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Maybe it’s the bargaining chip you need. First thing tomorrow I’ll meet you over there and we’ll go over all your financials. We can put together some realistic budget projections, then I’ll go with you to the bank on Monday.”

      Which meant, Jess knew, that she’d come face-to-face with Trace. Maybe that wasn’t such a good idea. “I know how busy you are. Once we put everything together, if you need to go back to New York, I can take the paperwork to the bank.”

      “It’ll be okay. Let’s face it, I speak their language and you don’t. This is your dream, and you tend to get sidetracked by all your plans. I can talk hard, cold facts and numbers.”

      Jess gave in, because she knew Abby was right. She’d get emotional, while her sister could keep her cool. “If you’re really sure it won’t be too big an imposition, then thank you. I’ll never be able to repay you for doing this for me, Abby. I have to keep the inn. I just have to. It’s the first thing that’s really mattered to me, ever. It’s my chance to prove I’m as good as the rest of the O’Briens.”

      Abby stared at her with a shocked expression. “What are you talking about, Jess? Of course you’re as good as the rest of us.”

      “Come on. I’ve always been the screwup, the hyper one with no ability to focus. You probably expected me to mess this up from the beginning.” The belated diagnosis that she had attention deficit disorder had come when she was ten and struggling in school. From then on, it had been her curse and, all too often, an easy excuse for her failure to follow through on things.

      “That is not true,” Abby said, though her expression said otherwise. “Sweetie, you have ADD. We all understand that. Despite that, look at all you’ve accomplished. You graduated from high school near the top of your class. You got your college degree. Those are huge accomplishments for someone with ADD. You’ll figure out how to manage everything at the inn, too.”

      “I barely got through college because I kept changing my major. And I’ve drifted through half a dozen dead-end jobs since then,” Jess reminded her, determined to keep it real. “I’m twenty-two and I’ve never even had a relationship that’s lasted more than a few months.”

      “Because you haven’t found the one thing or the one person you were passionate about,” Abby argued. “Now you have the inn. I remember how you used to talk about it when you were little. You loved going over there. I was so excited for you when you told me you’d finally bought it.” Her expression turned determined. “Stop worrying. I intend to do everything in my power to see that you keep the inn.”

      “Short of bailing me out with money,” Jess reiterated. “I won’t let you do that.”

      “Let’s just see how it goes, okay? I have the money to invest in a sure thing and I have faith in you.”

      Tears welled up in Jess’s eyes. “I love you, sis.”

      “Love you more. Now let’s get some sleep, so we can get started on all this first thing in the morning. What time should I meet you at the inn?”

      “Nine?” Jess suggested. She owed her sister one lazy morning at least.

      “Make it eight.”

      Despite her emotions being all over the place, Jess grinned. “Not bad. You must be relaxing. I was figuring you’d say seven.”

      “Watch it, kid. I could change my mind.”

      Jess was on her feet at once. “See you at eight,” she said hurriedly, then started down the steps. At the bottom, she turned back. “I’m glad you’re home, Abby, but I’m sorry I dumped all this on you.”

      “That’s what family’s for,” Abby said. “Don’t ever forget that.”

      Despite her sister’s words, Jess wondered if she’d ever truly believe that, at least where her disapproving father was concerned. Once Mick heard about this, there’d be plenty of I-told-you-so’s to go around.

      And once Abby realized that she was going to be dealing with Trace Riley and that Jess had kept that fact from her, Jess was very much afraid she might walk away and leave Jess to fend for herself.

      Abby walked into the kitchen shortly after dawn, awakened by the sound of the robins, bluebirds and wrens outside her open bedroom windows. She’d forgotten how noisy nature could be, especially in the spring. As early as it was, she wasn’t surprised to find her grandmother there ahead of her.

      “You’re up early,” Gram said, her tone chiding. “I thought you’d sleep in for a bit on your first morning home.”

      “I have a lot to do today,” Abby said, pouring herself a cup of the strong tea Gram had brewed. She laced it with milk, then sighed with pleasure after the first sip. “It never tastes like this when I make it.”

      “That’s because you use tea bags and brew it in the microwave, I’ll bet.”

      Abby grinned. “Could be.”

      “A good pot of tea takes time to steep. If you put a little time and love into it, it shows.”

      “I have enough trouble finding time to love my girls without worrying about how my tea feels,” Abby replied.

      “Which means you’re working too hard. You never have learned how to relax. Why don’t you grab a book and take it outside to the hammock this morning. I’ll keep an eye on the girls. I’ll take them into town and show them off.”

      “If you wouldn’t mind watching the girls, I’ll take you up on that,” Abby told her. “But the hammock will have to wait. I promised Jess I’d meet her at the inn in an hour.”

      Gram’s expression immediately sobered. She sat down across from Abby and stirred her tea, then lifted her gaze to Abby’s. “She’s in trouble with that, isn’t she?”

      Abby didn’t want to betray her sister’s confidence, but she’d always been a lousy liar. She settled for asking, “What makes you think that?”

      “For one thing, this is Chesapeake Shores, where gossip is everybody’s favorite hobby. For another, Violet Harding’s sister works at the bank. She told Violet that she’d seen something about foreclosure on a file with Jess’s name on it. Of course that old gossip couldn’t wait to spread the word. The Hardings are still furious that Mick bought up all their family’s land to develop this town. Never mind that it was their good-for-nothing father who sold it to him because he needed cash, somehow it’s Mick’s fault that they don’t own all that acreage anymore.” She waved off the topic. “None of that matters. Is Jess going to lose the inn the way Violet said?”

      “Not if I have anything to say about it,” Abby told her firmly. “And please don’t tell her you know. She’s so afraid of letting all of us down.”

      Gram shook her head. “Does she honestly believe we care more about that inn and whether she succeeds or fails than we do about her?”

      Abby nodded. “I think she does. She wants desperately to prove herself, especially to Dad.”

      “Now that I understand,” Gram said, her mouth set in a grim line. “Why those two can’t communicate without starting a fight is beyond me.”

      “It’s because they’re exactly alike,” Abby said. “They both have more pride than sense and a mile-wide stubborn streak. And neither one of them can stand to be wrong about anything. Even though I wasn’t around when Jess bought the inn, I’m sure Dad was the first to suggest she was making a mistake and will be the first to say I told you so if she fails.”

      “That’s it in a nutshell,” Gram agreed. “I don’t remember him being that ornery with the rest of you.”

      “Trust me, he was,” Abby said. “But with the rest of us, we could let it roll off our backs. We knew we had you and Mom in our corners, no matter what. With Mom gone, Jess has always taken everything Dad said to heart, even offhand comments he’s forgotten about

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