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      Without thinking, she killed the motor of the car as she pulled up in front of the Victorian apartment house. Closing her eyes and rotating her head, Erin tried to relieve the tension in her neck and shoulders. She wondered about Kane Webster. What kind of a man was he? What did she really know about the man, other than the few neatly typed memos with the bold signature that had crossed her desk?

      She hadn’t heard much about his personal life. Apparently he preferred his privacy. Occasionally Erin had seen his name in print—in the financial pages. If she had read anything about him in the social pages, it usually had to do with his ex-wife, a gorgeous model who had made an unsuccessful attempt at becoming an actress. But that was several years ago, before an accident that had killed Jana and left the daughter crippled, or so it was rumored.

      Erin frowned to herself as she thought about her new employer. One thing was certain: Kane Webster had made his fortune on his own, spending the last decade purchasing failing financial institutions and transforming them from operating in the red to operating in the black. He had gained a reputation in financial circles for being something of a rogue because of his unorthodox methods of operation. But if results were the measure of success, Kane Webster was prosperous. It was as if King Midas had reached out and touched the ailing banks himself.

      Wearily Erin got out of the car and locked the door. She started up the short shrub-lined walk to her home and smiled at the elegant old house. It was a lovely Victorian manor, perched on a hill overlooking the city. The front porch was comfortable and trimmed in ornate gingerbread. The turn-of-the-century home had been fashioned into apartments twenty years before, and the contractor had taken care to accentuate the nineteenth-century charm of the house. Erin had fallen in love with it the first time she had laid eyes on it. Ignoring opposing arguments from just about everyone she knew, she had used her small inheritance as a down payment and purchased the building two years ago. Or to be more precise, she and First Puget Bank had purchased it; there was still a sizeable mortgage against it.

      Even in the drizzle of early twilight the old manor looked warm and inviting. The white three-story building with its gently sloping roof and deep gables had a picturesque aura that was distinctly “Old Seattle.” Upon close inspection it was obvious that the house was in sad need of many repairs, but tonight Erin overlooked the chipped paint and the rusty drainpipes. She had applied for an employee loan with the bank to make the needed improvements, but she knew as well as anyone that her loan would be a very low priority to Kane Webster. With a bank that was already losing money, how could he possibly make any low-interest employee loans?

      Erin’s own apartment, located on the uppermost floor of the stately house, was an attic converted into a cozy loft with a bird’s-eye view of the city. She climbed the stairs slowly, sifting through the various pieces of junk mail and complaints from her tenants. Her mind was only half on the stack of mail in her hands, when she heard the telephone ringing. Racing up the final steps, she hurriedly unlocked the door, threw the mail on the table and grabbed the phone.

      “Hello?” she inquired, breathless from her dash up the stairs.

      “Erin, honey, it’s good to hear your voice. Where have you been? I’ve been calling for hours,” a friendly male voice said.

      “Lee?” Erin asked hesitantly.

      A good-natured laugh bellowed from the other end. “Hi! How’ve you been?”

      “Fine, Lee,” she managed, wondering why he persisted in calling her. After the last call two weeks ago, she thought he understood that she didn’t want to see him again.

      “What do you say we get together? You know, have a couple of drinks and a few laughs. I’ll come by and pick you up in a half-hour,” he suggested.

      Erin was tempted. There had always been something seductive about Lee, not in the sexual sense, but in the fact that he was such an outgoing, likable kind of guy. The same qualities that made him great fun at a party made him an immature husband. Erin could almost picture Lee’s college-boy good looks—thick blond hair with just the right amount of wave and laughing blue eyes.

      “I don’t think so,” she replied, trying to take a firm stand with him and failing.

      “Why not? Don’t tell me you’ve got other plans?”

      “No…” Erin responded, and wondered why she hadn’t lied and just gotten rid of him. After all these years and all of the heartache, why couldn’t she just slam the receiver down and end the conversation?

      “Then, let’s have a night on the town…”

      “I can’t, Lee. I’m sorry. I’ve got a pile of work to catch up on before Monday.”

      “But it’s the weekend,” he coaxed in a honeyed voice. “You know what they say, ‘All work and no play makes Erin a dull girl.”’

      Lee chuckled, but something in his words brought Erin crashing back to reality. Suddenly she remembered just how little she had in common with a boy who refused to grow up. She recalled the shame and humiliation she had suffered while playing the role of dutiful wife.

      “No, Lee. That’s not what they say at all. That’s what you said eight years ago.”

      “Hey, baby, that’s all water under the bridge. Come on, what would a drink hurt?”

      Erin sighed audibly. “Look, Lee, I’m not in the mood. Not tonight—not ever. I thought I made that clear to you a couple of weeks ago.”

      There was a pause in the conversation and Erin could almost hear the wheels turning in Lee’s mind.

      “Just what is it that you want from me?” she asked.

      “I told you—we could have a few laughs.”

      “Why not just turn on the television and catch reruns of Gilligan’s Island,” she suggested and immediately regretted the sarcasm in her words. Nervously she began tapping her fingernails on the tabletop.

      “I have to see you,” he pleaded.

      “Why? It didn’t matter eight years ago. Why the sudden interest?” Erin’s voice had begun to shake. Memories began to wash over her.

      “You really want to do this the hard way, don’t you?” Lee accused.

      “I don’t even know what you’re talking about,” Erin sputtered, but an uneasy feeling was growing in the pit of her stomach. This wasn’t just a friendly call. He wanted money from her—again. Suddenly Erin felt a deep pang of pity for the man who was once her husband.

      “Look, honey,” Lee cajoled with only a trace of uncertainty in his voice. “You know I lost the job in Spokane, and well, since I’ve been back here, my luck hasn’t been all that great. I thought that…you could loan me a few bucks, just until I get back on my feet.”

      Erin swallowed hard before answering. “You haven’t paid me back from the last time that I helped you ‘get back on your feet.”’ Erin’s voice was flat. She hoped she sounded unshakable.

      “Things just didn’t turn out in Spokane. You know how it is, what with the lousy economy and all. It’s just hard to get started.”

      “Oh, Lee,” Erin sighed, and felt herself wavering.

      He sensed the change in her voice. “I just need a few hundred to get started…”

      “Spare me the sad story, Lee,” Erin interrupted. “I can’t loan you any money right now. I just don’t have it.”

      “Don’t have it—or won’t lend it?” Lee asked desperately.

      “I’m sorry, Lee.”

      “I doubt it!”

      “I don’t think that you and I have anything more to discuss. You were the one who made that decision several years ago. Good night.”

      Erin hung up and noticed that her hands were trembling. Why did he always affect her this way? It was as if she was reliving

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