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concerned – but – in a word, all is gone. And that – your lordship will pardon the plain truth – your lordship's credit cannot last long and that – I now touch a most delicate point to a man of your lordship's nice sense of honour – the only resource left is precarious."

      "You mean?"

      "I mean – a certain lady and a certain bank."

      "How, sir? Do you dare? What has put this suspicion into your head?"

      "Nay, my lord – I have no thought but for your lordship's interests, believe me."

      "And so you tell me about the rustic heiress, and you propose a plan – "

      "I have had the temerity to do so."

      "Yes. Tell me once more about this girl – and about her fortune."

      "Her name is Molly Miller: she is an orphan: her guardian is an honest sailor who has taken the greatest care of her property. She was an heiress already when her father died. That was eighteen years ago; she is now nineteen."

      "Is she passable – to look at? A hoyden with a high colour, I warrant."

      "A cream-coloured complexion, touched with red and pink: light hair in curls and blue eyes; the face and figure of a Venus; the sweetest mouth in the world and the fondest manner."

      "Hang me if the fellow isn't in love with her, himself! If she is all this, man, why not apply yourself, for the post of spouse?"

      "Because her guardian keeps off all would-be lovers and destines his ward for a gentleman at least – for a nobleman, he hopes."

      "He is ambitious. Now as to her fortune."

      "She has a fleet of half a dozen tall vessels – nay, there are more, but I know not how many. I was formerly clerk in a countinghouse of the town and I learned a great deal – what each is worth and what the freight of each voyage may produce – but not all. The captain, her guardian, keeps things close. My lord, I can assure you, from what I learned in that capacity and by looking into old books, that she must be worth over a hundred thousand pounds – over a hundred thousand pounds! My lord, there is no such heiress in the city. In your lordship's interests I have enquired in the taverns where the merchants' clerks congregate. They know of all the city heiresses. The greatest, at this moment, is the only daughter of a tallow chandler who has twenty thousand to her name. She squints."

      "Why have you given me this information? The girl belongs to your friends – are you anxious for her happiness? You know my way of life. Would that way make her happier?"

      The man made no reply.

      "Come, Semple, out with it. Your reasons – gratitude – to me – or revenge upon an enemy?"

      The man coloured. He looked up: he stood upright but for a moment only. Then his eyes dropped and his shoulders contracted.

      "Gratitude, my lord, to you," he replied. "Revenge? Why what reason should I have for revenge?"

      "How should I know of any? Let it be gratitude, then."

      "I have ventured to submit – not a condition – but a prayer."

      "I have read the clause. I grant it. On the day after the marriage if the plan comes to anything, I will present thee to a place where there are no duties and many perquisites. That is understood. I would put this promise in writing but no writing would bind me more than my word."

      "Yet I would have the promise in writing."

      "You are insolent, sirrah."

      "I am protecting myself. My lord, I must speak openly in this matter. How many promises have you made this morning? How many will you keep? I must not be pushed aside with such a promise."

      Lord Fylingdale made no reply.

      "I offer you a fortune of a hundred thousands pounds and more."

      "I can now take this fortune without your assistance."

      "With submission, my lord, you cannot. I know too much."

      "What shall I write, then?"

      "I am only reasonable. The girl's fortune when you have it will go the same way as your rents and woods have gone. Provide for me, therefore, before you begin to spend that money."

      "Semple, I did not think you had so much courage. Learn that a dozen times I have been on the point of kicking you out of the house. Now," he rose, "give me paper and a pen – and I will write this promise."

      Semple placed a chair at the table and laid paper and pen before it. "Let me presume so far as to dictate the promise," he said. "I undertake and promise that on the day after my marriage with the girl named Molly Miller, I will give Samuel Semple such a place as will provide him for life with a salary of not less than £200 a year. So – will your lordship sign it?"

      He took up this precious paper from the table, read it, folded it and put it in his pocket.

      "What next?" asked his patron.

      "I am preparing a scheme which will give a plausible excuse for your lordship's visit to the town. I have already suggested that certain friends should prepare the way. The lady's guardian has prejudices in favour of morality and religion. They are, I know, beneath your lordship's notice – yet still – it will be in fact, necessary that your lordship's character shall be such as will commend itself to this unfashionable old sailor."

      "We will speak again upon this point. The girl you say has no lover."

      "She has no lover. Your lordship's rank: your manner: your appearance will certainly carry the day. By contrast alone with the country bumpkins the heart of the girl will be won."

      "Mr. Semple," his lordship yawned. "Do you suppose that the heart of the girl concerns me? Go and complete your scheme – of gratitude, not revenge."

      CHAPTER II

      THE LADY ANASTASIA

      The Lady Anastasia was in her dressing-room in the hands of her friseur, the French hairdresser, and her maid. She sat in a dishabille which was a loose robe, called, I believe a nightgown, of pink silk, trimmed with lace, which showed the greater part of a very well shaped arm; she had one slipper off and one slipper on, which showed a very small and well shaped foot, but no one was there to see. Her maid was busy at the toilette table which was covered with glass bottles containing liquids of attractive colour; silver patch boxes; powder boxes; powder puffs; cosmetics in pots, and other mysterious secrets into which it would be useless and fruitless to inquire. The artist, for his part, was laboriously and conscientiously building the edifice – object of so much ingenuity and thought – called a "Head."

      She was in the best temper imaginable. When you hear that she had won overnight the sum of a hundred and twenty guineas you will understand that she had exactly that number of reasons for being satisfied with the world. Moreover, she had received from an admirer a present in the shape of a piece of china representing a monkey, which, she reflected with satisfaction, would awaken in the minds of her friends the keenest feelings of envy, jealousy, hatred, longing, and despair.

      The Lady Anastasia was the young widow of an old baronet: she was also the daughter of an earl and the sister of his successor. She therefore enjoyed the freedom of a widow; the happiness natural to youth; and all the privileges of rank. No woman could be happier. It was reported that her love of the card table had greatly impaired her income: the world said that her own private dowry was wholly gone and a large part of her jointure. But it is a spiteful world – all that was known for certain was that she played much and that she played high. Perhaps Fortune, in a mood of penitence, was giving back what she had previously taken away. The contrary is commonly the case, viz, that Fortune, which certainly takes away with alacrity, restores with reluctance.

      Perhaps, however, the reports were not true.

      She kept a small establishment in Mount Street: her people consisted of no more than two footmen, a butler, a lady's maid, a housekeeper, and three or four maids with two chairmen. She did not live as a rich woman: she received, it is true, twice a week, on Sundays and Wednesdays, but not with any expense of supper and wine. Her friends came to play cards and she held the bank for them. On other

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