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aspects, has a charm for me."

      "It hasn't much for me," said the superintendent, shrugging his shoulders. "Seasickness takes away all the romance that poets have invested it with."

      Captain Rushton laughed.

      "Seasickness!" he repeated. "Yes, that is truly a disagreeable malady. I remember once having a lady of rank as passenger on board my ship—a Lady Alice Graham. She was prostrated by seasickness, which is no respecter of persons, and a more forlorn, unhappy mortal I never expect to see. She would have been glad, I am convinced, to exchange places with her maid, who seemed to thrive upon the sea air."

      "I wish you a prosperous voyage, captain."

      "Thank you. If things go well, I expect to come home with quite an addition to my little savings. And that brings me to the object of my visit this evening. You must know, Mr. Davis, I have saved up in the last ten years a matter of five thousand dollars."

      "Five thousand dollars!" repeated the superintendent, pricking up his ears.

      "Yes, it has been saved by economy and self-denial. Wouldn't my wife be surprised if she knew her husband were so rich?"

      "Your wife doesn't know of it?" asked the superintendent, surprised.

      "Not at all. I have told her I have something, and she may suppose I have a few hundred dollars, but I have never told her how much. I want to surprise her some day."

      "Just so."

      "Now, Mr. Davis, for the object of my errand. I am no financier, and know nothing of investments. I suppose you do. I want you to take this money, and take care of it, while I am gone on my present voyage. I meant to make inquiries myself for a suitable investment, but I have been summoned by my owners to leave at a day's notice, and have no time for it. Can you oblige me by taking care of the money?"

      "Certainly, captain," said the superintendent, briskly. "I shall have great pleasure in obliging an old friend."

      "I am much obliged to you."

      "Don't mention it. I have large sums of my own to invest, and it is no extra trouble to look after your money. Am I to pay the interest to your wife?"

      "No. I have left a separate fund in a savings bank for her to draw upon. As I told you, I want to surprise her by and by. So not a word, if you please, about this deposit."

      "Your wishes shall be regarded," said the superintendent. "Have you brought the money with you?"

      "Yes," said the captain, drawing from his pocket a large wallet. "I have got the whole amount here in large bills. Count it, if you please, and see that it is all right."

      The superintendent took the roll of bills from the hands of his neighbor, and counted them over twice.

      "It is quite right," he said. "Here are five thousand dollars. Now let me write you a receipt for them."

      He drew before him a sheet of paper, and dipping his pen in the inkstand, wrote a receipt in the usual form, which he handed back to the captain, who received it and put it back in his wallet.

      "Now," said the captain, in a tone of satisfaction, "my most important business is transacted. You will keep this money, investing it according to your best judgment. If anything should happen to me," he added, his voice faltering a little, "you will pay it over to my wife and child."

      "Assuredly," said the superintendent; "but don't let us think of such a sad contingency. I fully expect to pay it back into your own hands with handsome interest."

      "Let us hope so," said the captain, recovering his cheerfulness. "Our destinies are in the hands of a kind Providence. And now good-by! I leave early to-morrow morning, and I must pass the rest of the evening with my own family."

      "Good-night, captain," said the superintendent, accompanying him to the door. "I renew my wish that you have a prosperous and profitable voyage, and be restored in good time to your family and friends."

      "Amen!" said the captain.

      The superintendent went back to his study, his heart lightened of its anxiety.

      "Could anything be more fortunate?" he ejaculated, "This help comes to me just when it is most needed. Thanks to my special deposit, I can make my semi-annual settlement, and have two thousand dollars over. It's lucky the captain knows nothing of my Wall Street speculations. He might not have been quite so ready to leave his money in my hands. It's not a bad thing to be a banker," and he rubbed his hands together with hilarity.

      CHAPTER IV.

      THE VOICE OF CONSCIENCE

      When the superintendent accepted Captain Rushton's money, he did not intend to act dishonestly. He hailed it as a present relief, though he supposed he should have to repay it some time. His accounts being found correct, he went on with his speculations. In these he met with varying success. But on the whole he found himself no richer, while he was kept in a constant fever of anxiety.

      After some months, he met Mrs. Rushton in the street one day.

      "Have you heard from your husband, Mrs. Rushton?" he inquired.

      "No, Mr. Davis, not yet. I am beginning to feel anxious."

      "How long has he been gone?"

      "Between seven and eight months."

      "The voyage is a long one. There are many ways of accounting for his silence."

      "He would send by some passing ship. He has been to Calcutta before, but I have never had to wait so long for a letter."

      The superintendent uttered some commonplace phrases of assurance, but in his own heart there sprang up a wicked hope that the Norman would never reach port, and that he might never set eyes on Captain Rushton again. For in that case, he reflected, it would be perfectly safe for him to retain possession of the money with which he had been intrusted. The captain had assured him that neither his wife nor son knew aught of his savings. Who then could detect his crime? However, it was not yet certain that the Norman was lost. He might yet have to repay the money.

      Six months more passed, and still no tidings of the ship or its commander. Even the most sanguine now gave her up for lost, including the owners. The superintendent called upon them, ostensibly in behalf of Mrs. Rushton, and learned that they had but slender hopes of her safety. It was a wicked thing to rejoice over such a calamity, but his affairs were now so entangled that a sudden demand for the five thousand dollars would have ruined him. He made up his mind to say nothing of the special deposit, though he knew the loss of it would leave the captain's family in the deepest poverty. To soothe his conscience—for he was wholly destitute of one—he received Robert into the factory, and the boy's wages, as we already know, constituted their main support.

      Such was the state of things at the commencement of our story.

      When the superintendent reached home in the evening, he was at once assailed by his wife and son, who gave a highly colored account of the insult which Halbert had received from Robert Rushton.

      "Did he have any reason for striking you, Halbert?" asked the superintendent.

      "No," answered Halbert, unblushingly. "He's an impudent young scoundrel, and puts on as many airs as if he were a prince instead of a beggar."

      "He is not a beggar."

      "He is a low factory boy, and that is about the same."

      "By no means. He earns his living by honest industry."

      "It appears to me," put in Mrs. Davis, "that you are taking the part of this boy who has insulted your son in such an outrageous manner."

      "How am I doing it? I am only saying he is not a beggar."

      "He is far below Halbert in position, and that is the principal thing."

      It occurred to the superintendent that should he make restitution Robert Rushton would be quite as well off as his own son, but of course he could not venture to breathe a hint of this to his wife. It was the secret knowledge of the deep wrong which he had done to the Rushtons that now made him unwilling to oppress him further.

      "It seems to me," he said, "you are making

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