Финансовые услуги для всех? Стратегии и проблемы расширения доступа - Ашли Демиргюч-Кунт

Скачать книгу

QIWI Кошелек, бонусными картами или другим удобным Вам способом.

/9j/4AAQSkZJRgABAQEASABIAAD/2wBDAAYEBAQFBAYFBQYJBgUGCQsIBgYICwwKCgsKCgwQDAwMDAwMEAwODxAPDgwTExQUExMcGxsbHCAgICAgICAgICD/2wBDAQcHBw0MDRgQEBgaFREVGiAgICAgICAgICAgICAgICAgICAgICAgICAgICAgICAgICAgICAgICAgICAgICAgICD/wAARCAJ3AzEDAREAAhEBAxEB/8QAHAABAAIDAQEBAAAAAAAAAAAAAAUHAwQGAggB/8QAbBAAAAUCAwMECBAIBwoLBwUAAAECAwQFEQYSEwchMRQiQXUIFRYXMjdRtBgjOEJWV2FmcZGTpbPU1eQkMzU2UlWBhFRikpS10tMlNENGcoWhpLHERVNlc3SCoqOyw+NjdoPBwtHwKERk4eL/xAAYAQEBAQEBAAAAAAAAAAAAAAAAAQIDBP/EAEARAQABAgEJBgMFCAICAwEBAAABAhEhAxIxQVFhgZGhInGxwdHwMmLhQlJygrIEEyMzkqLC8UPSU3ODs8Njk//aAAwDAQACEQMRAD8A+qQAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAFPdlHXa3RcAU+VR6hJpsldVZaW/EecYWaDjSDNJqbNJ2ukjt7gLDnsM7HNpNcw3Sa131azH7aQ48zQvKXp8oaS5kzcsTmy5rXsQCT7wW0n226z8Ur68Ad4LaT7bdZ+KV9eAO8FtJ9tus/FK+vAHeC2k+23WfilfXgDvBbSfbbrPxSvrwB3gtpPtt1n4pX14A7wW0n226z8Ur68Ad4LaT7bdZ+KV9eAO8FtJ9tus/FK+vAHeC2k+23WfilfXgDvBbSfbbrPxSvrwB3gtpPtt1n4pX14A7wW0n226z8Ur68Ad4LaT7bdZ+KV9eAO8FtJ9tus/FK+vAHeC2k+23WfilfXgDvBbSfbbrPxSvrwB3gtpPtt1n4pX14A7wW0n226z8Ur68Ad4LaT7bdZ+KV9eAO8FtJ9tus/FK+vAHeC2k+23WfilfXgDvBbSfbbrPxSvrwB3gtpPtt1n4pX14A7wW0n226z8Ur68Ad4LaT7bdZ+KV9eAO8FtJ9tus/FK+vAHeC2k+23WfilfXgDvBbSfbbrPxSvrwB3gtpPtt1n4pX14A7wW0n226z8Ur68Ad4LaT7bdZ+KV9eAO8FtJ9tus/FK+vAHeC2k+23WfilfXgDvBbSfbbrPxSvrwB3gtpPtt1n4pX14A7wW0n226z8Ur68Ad4LaT7bdZ+KV9eAO8FtJ9tus/FK+vAHeC2k+23WfilfXgDvBbSfbbrPxSvrwB3gtpPtt1n4pX14A7wW0n226z8Ur68Ad4LaT7bdZ+KV9eAO8FtJ9tus/FK+vAHeC2k+23WfilfXgDvBbSfbbrPxSvrwB3gtpPtt1n4pX14A7wW0n226z8Ur68Ad4LaT7bdZ+KV9eAO8FtJ9tus/FK+vAHeC2k+23WfilfXgDvBbSfbbrPxSvrwB3gtpPtt1n4pX14A7wW0n226z8Ur68Ad4LaT7bdZ+KV9eAO8FtJ9tus/FK+vAHeC2k+23WfilfXgDvBbSfbbrPxSvrwB3gtpPtt1n4pX14A7wW0n226z8Ur68Ad4LaT7bdZ+KV9eAO8FtJ9tus/FK+vAHeC2k+23WfilfXgDvBbSfbbrPxSvrwB3gtpPtt1n4pX14A7wW0n226z8Ur68Ad4LaT7bdZ+KV9eAO8FtJ9tus/FK+vAHeC2k+23WfilfXgDvBbSfbbrPxSvrwB3gtpPtt1n4pX14A7wW0n226z8Ur68Ad4LaT7bdZ+KV9eAO8FtJ9tus/FK+vAHeC2k+23WfilfXgDvBbSfbbrPxSvrwB3gtpPtt1n4pX14A7wW0n226z8Ur68Ad4LaT7bdZ+KV9eAO8FtJ9tus/FK+vAHeC2k+23WfilfXgDvBbSfbbrPxSvrwB3gtpPtt1n4pX14A7wW0n