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предоставлять кредит без вовлечения финансового института в качестве посредника, что упрощает весь процесс и существенно экономит время и транзакционные расходы участников.

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      1

      Andrew Beattie. The Evolution of Banking Over Time, 23.03.2018, Investopedia.

      2

      Здание по адресу 23 Wall Street на пересечении Wall Street и Broad Street, в центре финансового округа в Манхэттене, принадлежало J. P. Morgan до 2003 г.

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