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lifestyles and ambitious plans, outgoings will be high, and they should keep careful control over their budget and ideally make advance provision for larger outgoings.

      They will welcome the increased social opportunities of the year, and if they are alone or have had some recent personal upset, they will find the Goat year heralds a brighter time. Chance too can play a big part and a fortuitous meeting could lead to a potentially significant friendship, or for the unattached, be capable of transforming their life.

      Rats should also make the most of what is happening in their locality. With Goat years favouring culture, there could be a good mix of events and special occasions taking place. Rats like to be involved and there will be opportunities aplenty.

      They will also value their home life. The Goat year favours a coming together and the addressing of any difficulties or concerns, and this will be particularly appreciated by Rats who have experienced strains in some relationships of late (possibly not helped by tiredness and preoccupation). With good communication, understanding and a more balanced lifestyle, their home life this year can be much improved. By sharing ideas and projects, they can see exciting plans take shape and enjoy many special occasions with their loved ones. In addition, there could be several personal achievements to mark. Domestically, it is a year favouring togetherness and cooperative effort.

      With Rats often doing a great deal this year, it could also be to their advantage to consider their own well-being. Some attention to their diet and level of exercise could help them give of their best.

      Resourceful and keen to make the most of opportunities, Rats can do well this year. Whether through improved work prospects, a new position, rewarding personal interests or good relations with others, they have a lot in their favour and can accomplish a great deal.

      Tips for the Year

      Make good use of your ideas and creative strengths. Also, be willing to venture forward. Good progress can be made this year. Sharing time with others can also bring both pleasure and increased support.

      Rat Fortunes in the Year of the Monkey

      With openings to pursue and ideas aplenty, Rats will feel inspired and motivated in this encouraging year. For those nurturing particular aims or wanting to start new projects, this is an excellent time to do so. A great deal is possible.

      At work, the Monkey year can see much activity. Many workplaces will be implementing change as well as be affected by internal reorganization and reviews. As a result, opportunities will arise and Rats will often be well placed to benefit. When they sense an opening, they should be quick to signify interest. Initiative and speed count for a lot this year and much of it will be conducted at a fast pace.

      Rats who are unfulfilled in their work or seeking a position should not be too restrictive in what they consider. By widening their search, many will secure a position which not only suits their abilities but also offers future potential. Work-wise, Monkey years are encouraging and the versatile Rat can fare well.

      Travel too can feature prominently over the year, whether work-related, connected with personal interests or purely for pleasure. There could be the chance of some short breaks – often organized quickly – and their spontaneity will add to their appeal. Monkey years have the capacity to surprise.

      This is also an excellent year for personal and career development and if Rats feel that another skill or qualification could be to their advantage, they should see what can be arranged. What they do now can be an investment in both themselves and their future. Those currently studying or embarking on courses will find that commitment can lead to some impressive results. The Monkey year is an encouraging one for Rats.

      This also applies to their personal interests. Over the year they should allow themselves time to develop their ideas and skills, as a lot can be gained from them.

      While many Rats will enjoy an increase in income over the year, spending does need to be watched, however, and large projects or purchases, especially for home, carefully considered and budgeted for. It is a time for good financial management.

      Socially, Rats will delight in the considerable opportunities the Monkey year will bring and revel in the chance to extend their network of friends and contacts. As is the way, some existing friends and acquaintances will fall away as circumstances change, but new interests and situations will bring Rats into contact with others, and their charm and conviviality will make them popular company.

      Affairs of the heart can be special and existing romances will often become more significant, while some Rats who start the year unattached will find new romance.

      Domestically, too, this can be an active year and see Rats on inspired form and keen to make home improvements. However, projects could easily become more extensive and time-consuming than envisaged. Rats, be warned, and ideally tackle practical undertakings in stages, while drawing on the help and expertise of others. Amid all the activity there will, though, be personal highlights, family successes and travel to enjoy.

      Monkey years offer considerable scope for Rats and if they take their opportunities and look to improve on their position, they can make this a constructive time.

      Tips for the Year

      Monkey years favour action and initiative. There will be progress to be made, interests to pursue and relationships and travel to enjoy. Seize the moment in this full and often special year.

      Rat Fortunes in the Year of the Rooster

      Rats like to lead a busy lifestyle and the Rooster year will not disappoint them! A lot is set to happen during its 12 months, but while a lot can be gained, there can be some awkward moments too. Rats cannot afford to slack or relax their guard in Rooster years.

      On a personal level, this can be an especially busy time, and throughout the year Rats will need to remain mindful of those around them and show some flexibility. With support, however, much can be accomplished, and synergy will be an important factor.

      Socially, in particular, there will be an increase in activity. Rats will have a good range of occasions to enjoy and their personable nature will help them build new friendships and make some potentially important connections.

      For the unattached, there will be good romantic possibilities, and if time is allowed for relationships to develop, they may truly blossom. Even for Rats who find a certain romance is not to be, there will be valuable lessons to learn and the chance to move on. Much happens for a reason in Rooster years and often what happens will be to the Rat’s ultimate advantage.

      This will also be a busy year domestically and cooperation will be required. Domestic and work-related decisions need to be talked through and help offered at pressured times. As always, though, Rats will delight in assisting their loved ones. Some ambitious practical projects will also go ahead in many Rat homes. While sometimes these will involve more time and cost than initially envisaged, the eventual benefits will often delight both the Rats themselves and their loved ones.

      Rats do, though, need to follow the correct procedures if undertaking anything hazardous as well as give some thought to their general well-being over the year, including their diet and level of exercise.

      Similarly, busy as they may be, they should allow themselves some ‘me time’. Developing their interests could open up some interesting possibilities, and creative Rats in particular will feel on inspired form in this encouraging year.

      Travel, too, could appeal. Not only do Rats need a break in this active year, but a carefully chosen destination could give rise to some memorable times.

      At work, the Rooster year can be demanding. Some weeks are likely to be frenetic as new pressures arise, targets are revised and staff shortages or other problems occur. Many Rats will feel challenged by what is required of them, but what occurs will give them the chance to both use and widen their skills and many will enhance their reputation. As a consequence, they will often be well placed when opportunities arise. After much effort, good headway is possible.

      Similarly, for Rats who are seeking work or keen to move on from what they currently do, there may be surprising developments in store. In some cases,

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