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kid on your own isn’t a good idea. Those celebrities you’ve mentioned have money—you don’t.”

      Hurt filled her voice. “I was hoping you’d be more supportive. This is important to me.”

      “I wouldn’t be a very good friend if I didn’t give you my honest opinion, now would I? I’ve never lied to you, Samantha, not in all the years we’ve known each other.”

      “I guess you’re entitled to your opinion, but just don’t go giving it out to anyone else. We’ll be going to my parents’ house soon for the annual apple harvest celebration, and I expect you to keep my confidence and not blab my plans to anyone—including Ross.”

      “You know you can trust me. I’d never betray your confidence.”

      “No, just my friendship.”

      His lips thinned. “That’s not fair. I’m just trying to save you from yourself. Sometimes you act without thinking.”

      “Is that what you think this is? Just because you don’t want to settle down and have a family? Well, that’s not me. Maybe I don’t want to get married and have a husband, but I do want to have a child.”

      “That’s because you’ve never had one or been around kids for any length of time. This is just some fantasy you cooked up after babysitting the Walker baby.”

      “It is not! I’ve given it a lot of thought. In fact, I’ve thought of little else. And you said yourself that we might be missing out.”

      He shook his head. “Tell me how you plan to support yourself and a baby. How will you work and take care of a child? A baby is a huge responsibility, not to mention expensive. There’ll be hospital and doctor fees, baby furniture to buy, clothing, diapers, food. You can’t afford a child.”

      She stiffened. “I’m quite capable of taking care of myself, Jack. Just because we live together doesn’t mean I can’t manage without you. I’ve already lined up several freelance jobs. And I intend to ask Gary to increase my hours at Starbucks. With the holidays coming, they’ll need more help. And I can always babysit to supplement my income, if I need to. There are a lot of jobs I’m capable of doing, and that includes working for you.

      “And you don’t have to worry about me infringing on our friendship because I don’t intend to.”

      Jack heaved a deep sigh and looked as if he was about to say something else, but Samantha cut him off.

      “And don’t forget, there’s always a chance that my book will sell for gobs of money.”

      And maybe pigs would fly.

      CHAPTER FOUR

      “YOU APPEAR TO BE in excellent health, Ms. Brady,” Doctor Phillips told Samantha a few days later. The gray-haired gynecologist, who resembled George Hamilton without the tan, had been recommended by a friend of a friend of Patty’s and was touted to be one of the best in his field. Patty had pulled a few strings to get Samantha an appointment. And knowing how many patients were waiting to see the sought-after specialist, she owed her friend big-time.

      “I’ll still need to wait for the results of today’s tests before I can determine the best way to proceed with the insemination process, Ms. Brady. And I want to make certain that your left ovary isn’t going to be problematic.”

      Samantha filled with alarm. “Do you think it will be?” She got her period every month, so she’d assumed her ovaries were working just fine.

      “I’ll have my nurse schedule a sonogram so we can take a peek at what’s going on with it, okay? It could very well be nothing, but I want to make sure that it isn’t a cyst or a tumor.”

      Samantha had the strongest urge to borrow that Schwarzenegger line—”It’s not a tumor!”—but refrained. Instead, she folded her sweaty hands primly in her lap and nodded. “Whatever you think is best. You’re the expert. But I do have a few questions, if you don’t mind.”

      “Fire away. I want you to feel completely comfortable about everything we’re going to do. This is a big step you’re taking.”

      “From what I’ve read, it’s my understanding that I have to be ovulating before you can perform the procedure. Is that correct?”

      “Precisely. With both artificial and intrauterine insemination, ovulation has to occur in order for the donated sperm to fertilize your eggs.”

      “What’s the difference between the two? And what’s my best bet for conceiving?”

      “Depends on what we discover from your tests. With intrauterine insemination, we flush the sperm directly into the uterus by means of a catheter. Artificial insemination puts the sperm into the vagina or on the cervix. But sometimes the woman’s cervical mucus is such that it won’t allow the sperm to travel through it, thus blocking fertilization.”

      Samantha’s face fell and a stab of disappointment knifed through her. “Oh. I hadn’t read that.” It would be just her luck to have body fluids that hated sperm. First her ovary might be a dud, and now this.

      “Once I see the results of your tests I’ll be able to determine the best way to proceed. You should know that in either case the percentage for successfully producing a fertilized egg is low.”

      “Really? How low?” She thought this plan of hers was foolproof. It seemed every girl she’d known in high school who’d had sex before marriage had gotten pregnant.

      “It can be as low as eight percent, so you need to be prepared for failure. Of course, I’ve had patients who have gotten lucky on the first try, but that’s rare. It’s a crapshoot, if you want to know the truth. It either takes or it doesn’t. There’s really no way to predict the outcome.”

      Their discussion was getting more depressing by the minute, and Samantha wondered if she was wasting her time. “I see.” But she didn’t, not really.

      Why did everything have to be so damn complicated? She just wanted to have a baby—something women had been doing for eons.

      “My nurse, Mrs. Wilson, said she’s already explained to you about making a BBT chart and tracking your temperature. This is how we’ll determine whether or not you’re ovulating.” His brows rose in anticipation. “I assume you’re doing that already?”

      She nodded. “I started as soon as she told me. I’ve been religious about filling out the temperature chart every day. And as close as I can figure based on my last period, I should be ovulating by next week.”

      He smiled kindly. “Excellent. I’ll have my nurse set up an appointment. We’ll shoot for the end of next week, providing your tests and sonogram prove okay. How does that sound?”

      “Fine.” She tried to sound nonchalant, but her heart was racing with excitement.

      The doctor hesitated a moment, his face filling with concern. “I should tell you, Ms. Brady, that artificial insemination in any form is not an inexpensive proposition. Have you considered the cost? We sometimes have to do this procedure over and over again to achieve the results we want. And most insurance companies don’t cover it, as it’s considered an elective course of action.”

      Samantha swallowed. She had no health insurance, but she had cashed in several of the savings bonds her grandparents had given her at birth. If there were no further complications, she’d have enough money for maybe two attempts.

      “I understand. And I’m prepared to move forward.”

      Go directly to debtor’s prison. Do not pass GO. Do not collect two hundred dollars.

      “All right then. We’ll give it a try. Do you have someone you can bring with you to your appointment, to take you home after the procedure? You may experience some discomfort, a bit of cramping, and I’d feel better if you had someone to accompany you home.”

      “Umm,

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