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was something he could not resist.

      Not until they were in the carriage taking them home did either Louisa or James speak, James being the first to do so, still enraged by his sister’s behaviour and his own foolishness. He cursed himself severely, knowing he should have taken Timothy’s advice and left the table when he was in front. The seriousness of the situation had not hit him yet, but when it did it would be with the force of a hammer blow.

      “How dare you come to London without my permission, Louisa?” he exploded. “Your behaviour is totally out of character. You had no business turning up at Bricknell House like that—an establishment totally unfitting for a sister of mine. And as if that weren’t bad enough, you have to appear on the arm of Charles Meredith of all people. He’s one of the most notorious rakes in London, a rampaging womaniser who sows the wildest of oats. His father may have left him a fortune when he died, but the manner in which he squanders it at the gaming tables will very soon lead him down the same path as myself.”

      “That, James, is rather like the pot calling the kettle black,” accused Louisa harshly. “You both share a penchant for wild extravagance and high living.”

      “Perhaps. But that is where the similarity to myself ends. He is a worthless libertine and no one with any sense will have anything to do with him.”

      “How was I to know that? Although I have to say,” she admitted when she recalled his predatory manner and the glib way he had spoken to her, “I did not care for him in the slightest. But I confess it was gratifying to gain a man’s interest and admiration—even if the gentleman paying me the compliments did happen to be a notorious rake. He did try flirting with me—quite shamelessly, in fact—and it makes me realise just how dull and dreary my life is at times, in comparison to all the ladies I have seen this evening.”

      Louisa knew that James was displeased by her reply but chose to ignore it, in no mood to listen to her complaints. “What is this business of pretending to be Miss Divine?”

      “I came to London when I discovered you had taken certain items of value from Bierlow, which I knew you intended selling in order to pay for your gambling. And do not try to deny it because I know you too well. And as for turning up at Lady Bricknell’s and calling myself Miss Divine, I had no choice…although I do regret my ridiculous choice of name. I suspect it might have had something to do with having just set eyes on the glorious and extremely colourful Lady Bricknell, who certainly lives up to how people describe her,” she said. “I had no wish to embarrass you by announcing I was your sister.”

      “How very thoughtful of you,” he replied drily. “How did you know where to find me?”

      “Alice told me. I came as soon as I could with the vain hope that I might be in time to prevent a major disaster from occurring at the tables. Unfortunately I came too late,” she sighed. “Perhaps if you hadn’t drunk so much in the first place you might have retained a little of what you had won.”

      “If Lord Dunstan hadn’t been there—blast him—I would have won more. Hell and damnation! Just when things were going well for me. It had nothing to do with the drink—it’s just that his skill at cards is not to be matched by anyone I know.”

      “Then why did you allow yourself to be drawn in by him?”

      “Must you always disapprove of everything I do, Louisa?” James remarked crossly.

      “Of course I disapprove. I cannot condone your private life or your behaviour. Oh, James, how could you?” she accused him bitterly. “How could you gamble away everything we own?”

      “It is not as bad as you think,” he replied lamely.

      “How can you say that?” Louisa admonished harshly. “Don’t be stupid. Of course it is. Things are bad, very bad. In fact they could not be worse. We are in a hole and I cannot see any way out—unless we throw ourselves on Lord Dunstan’s mercy and persuade him to tear up your IOU.”

      James was clearly shocked by her suggestion, which no gentleman would even consider. “That is quite out of the question, and, besides, Lord Dunstan would refuse. But if I don’t honour the debt I will be thrown out of my club and into the debtors’ prison. I couldn’t bear that, Louisa. The shame would be unbearable.”

      “Better that than we lose everything. You do realise we will have to sell Bierlow Hall, don’t you, James?” she said despairingly, the mere thought that their home, which had been in their family for two hundred years, would be gone for ever bringing tears to her eyes. “There is no other way we can obtain four thousand guineas that I can see, and I doubt that will be enough to cover the whole debt or that the bank will grant us a loan.”

      As if ashamed of his recklessness and the hurt he had caused his sister, James’s expression became contrite. “Forgive me, Louisa. I do realise that we’re in the deuce of a mess.”

      “How long before the debt must be paid?”

      “A week.”

      “As soon as that?” she whispered. “You will not accept Lord Dunstan’s invitation to go to his house, will you, James? Nothing can be achieved by it.”

      James frowned, impatient at her naivety, still determined to try and recoup his losses in the only way he knew how. “You are a simpleton, Louisa. Don’t you know anything? You have spent so much of your time in the country with your head in the clouds that you have no conception of life in fashionable London. Lord Dunstan is one of the most important men in town. He rarely entertains, and no one in their right mind turns down an invitation to dine at Dunstan House.”

      Louisa’s face turned pale. “That may be, but what is the point in going when you have nothing to gamble with? You have nothing left to cover your bet if you should lose. James, we can’t let Bierlow go.”

      “If it comes down to it we’ll have to,” he replied, not sharing Louisa’s fondness of the family home. Anger at himself coiled within him, which he turned momentarily towards his sister. “Bierlow is the only thing left that would be worth money in the sums I need. You would have to come up to London and live with me.”

      “No, James,” Louisa replied sharply, his airy tone whipping up her anger, unleashed irritation flooding through her. James had always been selfish—selfish and unthinking in his impulsiveness, in his assumption that what he did was all that mattered, forcing her to adjust her life to his. “I couldn’t.”

      “You’ll have to. There’s nothing else for it.”

      Louisa fell silent. James was becoming irritable and soon he would become more angry. How well she knew his moods, she thought miserably. An inexplicable weariness and pain lay heavy on her heart, the deepest, cruellest pain she would ever know. Despite James’s willingness to sell Bierlow Hall, it would tear her apart if she had to leave her beloved home. She would fight tooth and nail to hold onto it. Ever since their father had died, leaving them in dire straits, she had come up against so many obstacles, just managing to surmount them, and almost wearing herself out into the bargain, but this seemed to be just one obstacle too many.

      No greater crisis had ever confronted her.

      With his head pounding with a frightful hangover, after having spent most of the night trying to obliterate what he had done in a bottle of brandy, James Fraser rose the following morning from the bed in which he had fallen into a dissolute, drunken slumber in the certain knowledge that ruination was staring him in the face, unable to see how he could survive it. He surveyed bleakly what the remainder of his life would be like and it was not pleasant. It was not only himself who would suffer as a consequence of his recklessness at the card tables, but his sister also, and in that he could not defend himself.

      When he entered the breakfast room Louisa was there already, looking unnaturally calm, her face pale through worry and lack of sleep. There was only a slight resemblance between brother and sister. Both were fair, but there the resemblance ended. Louisa was like a piece of thistledown with a finely structured face, whereas James was six feet and stockily built, with a strong square chin and grey-blue eyes.

      Louisa

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