby Clark’s salary as your clerk until you become prosperous enough to pay it yourself. Judge Ferguson was not over-liberal in the matter of wages and gave Toby but five dollars a week in money; but he also gave him a wealth of kindly sympathy and much assistance in the study of law. I want you to hire Toby at the same wages – five dollars a week – and try to assist him at odd times as the judge did. No one but we three shall ever know how the wages are supplied, and especially must the secret be guarded from Toby. What do you say to this proposition, Mr. Holbrook?”

      Janet was filled with admiration of this clever idea and looked appealingly at the young man. Mr. Holbrook flushed slightly, then frowned and began drumming on the table with his fingers again. Presently he looked up and asked:

      “Will this arrangement be a source of satisfaction to you young ladies?”

      “It will give us great pleasure,” declared Phoebe.

      “And it will be splendid for Toby,” added Janet.

      “Do you also realize that it is an assistance to me – that it will add to the false evidences of my prosperity?” inquired the young man.

      “Oh, I was not considering you at all,” said Phoebe quickly, fearing he might refuse. “I was only thinking of Toby; but if you find any advantage in the arrangement I hope it will repay you for your kindness to our friend – and to ourselves.”

      Mr. Holbrook smiled. Then he nodded cheerfully and replied:

      “It would be very ungracious of me to say no, under such quaint conditions, and therefore we will consider the matter as settled, Miss Daring.”

      “I will send you a check for twenty dollars, which will be four weeks’ wages for Toby, in advance,” she said. “And each month I will send you twenty more, until you notify me you are able to assume the obligation yourself.”

      He shook his head, still smiling.

      “Send me five dollars each week,” said he. “Otherwise, in my present circumstances, I might be tempted to spend Toby’s wages on myself.”

      “Very well, if you prefer it so.” Then, half turning toward the door, she added: “I thank you, Mr. Holbrook. Your coöperation in this little conspiracy of mine has relieved me of a great anxiety; indeed, it will give pleasure to all who know Toby Clark and are interested in his welfare. I shall not forget that we owe you this kindness.”

      He bowed rather gravely in acknowledgment of this pretty speech and then they heard hasty steps mounting the stairs and the door opened abruptly to admit Mr. Spaythe.

      CHAPTER VI

      HOW TOBY CAME TO GRIEF

      The banker of Riverdale was perhaps the most important personage in the community, not even excepting Will Chandler. A man of considerable wealth and sterling character, Mr. Spaythe was greatly respected by high and low and was deemed reliable in any emergency. In character he was somewhat stern and unyielding and his sense of justice and honor was so strong that he was uncharitably bitter and harsh toward any delinquent in such matters. As an old friend of the late Judge Ferguson he had accepted the responsibilities of administering his estate and was engaged in fulfilling his duties with businesslike celerity and exactness when the unpleasant incident of Mrs. Ritchie’s missing box came up to annoy him. Mr. Ferguson’s affairs were in perfect order; Mr. Spaythe knew that the box had disappeared since his demise; but the affair required rigid investigation and the banker had undertaken to solve the mystery in his own way, without confiding in or consulting anybody.

      Mr. Spaythe was usually so deliberate and unexcitable in demeanor that his sudden entrance and agitated manner made both the girls, who knew him well, gasp in astonishment. He seemed to be startled to find them in young Mr. Holbrook’s office and his red face took on a deeper glow as he stared first at one and then at the other.

      “We were just going,” said Phoebe, understanding that Mr. Spaythe had come to see the lawyer, and then both the girls bowed and turned toward the door.

      “One moment, please,” said the banker earnestly, as he held out an arm with a restraining gesture. “A most extraordinary thing has happened, in which you will doubtless be interested. Mrs. Ritchie has just had Toby Clark arrested for stealing her box!”

      Phoebe sank into a chair, weak and trembling, and as she did so her eyes swept Mr. Holbrook’s face and noticed that it flushed scarlet. But the wave of color quickly receded and he turned a look of grave inquiry upon Mr. Spaythe.

      “How absurd!” exclaimed Janet indignantly.

      “Yes, it is absurd,” agreed the banker, in a nervous manner, “but it is quite serious, as well. I am sure Toby is innocent, but Mrs. Ritchie has employed Abner Kellogg as her counselor and Kellogg would delight in sending Toby to prison – if he can manage to do so.”

      “That box must be found!” cried Phoebe.

      Mr. Spaythe frowned.

      “It has been found,” he rejoined bitterly.

      “Where?”

      “In a rubbish-heap at the back of Toby Clark’s shanty, down by the river. It is Mrs. Ritchie’s box, beyond doubt; I have seen it; the cover had been wrenched off and – it was empty.”

      The two girls stared at one another in speechless amazement. Mr. Holbrook stood by his table, watching them curiously, but he did not seem to share their astonishment. Mr. Spaythe sat down in a chair and wiped his forehead with a handkerchief.

      “Who arrested Toby?” asked Janet.

      “Parsons, the constable. The warrant was issued by Powell, a justice of the peace, on a sworn statement made by Mrs. Ritchie and Abner Kellogg.”

      “And Sam Parsons – Toby’s friend – has put him in jail?”

      “Yes; he was obliged to do that, you know.”

      Phoebe was gradually recovering her composure.

      “He can be bailed out, I suppose,” she suggested.

      Mr. Spaythe turned to the lawyer.

      “That is what I have come to see you about, Mr. Holbrook,” he said. “Since this remarkable development in the matter of the missing box, I shall be obliged to employ counsel. I would like to engage you to defend Toby Clark.”

      The young man bowed.

      “I am fortunate, sir, to have so important a case brought to me so early in my career,” he replied. “I will do my best for your protegè, I assure you.”

      “Toby Clark is no protegè of mine,” declared the banker sternly. “But,” he added, more mildly, “he was Judge Ferguson’s protegè

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