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‘You are single, if the chit took a fancy to you there is no reason why you shouldn’t marry her. Don’t tell me a rich bride wouldn’t be an advantage to you.’

      Richard sat back in his chair, saying nothing. As a second son he had been expected to find a rich bride, but his brother’s disastrous marriage had made him shy away from wedlock and he was determined to remain a bachelor as long as possible.

      He was fortunate to have inherited Brookthorn Manor from his godfather. It was a neat property in Hampshire that included a home farm and substantial estate. Without its income he would have been obliged to seek some form of employment by now. As it was, Brookthorn gave him independence, but he knew it could not support his lifestyle for much longer. It needed careful management, but when had the Arrandales ever been good at that? Their name was synonymous with scandal and disaster.

      Sir Charles was standing over Richard, a faint, sneering smile on his face. He said quietly, ‘A thousand pounds says I can secure the heiress before you, Arrandale.’

      Surprised, Richard looked up. ‘A private wager, Urmston? I think not.’

      ‘Very well.’ Sir Charles looked at the men gathered around the table. ‘There are eleven of us here.’ He gestured to the hovering proprietor to put the betting book, pen and ink down on the table. ‘How much shall we say? A monkey from each of us?’

      ‘What had you in mind, Urmston?’ demanded Tesford.

      ‘We will each stake five hundred pounds that we will be the first to seduce Miss Tatham. Burton shall hold the money until one of us is successful.’

      ‘Capital! But we should set a date on it, Urmston,’ cried Henry Fullingham, his words slurring a little. ‘Can’t have this going on indef—indefinitely.’

      ‘Very well,’ Urmston looked around the room. ‘Shall we say the next Quarter Day?’

      ‘Michaelmas,’ nodded George Cromby. ‘Just over a month. That should be sufficient time for one of us to succeed.’

      ‘Very well. Five thousand pounds to whoever can seduce the heiress by September the twenty-ninth. And of course the added prize, the possibility of marriage for those of us who are single.’

      Cromby laughed. ‘And if I should be successful...’

      ‘The way would be open for one of us bachelors to snap her up,’ Tesford finished for him. ‘And her family would be grateful for it, too. By Jove that is an excellent suggestion. I’m not averse to spoiled goods, if they come with a fortune.’

      ‘Quite.’ Urmston placed the book upon the table and quickly wrote down the terms.

      ‘Well, Arrandale, what do you say, does five thousand pounds hold no appeal? Or perhaps you prefer to run away, like your brother.’

      A sudden hush fell over the table. Not by the flicker of an eyelid did Richard show how that remark angered him. There was a mocking smile around Urmston’s mouth, challenging him to refuse. Richard looked at the pile of coins before him on the table. A thousand pounds. He had been planning to use some of it for vital maintenance on Brookthorn Manor, but now, dash it, he would show Urmston who was the better man! He pushed his winnings back to the centre of the table.

      ‘Let’s double it.’

      The tense silence was broken by gasps and smothered exclamations. One or two men shook their heads, but no one walked away.

      ‘Very well, a thousand pounds each.’ Urmston corrected the terms and held the pen out to Richard. ‘That’s a prize of ten thousand pounds, Arrandale.’

      Richard took the pen, dipped it in the ink and added his name to the others.

      ‘Ten thousand,’ he repeated. ‘Winner takes it all.’

      * * *

      ‘There.’

      Lady Phyllida Tatham placed the little vase of flowers on the mantelshelf and stepped back to look around the room. She had only signed the lease on the house at the beginning of the month and had been busy decorating it to her liking ever since, finally ending with this bedroom overlooking the street. Despite the open window there was still a faint smell of paint in the air but she hoped it would not be too noticeable. The room had been transformed from a rather austere chamber to a very pretty apartment by using cream paint on the panelling and ceiling and adding fresh hangings in a yellow floral chintz around the bed and the window. The dressing table and its mirror had been draped with cream muslin and new rugs covered the floor. Phyllida dusted her hands and smiled, pleased with the results of her handiwork.

      It was just such a room as she would have liked when she had been on the verge of her come-out, and she hoped it would appeal in the same way to her stepdaughter. Ellen was even now on her way from the exclusive seminary in Kent to live in Bath with Phyllida. Doubts on the wisdom of this arrangement had been expressed by relatives on both sides of the family. Phyllida’s sister had merely mentioned her concern in a letter, questioning if Phyllida had considered fully the work involved in being chaperon to a lively girl only seven years her junior. Her late husband’s brother, Walter, was much more forthright and had even posted to Bath to remonstrate with Phyllida.

      ‘My dear sister, you have no idea what you are taking on,’ he had told her in his pompous way. ‘My niece has always been flighty, but now at seventeen she is far too hot at hand. The tales Bridget and I have heard of her behaviour at the seminary are quite shocking!’

      ‘She is spirited, certainly—’

      ‘Spirited!’ he interrupted her, his thin face almost contorting with disapproval. ‘She even ran away!’

      ‘No, no, you have been misinformed,’ she corrected him soothingly. ‘Ellen and her friends slipped off to see the May fair and they were back before midnight.’

      ‘But it is well known who instigated the adventure! Surely you do not condone her gallivanting around town in the middle of the night?’

      ‘Not at all, but thankfully she came to no harm, as Mrs Ackroyd was quick to point out.’

      ‘She was also quick to inform you that she could no longer allow Ellen to remain in her establishment.’

      ‘Only because the squire had developed an...an unquenchable passion for Ellen and had taken to calling at the most unreasonable hours.’

      ‘And Ellen encouraged him!’

      ‘No, she wrote to assure me she had done no more than allow him to escort her back from church.’

      ‘From Evensong. At dusk, without even a servant in attendance.’

      Phyllida frowned. ‘How on earth can you know all this? Ah, of course,’ she said, her brow clearing. ‘Bridget’s bosom bow, Lady Lingford, has a daughter at Mrs Ackroyd’s Academy, does she not? Bernice.’ She nodded. ‘I recall Ellen telling me about her when she came home to Tatham Park for Christmas. An odious tale-bearer, she called her.’

      ‘How I came by the information is neither here nor there,’ replied Walter stiffly. ‘The truth is that if Mrs Ackroyd, an experienced schoolmistress, cannot keep the girl safely contained then what chance do you have? I am sorry to speak bluntly, my dear sister, but my brother kept you too protected from the real world. You are far too innocent and naïve to be my niece’s guardian.’

      ‘I am very sorry you think that, Walter, but Sir Evelyn left Ellen in my sole charge and I am going to have her live with me until next year, when she will make her come-out under my sister’s aegis. You need not worry, I am quite capable of looking after her.’

      When she had spoken those words to her brother-in-law Phyllida had felt quite confident but now, with Ellen’s arrival so imminent, she felt a moment’s doubt. Had she been foolish in bringing Ellen to live with her? Since Sir Evelyn’s death a year ago Phyllida had been very lonely, living retired and out of the way with only an aged relative for company. More than that, she had been bored. She had not realised how much

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