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and loving it?

      But no. She’d been able to stay on, although they hoped that she would take over the company alongside Roger, who would be brought on board should they cement a union he had already intimated he was keen on.

      He was three years older than her and had experience of working for a company. He would sink money into the company, take his place on the board of directors...

      And she, Sophie had read between the lines, would have to fulfil her obligations and walk up the aisle with him.

      She hadn’t been able to credit what she had been hearing, but seeing her distraught parents, seeing their shame at having to let her down and destroy her illusions, had spoken so much more loudly and had said so much more than mere words could convey.

      Had Roger even known about any of these plans? Was that why he’d been refusing to call it quits between them even though they’d been seeing one another for only less than eight months before she had left for university? Had he already been looking to a future that involved her parents’ company?

      She had called him, arranged to see him, and had been aghast when he had told her that he knew all about her parents’ situation and was keen to do the right thing. He was in love with her, always had been...

      With no one in whom to confide, Sophie had returned to university in a state of utter confusion—and Javier had been there. She had mentioned nothing but she had allowed herself to be absorbed by him. With him, she could forget everything.

      Swept along on a heady tide of falling in love, the panic she had felt at what was happening on the home front had been dulled. Her parents had not mentioned the situation again and she had uneasily shoved it to the back of her mind.

      No news was good news. Wasn’t that what everyone said?

      She surfaced from the past to find a drink in front of her and she pushed it aside.

      ‘I’ve got another appointment to see the bank tomorrow,’ she said. ‘And we can change estate agents.’

      ‘For the fourth time?’ Oliver gave a bark of laughter and downed his drink in one gulp. ‘Face it, Soph. The way things are going, we’ll be in debt for the rest of our lives if we’re not careful. The company is losing money. The house will never sell. The bank will take it off our hands to repay our overdraft and we’ll both be left homeless. It’s not even as though we have alternative accommodation to return to. We don’t. You bailed university to get married and moved into the family pile with Roger. I may have stayed on to get my diploma, but by the time I got back here everything had changed and we were both in it together. Both here, both trying to make the company work...’ His voice had acquired the bitter, plaintive edge Sophie had come to recognise.

      She knew how this would go. He would drink away his sorrows and wake up the following morning in a blurry, sedated haze where all the problems were dulled just enough for him to get through the day.

      He was, she had been forced to accept, a weak man not made for facing the sort of situation they were now facing.

      And she hated that she couldn’t do more for him.

      He was drinking too much and she could see the train coming off the tracks if things didn’t change.

      Did she want that? Wasn’t there too much already on her conscience?

      She shut down that train of thought, shut down the deluge of unhappy memories and tried hard to focus on the few bright things in her life.

      She had her health.

      They might be struggling like mad trying not to drown but at least Mum was okay, nicely sorted in a cottage in Cornwall, far from the woes now afflicting herself and her brother.

      It might have been a rash expenditure given the dire financial circumstances, but when Gordon Griffin-Watt had tragically died, after a brief but intense period of absolute misery and suffering, it had seemed imperative to try to help Evelyn, their mother, who was herself frail and barely able to cope. Sophie had taken every spare penny she could from the scant profits of the company and sunk it all into a cottage in Cornwall, where Evelyn’s sister lived.

      It had been worth it. Her mother’s contentment was the brightest thing on the horizon, and if she was ignorant about the extent of the troubles afflicting her twins, then that was for her own good. Her health would never be able to stand the stress of knowing the truth: that they stood to lose everything. One of the sweetest things Gordon Griffin-Watt had done had been to allay her fears about their financial situation while dealing with his own disastrous health problems, which he had refused to tell his wife about. She had had two strokes already and he wasn’t going to send her to her grave with a third one.

      ‘Vasquez is willing to listen to what we have to say.’

      ‘Javier won’t do a thing to help us. Trust me, Ollie.’ But he would have a merry time gloating at how the mighty had fallen, that was for sure.

      ‘How do you know?’ her brother fired back, pouring himself another drink and glaring, challenging her to give him her little lecture about staying off the booze.

      ‘Because I just do.’

      ‘That’s where you’re wrong, sis.’

      ‘What do you mean? What are you talking about? And should you...be having a second drink when it’s not yet four in the afternoon?’

      ‘I’ll stop drinking when I’m not worrying 24/7 about whether I’ll have a roof over my head next week or whether I’ll be begging in the streets for loose change.’ He drank, refilled his glass defiantly, and Sophie stifled a sigh of despair.

      ‘So just tell me what Javier had to say,’ she said flatly. ‘Because I need to go and prepare information to take with me to the bank tomorrow.’

      ‘He wants to see you.’

      ‘He...what?’

      ‘He says he will consider helping us but he wants to discuss it with you. I thought it was pretty decent of him, actually...’

      A wave of nausea rushed through her. For the first time ever, she felt that at the unseemly hour of four in the afternoon she could do with a stiff drink.

      ‘That won’t be happening.’

      ‘You’d rather see us both living under a bridge in London with newspapers as blankets,’ Oliver said sharply, ‘rather than have a twenty-minute conversation with some old flame?’

      ‘Don’t be stupid. We won’t end up living under a bridge with newspapers as blankets...’

      ‘It’s a bloody short drop from the top to the bottom, Soph. Can take about ten minutes. We’re more than halfway there.’

      ‘I’m seeing the bank tomorrow about a loan to broaden our computer systems...’

      ‘Good luck with that! They’ll say no and we both know that. And what do you think is going to happen to that allowance we give Mum every month? Who do you think is going to support her in her old age if we go under?’

      ‘Stop!’ Never one to dodge reality, Sophie just wanted to blank it all out now. But she couldn’t. The weight of their future rested on her shoulders, but Oliver...

      How could he?

      Because he didn’t know, she thought with numb defeat. What he saw was an ex who now had money and might be willing to lend them some at a reasonable rate for old times’ sake. To give them a loan because they had nowhere else to turn.

      She could hardly blame him, could she?

      ‘I told him that you’d be at his office tomorrow at six.’ He extracted a crumpled piece of paper from his pocket and pushed it across the table to her.

      When Sophie flattened it out, she saw that on it was a scribbled address and a mobile number. Just looking at those two links with the past she had fought to leave behind made her heart hammer inside her.

      ‘I

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