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payments somehow or other. The two cars were to be paid for by monthly installments after delivery. When the time came for making the first payment, my portion was two hundred and seventeen and a half dollars. I boldly decided to apply to the local banker, Mr. Lloyd, for a loan of that sum. I explained the matter to him, and I remember that he put his great arm (he was six feet three or four) around me, saying:

      "Why, of course I will lend it. You are all right, Andy."

      And here I made my first note, and actually got a banker to take it. A proud moment that in a young man's career! The sleeping-cars were a great success and their monthly receipts paid the monthly installments. The first considerable sum I made was from this source. [To-day, July 19, 1909, as I re-read this, how glad I am that I have recently heard from Mr. Lloyd's married daughter telling me of her father's deep affection for me, thus making me very happy, indeed.]

      One important change in our life at Altoona, after my mother and brother arrived, was that, instead of continuing to live exclusively by ourselves, it was considered necessary that we should have a servant. It was with the greatest reluctance my mother could be brought to admit a stranger into the family circle. She had been everything and had done everything for her two boys. This was her life, and she resented with all a strong woman's jealousy the introduction of a stranger who was to be permitted to do anything whatever in the home. She had cooked and served her boys, washed their clothes and mended them, made their beds, cleaned their home. Who dare rob her of those motherly privileges! But nevertheless we could not escape the inevitable servant girl. One came, and others followed, and with these came also the destruction of much of that genuine family happiness which flows from exclusiveness. Being served by others is a poor substitute for a mother's labor of love. The ostentatious meal prepared by a strange cook whom one seldom sees, and served by hands paid for the task, lacks the sweetness of that which a mother's hands lay before you as the expression and proof of her devotion.

      Among the manifold blessings I have to be thankful for is that neither nurse nor governess was my companion in infancy. No wonder the children of the poor are distinguished for the warmest affection and the closest adherence to family ties and are characterized by a filial regard far stronger than that of those who are mistakenly called more fortunate in life. They have passed the impressionable years of childhood and youth in constant loving contact with father and mother, to each they are all in all, no third person coming between. The child that has in his father a teacher, companion, and counselor, and whose mother is to him a nurse, seamstress, governess, teacher, companion, heroine, and saint all in one, has a heritage to which the child of wealth remains a stranger.

      There comes a time, although the fond mother cannot see it, when a grown son has to put his arms around his saint and kissing her tenderly try to explain to her that it would be much better were she to let him help her in some ways; that, being out in the world among men and dealing with affairs, he sometimes sees changes which it would be desirable to make; that the mode of life delightful for young boys should be changed in some respects and the house made suitable for their friends to enter. Especially should the slaving mother live the life of ease hereafter, reading and visiting more and entertaining dear friends—in short, rising to her proper and deserved position as Her Ladyship.

      Of course the change was very hard upon my mother, but she finally recognized the necessity for it, probably realized for the first time that her eldest son was getting on. "Dear Mother," I pleaded, my arms still around her, "you have done everything for and have been everything to Tom and me, and now do let me do something for you; let us be partners and let us always think what is best for each other. The time has come for you to play the lady and some of these days you are to ride in your carriage; meanwhile do get that girl in to help you. Tom and I would like this."

      The victory was won, and my mother began to go out with us and visit her neighbors. She had not to learn self-possession nor good manners, these were innate; and as for education, knowledge, rare good sense, and kindliness, seldom was she to meet her equal. I wrote "never" instead of "seldom" and then struck it out. Nevertheless my private opinion is reserved.

      Life at Altoona was made more agreeable for me through Mr. Scott's niece, Miss Rebecca Stewart, who kept house for him. She played the part of elder sister to me to perfection, especially when Mr. Scott was called to Philadelphia or elsewhere. We were much together, often driving in the afternoons through the woods. The intimacy did not cease for many years, and re-reading some of her letters in 1906 I realized more than ever my indebtedness to her. She was not much beyond my own age, but always seemed a great deal older. Certainly she was more mature and quite capable of playing the elder sister's part. It was to her I looked up in those days as the perfect lady. Sorry am I our paths parted so widely in later years. Her daughter married the Earl of Sussex and her home in late years has been abroad. [July 19, 1909, Mrs. Carnegie and I found my elder-sister friend April last, now in widowhood, in Paris, her sister and also her daughter all well and happy. A great pleasure, indeed. There are no substitutes for the true friends of youth.]

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      1

      The Eighteenth-Century Carnegies lived at the picturesque hamlet of Patiemuir, two miles south of Dunfermline. The growing importance of the linen industry in Dunfermline finally led the Carnegies to move to that town.

      2

      The 31st of December.

      3

      "There is no sign that And

1

The Eighteenth-Century Carnegies lived at the picturesque hamlet of Patiemuir, two miles south of Dunfermline. The growing importance of the linen industry in Dunfermline finally led the Carnegies to move to that town.

2

The 31st of December.

3

"There is no sign that Andrew, though he prospered in his wooing, was specially successful in acquisition of worldly gear. Otherwise, however, he became an outstanding character not only in the village, but in the adjoining city and district. A 'brainy' man who read and thought for himself he became associated with the radical weavers of Dunfermline, who in Patiemuir formed a meeting-place which they named a college (Andrew was the 'Professor' of it)." (Andrew Carnegie: His Dunfermline Ties and Benefactions, by J.B. Mackie, F.J.I.)

4

An American Four-in-Hand in Great Britain. New York, 1888.

5

The Percy Reliques and The Oxford Book of Ballads give "town" instead of "tower"; but Mr. Carnegie insisted that it should be "tower."

6

At the opening of the Lauder Technical School in October, 1880, nearly half a century after the disquieting scenes of 1842, Mr. Carnegie thus recalled the shock which was given to his boy mind: "One of my earliest recollections is that of being wakened in the darkness to be told that my Uncle Morrison was in jail. Well, it is one of the proudest boasts I can make to-day to be able to say that I had an uncle who was in jail. But, ladies and gentlemen, my uncle went to jail to vindicate the rights of public assembly." (Mackie.)

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