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with them. They finally allowed me to go upon my promising to place the money in the tree the following evening.

      "After drawing the money from the bank, I informed the police about my adventure, and they arranged to watch the tree again that night. I placed the money in the tree, and although five detectives remained all night only a little distance away, they heard and saw nothing. In the morning the money was gone!

      "During last summer several other wealthy men received demands for money. So far as I have knowledge of the matter, they either paid the money, or were later found dead. With the first fall of snow the activities of this band ceased. A detective, detailed to the case, told me he thought they had stopped operations because of the snow. When they approached the tree, he explained, they would naturally leave tracks in the snow, in that way giving some hint to the police. I was inclined to believe, on the other hand, that they had obtained all the money they wished; or else had concluded that the police were aroused to such an extent that it would be dangerous to keep on. This notice to you, however, seems to indicate that the detective with the snow-theory was pretty nearly right. Probably this warning to you is the beginning of another war to be waged upon the wealthy men of the city this summer."

      "Your story is certainly interesting, Prentice," said Forrester, "but something really ought to be done. If these men are allowed to prey upon wealth in this mysterious way, there is no limit to the harm which they may accomplish. Why, just think of it! Unmolested, they might become bolder and bolder, and by steadily levying this secret toll, practically ruin every wealthy man in Chicago."

      "Well," returned Prentice, "probably sooner or later the police will get them. So far as I am concerned, however, I would pay over the money at any time rather than have another experience such as the one I described to you. If you want to hire detectives, Bob, or stir up the police as I did, do so, by all means, but in the meantime take my advice and pay the money."

      At this moment an attendant approached, informing Forrester that he was wanted on the telephone. Excusing himself to Prentice, Forrester went to the telephone to find that his mother was calling him.

      "Son," she said, "Mr. Nevins has met with a serious accident. Josephine and I are going over to see Mrs. Nevins. She has just telephoned, asking us to call and stay with her the rest of the day; so we shall not be home to dinner. I wanted you to know so you would not worry about us."

      "All right, Mother," replied Forrester. "I'll phone the house later and if Charlie is going to be in this evening I'll run over and bring you home. Good-bye."

      The Nevins family and his own had been close friends for years. This friendship was about to be turned into relationship through the recently announced engagement of Forrester's sister, Josephine, to Charles Nevins, the banker's son.

      Forrester hung up the receiver and returned to the lounging room to rejoin Prentice. As he crossed the room he saw that Prentice was reading one of the sensational evening papers, for even from a distance Forrester could read the glaring headlines:

"FRIENDS OF THE POOR"COMMIT NEW MURDER

      Prentice held the paper out for Forrester to see when the young man joined him, with the remark, "Evidently you did not get the first warning of the season, Bob, as I thought. Here's a man who received a notice two weeks ago, and assumed the same attitude that you did this afternoon toward this mysterious band."

      "Who was he?"

      "George Nevins, the banker!"

      "George Nevins!" repeated Forrester, aghast at the news.

      "Yes, old George Nevins – the tightest man in Chicago. I'll wager hefought as hard as any one could, but see what happened!" Prentice paused a moment, then added, impressively, "Do you still want to fight?"

      "Harder than ever now!" asserted Forrester.

      This was bringing it very close to home. Forrester wanted to be alone to think it over, so he gave his telephone call as an excuse, and took leave of Prentice.

      "'Failure to comply means death!'" quoted Prentice, warningly, as Forrester turned to go.

      CHAPTER II – "FRIENDS OF THE POOR"

      On leaving the club, Forrester strolled slowly and thoughtfully north along Michigan Avenue. The knowledge that old Mr. Nevins had met his death at the hands of the same people who now threatened him, impressed Forrester with the seriousness of the situation. Always a fighter, his army training had developed this side of his nature to a point where it was practically impossible for him to accede to an unjust demand without a struggle.

      It was Tuesday. Forrester reflected that he had but four days in which to freely carry out any plan which he might decide upon. In view of Prentice's experience, and the startling death of Mr. Nevins, there was no question that after midnight Saturday every move Forrester made would be attended with danger.

      Immersed in these thoughts, Forrester suddenly found himself in front of the public library building at Washington Street. It reminded him that the city detective bureau was on La Salle Street at about this point. In spite of the apparent non-success of the police, he decided that his first duty would be to report to them the demand just made upon him. A few minutes later Forrester entered the detective bureau and sent in his card to the Chief of Detectives. After being admitted to the Chief's office Forrester laid the message from the "Friends of the Poor" before the head of the detective bureau, with the remark:

      "I'm next! What shall I do about it?"

      "Mr. Forrester," said the Chief, after only a hasty glance at the notice, which showed his familiarity with the subject, "sorry as I am to say it, the Department has made little progress in this matter. We have a half-dozen detectives working on the case right now. Detective Sergeants Cahill and O'Connor have given it special study. They have been working among the West Side joints for some time, and today they reported to me that they think they have a line on some of these men. Nothing definite, understand, but it is the first suggestion of a clue which we have had.

      "The probabilities are that between now and Saturday you will not be bothered. After Saturday, however, if we have made no further progress, I suggest that you stay off the streets at night, and that during the day you select only the main thoroughfares for going about the city. If you have any friends in the North Shore suburbs, and you probably have, I recommend that you do not visit them for the present. If you wish it, I will put a police guard at your home."

      "I don't want to be coddled," objected Forrester. "I'm an ex-service man and I think that I can take care of myself."

      "You needn't be ashamed to take precautions in a case like this," explained the Chief. "This gang is both dangerous and clever. If Mr. Nevins, whose death has just been reported, had allowed me to give him a police guard, as I wished, he would probably be alive today. You are really helping the police when you allow us to give you a police guard, for if these fellows show themselves in any way, our man is there ready to act. If anything happens to you when no one is around, then we are simply confronted with another mystery and have much of our work to do over again."

      "That's very logical reasoning, Chief," agreed Forrester, "and I thank you for the offer. But I would not have a moment's peace of mind with a detective or a policeman hanging around my heels. I am perfectly willing to take my chance. In fact, I did not come to you for protection, but simply to talk this matter over with you, and see if something definite cannot be done to eradicate these criminals. I am doubly interested, not only because I have received this notice, but from the fact that my sister is engaged to Mr. Nevins' son, thus practically bringing his death right into our family. It is the principle of the thing which I want to fight – and if there is anything I can do to help, outside of having a detective trailing me around, I want to do it."

      "Well, of course," replied the Chief, "we cannot force a police guard upon you, but outside of that there is really nothing that you could do. It takes both experience and a special kind of ability to carry on detective work. To be perfectly frank with you, novices only hamper us. All I can say is, leave this notice with us and we will do what we can in the matter."

      "No," returned Forrester, "I don't want to leave this notice. I want to keep it for my own use. My mind is fully made up to take an active part in this hunt myself.

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