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a vow to herself, one that would inevitably collide with her father’s plans. She only hoped when it did that her father would concede. He’d always been the permissive parent, growing up. He’d been the one who allowed her to ride astride, to swim in the swimming hole, to spend the afternoons hunting with Robin Downing, the squire’s son, although he probably shouldn’t have.

      Selby kept talking. It was easy to smile when she thought of those afternoons with Robin. They’d both been reckless sorts—it was what had made them such good friends. As they’d grown up, though, that recklessness had transformed from dares over climbing trees to something wilder, more dangerous. More than one kiss had been stolen on those adolescent hunting trips. Perhaps there had even been a time when she’d fancied marrying Robin, but a squire’s son wasn’t an adequate match for the Earl of Creighton’s niece and her mother knew it. Young Robin turned twenty-one and found himself off on a Grand Tour. Then her mother had taken ill and her little family was off on a tour of their own, albeit less grand, from spa to spa searching for a cure that didn’t exist.

      Now she and her father were here. This was to be a new beginning for them both. Bryn was honest enough to admit she didn’t know what she wanted from that new start, but she did know what she didn’t want and that was a copy of London only with different scenery. She could not be James Selby’s latest butterfly, no matter what promises had been made.

      ‘I think Selby’s plantation opportunity sounds like the perfect investment.’ Her father’s words drew her back into the conversation with an alarming jolt, the words ‘Selby’ and ‘opportunity’ reminding her rather poignantly of Kitt Sherard’s comment in the garden. Selby wouldn’t know an opportunity if it jumped up and bit him in the arse. Now here were those same two words again in a different, even contradictory context. They couldn’t both be right. What had she missed while she was busy letting her thoughts wander behind a pseudo-smile?

      Selby took her silence for ignorance and leapt into the breach with an explanation couched in slightly patronising terms as if she couldn’t be expected to fully understand. ‘Plantation stocks are a popular method for making money. One doesn’t have to do more than write the cheque. We invest, someone else manages and we pick up the profits at the end of the season. There are countless smaller islands that might support a single large plantation if one can stand the isolation.’ Selby gave her an indulgent smile. ‘The best part is, we might never have to set foot on the island. All the work is done by someone else.’

      ‘If it works out—’ her father picked up the conversation, his face more animated than it had been in a year ‘—we could have the board look into a larger investment once it’s assembled. This will be a trial run.’

      We. She didn’t think for a moment her father meant her in that pronoun. By ‘we’ he meant Selby. He’d certainly taken to Selby quickly enough. She supposed it was natural. He’d exchanged letters with many of the investors months before leaving England, Selby included. Only Sherard had not written directly. All of his correspondence had come through the Earl of Dartmoor’s brother-in-law, Benedict DeBreed. Like her, her father felt that he knew many of the men before actually meeting with them in person. The two of them had spent countless hours on board ship discussing each one until the faceless investors had taken on a certain familiarity.

      She might have been jealous of all the attention her father lavished on James Selby if it wasn’t for the fact that she knew her father needed her. They were partners in this venture—silent partners: the men were not the kind to tolerate the presence of a woman in finance. But she had a job to do that only she could do. She was to vet the ladies and determine what sort of wives and lives these potential investors had.

      Investors had to be more than the sum of their chequebooks. Money might get one in the door, but one needed ethics and a particular quality about oneself to stay, especially when they would be putting other men’s money on the line. That’s where the mystery of Kitt Sherard came in. He had money and connections. Did he have the ethics, too? Those were the questions she’d be attempting to answer today on her shopping trip with Martha Selby, Alba Harrison and Eleanor Crenshaw.

      Sneed entered the breakfast room to announce the arrival of her shopping guests and her pulse speeded up. Time to go to work and, if she was lucky, time to play a little, too. Her outing today wasn’t just about vetting the women. At the very least, she hoped to draw the women out about him and where he fit in all of this. If she had her way—and she almost always got her way—she’d ‘accidentally’ meet up with the captain. Bryn rose and smoothed the folds of her white-sprigged skirts. This was one of her favourite gowns with its tiny apple-green flowers and wide matching green sash that set off her waist. She had a certain effect on men when she wore it. She was confident Kitt Sherard would be no different. She was very good at getting what she wanted and today she wanted answers.

      * * *

      She needed to be careful what she wished for. Three hours into shopping, Bryn had all the answers she wanted and more. Alas, none of them were about the more interesting subject of Captain Sherard. However, she had all the impressions she needed of Eleanor Crenshaw, Alba Harrison and Martha Selby, which also meant she had got more than an earful of the merits associated with her son. She’d not quite believed someone could be bored to death, but she was a believer now.

      Selby’s mother had spent a good portion of the day chattering about James’s attributes, a sure sign that whoever married him would have to answer to Martha. It was also clear that Martha was more than happy to turn the financial aspects of life over to her son. She’d mentioned more than once what a relief it was to have James manage everything for her. ‘A proper woman should never have to worry over things like money,’ she said with a flutter of her fan. Bryn could almost hear the unspoken words that followed the statement: and I am a most proper woman, thanks to James.

      To that, Alba Harrison had given a soft smile and agreed. ‘Edward handles everything except my household budget.’ There was pride behind that smile, as if ignorance was anything to be proud of. Bryn’s temper started to rise. It might have been fuelled by her disbelief that wives of investors could be so blasé about their own financial ignorance or it might simply have been that she was in a peevish mood, brought on by Martha Selby’s incessant prattle.

      Couldn’t they see such ignorance wasn’t in their best interest? The lessons of her childhood surged to the fore. Her mother had schooled her early in life on the subject and importance of a woman’s financial independence. That was one lesson that had taken. When men lost fortunes they could rebuild them or put a gun to their heads in a discreet room at a gambling hell, but it was the women who paid, the women who lost their homes, their security. A woman risked far more by relying on a man’s good sense. For that reason alone, a woman should be an informed and active participant in a family’s financial dealings.

      Bryn knew her attitude wasn’t popular, but her temper had the better of her. Before she could rethink the wisdom of her comment, the temptation to goad their thoughts was tumbling out of her mouth. ‘Don’t you ever want to know where your money comes from and where it goes? How much it makes? Isn’t it a little bit dangerous to be so blind?’ In her opinion, it was more than a little bit dangerous. Both her parents had instilled in her the belief that a strong financial acumen showed no preference in gender. Her father had been proud of how quickly she’d grasped the concepts of investment banking.

      The ladies stared at her with identical looks of confusion. ‘No, it’s a relief really, my dear. It’s one less thing to worry about,’ Mrs Harrison said softly, her tone somewhere between polite correction and gentle instruction. Mrs Selby seemed to be making a mental note, probably something to the extent of her being an unsuitable bride for James. That stung.

      Bryn squared her shoulders, stood a little taller and told herself it was for the best. She had no intentions of being a suitable bride for James. But it still hurt. She was a Rutherford. As such, she was used to being found eminently suitable. That James Selby’s mother, a woman who had only a few of the barest claims to true society, would find her lacking was a bit of a blow to the ego.

      They stepped into a shop on Swan Street that handled imported European furniture. The

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