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      Jack arrived outside the small but exclusive house he had purchased for his mistress’s use. The windows were in darkness, as he might have supposed, had he given a thought to the hour. He considered climbing over the gate and going round to the back of the house; he could throw stones at the window and get Lucy to come down and let him in without waking the servants.

      Suddenly, he realised that the desire to see his mistress had left him. He laughed ruefully and turned away just as a light came on in the hall upstairs. Hesitating, Jack was still wondering whether to call on Lucy just for a drink and a chat when the door opened and a gentleman came out.

      He recognised the man as Lord Harding—a man he particularly disliked as a hardened gambler, and, if Jack were right, a particularly nasty cheat. He was the kind of man who fastened on young men just out on the town, introducing them to sleazy gambling hells and all kinds of dissolute activities.

      There could be only one reason why he would be leaving Lucy’s house at this hour of night and the realisation turned Jack’s stomach. Any desire he’d had to see his mistress was banished. He would finish the affair tomorrow by sending a farewell gift and a letter that would leave her in no doubt of his disgust at her behaviour. He had no desire to follow Harding in her bed!

      Had it been almost any other gentleman, Jack would have taken the discovery with a laugh, for he’d guessed she was not the sort to be faithful for long—but Harding was a man he really disliked.

      Jack walked the length of the street before hailing a cab to take him home. He had a bad taste in his mouth and was angry that he’d allowed himself to be duped so long. Well, he would make sure that when he next took a lover she was at least honest enough to entertain only one protector at a time. Why was it that so many women thought it necessary to lie to get their own way? If there was one thing Jack could not stand, it was a liar or a cheat.

      Having arrived in the pleasant square where he lived, he was just paying the cab driver his fare when he looked across the pleasant gardens to his left and saw a diminutive figure clamber over a wrought-iron railing and disappear down the steps leading to the servants’ quarters.

      Jack hesitated, because although he was friendly with Lord Bathurst, the owner of the house, he knew that it had recently been let to a family, with whom he was not yet acquainted. He did not feel able to knock on the door at this hour in the morning and tell them they might have an intruder—especially as he could not be sure the youth he’d seen earlier and the figure climbing the gate were one and the same.

      Indeed, he was not sure of anything. However, he could not allow a neighbour to be robbed—if the girl was a thief, if she was even a girl...

      Cursing, Jack sprinted across the square himself and tried the gate, which was locked, as he might have known. He climbed the railing easily, feeling guilty though his intention was quite innocent. Peering down the narrow stone steps, he was just in time to see the flicker of a candle as a door opened and his quarry disappeared inside.

      It shut before he could reach it, but not before he’d seen a taller young man come and look about, as if to make sure that no one was there.

      Jack stood uncertainly. The taller youth was also wearing the clothes of a gentleman. Whoever he was, Jack did not think that he was in collusion with his quarry to rob an unsuspecting family. No, his first impression was probably correct and the diminutive youth was just kicking up a lark, aided and abetted, it seemed, by an older brother.

      Laughing softly to himself, Jack climbed back over the railing and stood on the pavement, glancing about before re-crossing the square and knocking on his own front door. His man answered almost immediately and Jack nodded as he was admitted.

      ‘A good evening, sir?’

      ‘Yes, I think so,’ Jack said. ‘Go to bed now, Cummings. I’ll see to myself this evening.’

      ‘I’ll just lock up, my lord,’ his valet answered with quiet dignity. ‘Mr Jenkins has only just retired. I took it upon myself to sit up this evening—and I should be failing in my duty if I didn’t attend you, sir.’

      ‘I do not imagine the world will end if I remove my own boots for once, Cummings.’

      Jack sauntered past him and up the stairs, lost in thoughts that were mildly intriguing. Just who was the young imp who had got himself into trouble that evening?

      Well, he had been remiss in making the acquaintance of his new neighbours, so he would give himself the pleasure of remedying that later in the day.

       Chapter Two

      ‘Charlie!’ Mr Matthew Stevens cried and grabbed his sister’s shoulders, giving her a little shake. ‘Thank goodness you’re back. You’ve been so long and I was terrified that you’d been caught!’

      ‘Oh, do stop fussing, Matt.’ Charlotte dimpled mischievously up at her brother. ‘I told you I could do it. It was a simple climb up the wisteria into his bedchamber. He’d left the window open, as we knew he always does, and the stupid thing was lying on his dressing chest. I grabbed it and climbed down again, in no more than a few minutes. He will never guess it was I—no one could possibly know. I shall just have to make sure never to wear the necklace in town, because if he saw it he might recognise it.’

      ‘I was sick with worry the whole time. You were so long. If it was as simple as that, why were you so long?’

      ‘Getting the necklace back was easy enough,’ Charlotte said and bit her bottom lip. ‘It was when I climbed out of the window and then over the railings into the street that I got into a bit of bother...’

      ‘What happened? Damn it, Charlie. Mother will kill me if I’ve ruined your chances. I should never have let you talk me into letting you risk yourself.’

      ‘You didn’t, you just stood there and lectured me about my morals—which is more than rich when it was you who stole the damned thing in the first place.’

      ‘I didn’t intend to steal from you, Charlie,’ Matt said, torn between remorse and reproach. ‘He is just such a brute...to be honest, I’m scared of him. He said if I didn’t pay the gambling debt he would approach Father and I couldn’t let that happen.’

      ‘No, it would have been dreadful,’ his fond sister said and smiled her forgiveness. ‘I don’t care about the wretched necklace, but if you’d asked I would have given you what is left of my allowance, and I could have told you that those diamonds were fakes.’

      ‘How was I to know? They’re damned good, Charlie. I thought they were real.’

      ‘Uncle Ben left me all his wife’s jewellery in good faith. I’m sure he didn’t know that Aunt Isobel had replaced most of it with fakes.’

      ‘Why do you think she did it?’ Matt asked, puzzled. ‘Surely her allowance was enough without doing such a thing to family heirlooms?’

      ‘I think she was a secret gambler,’ Charlotte said, wrinkling her smooth brow. She sighed and shook out her long dark hair, which had been jammed under one of her brother’s old school caps with the badge removed. They were in her private sitting room, which led into her bedchamber, and she was tired, the shock of having narrowly escaped being roughly abused coming home to her now that she was safe. ‘Mama said something about it when we had the jewels valued and realised some were fake.’

      ‘I feel awful about having Uncle Ben’s money now. He might have left some of it to you if he’d guessed about the jewels.’

      ‘That money is to buy you a commission in the army and to keep you as a gentleman should be able to live. Besides, you won’t come into it for another year and it isn’t so very much after all.’

      ‘No.’ He looked rueful. ‘Harding thought I was the heir to a large fortune, which is why he fastened his claws into me—but ten thousand and a small country estate is hardly a huge

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