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Is that logic?” demanded the captain, vehemently, “It is not! In the first place it is mean to want, not to speak of accepting, another man’s money without working for it, and it is a false pretence to say that you risk your own money because it is not your own, it is your wife’s and your children’s money, who are brought to poverty, mayhap, because of your betting tendencies, and it is your baker’s and butcher’s money, whose bread and meat you devour (as long as they’ll let you) without paying for it, because of your betting tendencies, and a proportion of it belongs to your church, which you rob, and to the poor, whom you defraud, because of your betting tendencies; and if you say that when you win the case is altered, I reply, yes, it is altered for the worse, because, instead of bringing all this evil down on your own head you hurl it, not angrily, not desperately, but, worse, with fiendish indifference on the head of your friend and his innocent family. Yes, madam, although many men do not think it so, betting is a dishonourable thing, and I’m ashamed of having done it. I repent, Mrs Tipps, the money burns my fingers, and I must return it.”

      “Dear me!” exclaimed the old lady, quite unable to reply at once to such a gush. “But Captain Lee, did you not say that it is mean to accept money without working for it, and yet you want me to accept five hundred pounds without working for it?”

      “Oh! monstrous sophistry,” cried the perplexed man, grasping desperately the few hairs that remained on his polished head, “is there no difference then between presenting or accepting a gift and betting? Are there not circumstances also in which poverty is unavoidable and the relief of it honourable as well as delightful? not to mention the courtesies of life, wherein giving and receiving in the right spirit and within reasonable limits, are expressive of good-will and conducive to general harmony. Besides, I do not offer a gift. I want to repay a debt; by rights I ought to add compound interest to it for twenty years, which would make it a thousand pounds. Now, do accept it, Mrs Tipps,” cried the captain, earnestly.

      But Mrs Tipps remained obdurate, and the captain left her, vowing that he would forthwith devote it as the nucleus of a fund to build a collegiate institute in Cochin-China for the purpose of teaching Icelandic to the Japanese.

      Captain Lee thought better of it, however, and directed the fund to the purchase of frequent and valuable gifts to little Joseph and his sister Netta, who had no scruples whatever in accepting them. Afterwards, when Joseph became a stripling, the captain, being a director in the Grand National Trunk Railway, procured for his protégé a situation on the line.

      To return to our story after this long digression:—

      We left Mrs Tipps in the last chapter putting on her bonnet and shawl, on philanthropic missions intent. She had just opened the door, when a handsome, gentlemanly youth, apparently about one or two and twenty, with a very slight swagger in his gait stepped up to it and, lifting his hat said—

      “Mrs Tipps, I presume? I bring you a letter from Clatterby station. Another messenger should have brought it, but I undertook the duty partly for the purpose of introducing myself as your son’s friend. I—my name is Gurwood.”

      “What!—Edwin Gurwood, about whom Joseph speaks so frequently, and for whom he has been trying to obtain a situation on the railway through our friend Captain Lee?” exclaimed Mrs Tipps.

      “Yes,” replied the youth, somewhat confused by the earnestness of the old lady’s gaze, “but pray read the letter—the telegram—I fear—”

      He stopped, for Mrs Tipps had torn open the envelope, and stood gazing at it with terrible anxiety depicted on her face.

      “There is no cause for immediate fear, I believe,” began Edwin, but Mrs Tipps interrupted him by slowly reading the telegram.

      “From Joseph Tipps, Langrye station, to Mrs Tipps, Eden Villa, Clatterby. Dear Mother, Netta is not very well—nothing serious, I hope—don’t be alarmed—but you’d better come and nurse her. She is comfortably put up in my lodgings.”

      Mrs Tipps grew deadly pale. Young Gurwood, knowing what the message was, having seen it taken down while lounging at the station, had judiciously placed himself pretty close to the widow. Observing her shudder, he placed his strong arm behind her, and adroitly sinking down on one knee received her on the other, very much after the manner in which, while at school, he had been wont to act the part of second to pugilistic companions.

      Mrs Tipps recovered almost immediately, sprang up, and hurried into the house, followed by Gurwood.

      “You’ll have time to catch the 6.30 train,” he said, as Mrs Tipps fluttered to a cupboard and brought out a black bottle.

      “Thank you. Yes, I’ll go by that. You shall escort me to it. Please ring the bell.”

      The stout elderly female—Netta’s nurse—answered.

      “Come here, Durby,” said the widow quickly; “I want you to take this bottle of wine to a poor sick woman. I had intended to have gone myself, but am called away suddenly and shan’t be back to-night. You shall hear from me to-morrow. Lock up the house and stay with the woman to look after her, if need be—and now, Mr Gurwood.”

      They were gone beyond recall before Mrs Durby could recover herself.

      “I never did see nothink like my poor missus,” she muttered, “there must be somethink wrong in the ’ead. But she’s a good soul.”

      With this comforting reflection Mrs Durby proceeded to obey her “missus’s” commands.

      On reaching the station Mrs Tipps found that she had five minutes to wait, so she thanked Gurwood for escorting her, bade him good-bye, and was about to step into a third-class carriage when she observed Captain Lee close beside her, with his daughter Emma, who, we may remark in passing, was a tall, dark, beautiful girl, and the bosom friend of Netta Tipps.

      “Oh, there is Captain Lee. How fortunate,” exclaimed Mrs Tipps, “he will take care of me. Come, Mr Gurwood, I will introduce you to him and his daughter.”

      She turned to Gurwood, but that youth did not hear her remark, having been forced from her side by a noiseless luggage truck on India-rubber wheels. Turning, then, towards the captain she found that he and his daughter had hastily run to recapture a small valise which was being borne off to the luggage van instead of going into the carriage along with them. At the same moment the guard intervened, and the captain and his daughter were lost in the crowd.

      But Edwin Gurwood, although he did not hear who they were, had obtained a glance of the couple before they disappeared, and that glance, brief though it was, had taken deadly effect! He had been shot straight to the heart. Love at first sight and at railway speed, is but a feeble way of expressing what had occurred. Poor Edwin Gurwood, up to this momentous day woman-proof, felt, on beholding Emma, as if the combined powers of locomotive force and electric telegraphy had smitten him to the heart’s core, and for one moment he stood rooted to the earth, or—to speak more appropriately—nailed to the platform. Recovering in a moment he made a dash into the crowd and spent the three remaining minutes in a wild search for the lost one!

      It was a market-day, and the platform of Clatterby station was densely crowded. Sam Natly the porter and his colleagues in office were besieged by all sorts of persons with all sorts of questions, and it said much for the tempers of these harassed men, that, in the midst of their laborious duties, they consented to be stopped with heavy weights on their shoulders, and, while perspiration streamed down their faces, answered with perfect civility questions of the most ridiculous and unanswerable description.

      “Where’s my wife?” frantically cried an elderly gentleman, seizing Sam by the jacket.

      “I don’t know, sir,” replied Sam with a benignant smile.

      “There she is,” shouted the elderly gentleman, rushing past and nearly overturning Sam.

      “What a bo-ar it must be to the poatas to b’ wearied so by stoopid people,” observed a tall, stout, superlative fop with sleepy eyes and long whiskers to another fop in large-check trousers.

      “Ya-as,” assented the checked trousers.

      “Take your seats, gentlemen,”

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