226z8Ur68Ad4LaT7bdZ+KV9eAO8FtJ9tus/FK+vAHeC2k+23WfilfXgDvBbSfbbrPxSvrwB3gtpPtt1n4pX14A7wW0n226z8Ur68Ad4LaT7bdZ+KV9eAO8FtJ9tus/FK+vAHeC2k+23WfilfXgDvBbSfbbrPxSvrwB3gtpPtt1n4pX14A7wW0n226z8Ur68Ad4LaT7bdZ+KV9eAaOyNOLaLtzxBhCsYnn4hjU2laqHJbrxoNbpxHCUTLjrxJNJPGm9/8AaAv0EAFIdl14tqb1yz5rJBYWVsy8W2FOpqf5q2COlAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAFIYT9VhjPqZr6Ongq7wQAUh2XXi2pvXLPmskFhZWzLxbYU6mp/mrYI6UAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAUhhP1WGM+pmvo6eCrvBABSHZdeLam9cs+ayQWFlbMvFthTqan+atgjpQAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAABSGE/VYYz6ma+jp4Ku8EAFIdl14tqb1yz5rJBYWVsy8W2FOpqf5q2COlAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAFIYT9VhjPqZr6Ongq7wQAUh2XXi2pvXLPmskFhZWzLxbYU6mp/mrYI6UAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAUhhP1WGM+pmvo6eCrvBABSHZdeLam9cs+ayQWHKYVxHiFrC9HaaqcttpuFHShCX3CSlJNJIiIiPcRColO6jEv62m/zh3+sCHdRiX9bTf5w7/WAO6jEv62m/wA4d/rAHdRiX9bTf5w7/WAO6jEv62m/zh3+sAd1GJf1tN/nDv8AWAO6jEv62m/zh3+sAd1GJf1tN/nDv9YA7qMS/rab/OHf6wB3UYl/W03+cO/1gDuoxL+tpv8AOHf6wB3UYl/W03+cO/1gH0MIoAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAApDCfqsMZ9TNfR08FXeCACkOy68W1N65Z81kgsODw1+blK/6Gx9EkVEkCADdolMOqVaLTyc0uUryals1vdtuuNUxdKpsn69gRNPp8qbCqKJ6ILmjNb0zaW2q9uF1X3mOedo2S3m83JjTIA9stm66hpJkRrUSSM9xbztvFiLykzZ0eI8FdpaRGqHL25Zvu6KkMpuhKiI72cvzrGm3gkMzONmojBzIqAAAAPpkRQAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAABSGE/VYYz6ma+jp4Ku8EAFIdl14tqb1yz5rJBYcHhr83KV/0Nj6JIqJIEAE5gf87aX/zxf7BujynwYr0cY8XT4nxJTI0qoUWmsOpfmTSVUZDpla6VlubIr7t3SOeRxmnZEt5bCKp15vk6uqRmI6sSL4ypsNbp+UmmmSbT8aswzV8Ft/jP0dKPjp9+9LkcVPTKTh+l0qkskVPqEVKpLyUZlOuKte6vKN5TGuadUaHPJ4UZ2udLh51PmwJBxpjKmHyIjNtZWOx8BLq6yseLCif9Kc/2uC5X44/D6FGie9xYIAAAA+mRFAHx7ifC9Gfp2K8Vm0aqmzjJUKPIzqtoqczKLJfLxPjYX9k7P7j5pb/a8f3vy5OOehfmM9sKMPViVSoFEkVtykxE1CuusuttJixj9dz97irb8pdAzFV7z9mJtffLMUYR96qLxG6GrivbVIp0ihNYcoB4hKvQHKnHPlaYZpZaTnVcltuFck7z3hXemqqJ+xF5lKcaaZ11Tbix07biqo0nCb0Wh/3UxcuS3CiuSskdo4qzQepJ0jPfxslozHSqjt5sfdirpdL9matlVnT7OMdu4wp1SkvQE05+mVB+mutIeOQlSmMt1pWbbB2PN+iJbsU1fei5OFc07HDVnsgaxTqpPaThHXo8Cr9o11XtihN377vSNE170lfye6M5Dt5urPmzX7RGZFWvNpirnCZxVtvi0OtVOJHokmpU2gGwWIaoy42hMU5HgEltXOd477WsJRN8ZwpmbX3rVTOiMarXtubGIdsUWk45oOHG6dyuDWmo7x1ZL2VLJS3FNs3a0zzEpRFvzlxG6KZmuaZwzfG0zboxVMfu4rjG/hhj1auH9uVNqU7FaJtOVBp2GG3HynE7qnJZadW0akt5EZbm3uLMY5xV/Cz+7D8Whuqn+Jmd/TS94b2yyazMXTncOP06qyqcqrUCNIfbNM6PYzTz0ErSUq3AyOw1XE0xV96jTDMWmafu1TaJYcJbdYeI5UJpil6DRU+RUcQPLfv2uTHWpvIZaXpilGi/rd28Wq0RVV9mIib7ZnUWm8U/amqYt3a2XC225mt1inQZNBlUyLXm3ncNzXnG1lMKP4RGhO9kztuuZhmzafvRF7biZjT9m9r721Sdq81WLXcMV/Dj9Gn8iXUY2WQzMzsNlc82j4CtxkRXMZzozap+5pWaZvTsrm0Iyj7cJVTcwxIRQUNUjFUxyFCkHNvIbNk8qlusExkLeW4iduOkUdvNnTNM1dLsV1WpmqNVURzcviHafhSnpn4qeoDjtTYxEunppyZy0svv09vTKestM0pNKFkm2U99t/AZyEXnJxH/ACXn8N8J5+rplKfiv9m0d+N4jha6wKztRlIxYeFsN0B6v1KKhp2qqQ83GZioetbMtZKzKsd8pEJTeb7Iw4s6ovpqi9kPhnbDjOsYzewvIwMcF+CbZ1d3tmy7yZp0rpcyk0knNx8EqCm00zVqi/PHDoZS9No1z4Xtd4oW3V+ezR5sugFHp1cqaqRCUxM15JOpVlzuMGyyRI8ppWdhrJ050xGuqmauRluxnfJVb/S2RkVLiLb/ABaLSK9Oco+q/SKwqjR4pSLcoNBZlPGrSPTIk9Fj+EZoqvFHz34WdKsnaqY2RTPPUlKjtgRB2h0fCTlKM2Koyw45VNexMuSkuG22bWnzrm1a+ch0pi9VUfdvxtF/BxmrsU1bbdZs1cK7daZWGsVS51OVTqdhlJPFJJ3XOSyo3CQtKMjeU1aZWK58eIxf+FFeuZtbvtbxdZo/iZnfj+GbS9wttK1t1ZupYfepdRg0hVegxHn21lKhkkzI87ZK01X3GkyOwtfZpmddMxEx3s5OM6qn7teiWo/t6SdLpT9Ow+9UqlMpp1qoQGJCCKJCQdlLNxaU6it25JJIzFr7Mz92m1570ojOiNszMRHcmIm16nz8S4bpVPhG/DxHTnakzOU7kU2TRKPTU1kVc7osfP3CVRaa4+5TfvukVdmmfvVTT3WQ9M28cuouGKn2j0+6OrnSNLlV9CyyTq5tEs/HwbF8I3TReumn71E1clynZiv5Krd+DziLb/FotIr05yj6r9IrCqNHilItyg0FmU8atI9MiT0WP4RyoqvFHz34WdKsnaqY2RTPPU2MU7cUYaqs6nVCinqJpzNQoykyL8uU8tLegRaXMUS1/wAbcV7DVrzNMfFFUU279bnHw01fZmmZvstqddiTGsTC+DVYkr7JxjaabU9CZVqq13LETKFGTeY8x2vYvKGUwqtGN5tG8yUZ0X0YXcwe1uuxXcONVjCjlLdxHUeQx2nZiFLQzlQpMgyQ2fHPbTMyMrcRqmm9cUa82qe62pmqrsTXqvT1frO2yAVNxPOmU1bXc9UzpEdhpzVcmPGrI3lI0Nkg1H0XO3lGKZvTRMaa5tEOlcZtdUToppiZnvYl7YK8dOrSY+EXV4iw84322oq5rKCbjOtKdKQmRlUlZWT4JFcKqrU5/wBnGJ3WKKb1ZuuYvG9M7Lcf1vG9IXV5uHjotPcJKqc/ytErlBXUle5KG1IyGj1xb7jrVRaN+zdqcorvOGhznf2eb5fMfoJFSIFaOgqdbmZ5a3yVYlojGyhJp38CduOeS7WZ/wD00fVvK9nO+SLu5xrjGFhSjonyGXJT8h9uJAgs21H5Lx2bbTmsRe6Z9AmMzFMaZWIwmZ0RF1XbFdosxqbJoWIIz7TtXrNRTTpq3uUNE8zlUuGZ8U5C8A+B9A3k8cnTGuKL98XnFivCuqdWdbulJVDshosOjQ5x0bPLmVd+kohlJ4Nxlk2uSa9Lhdaebl6eIzke3OTj/wAkX7rzZcrObGUn/wAc278L+9LdrG3FumpxtmpJLXg9yM2hByspy+UKy3L0o9PL/wBYYzv4cV7app5a3WKO3m/LfpdIYt2o1agUSJXEYbVNpTsNqbLkctYZ0ycLMpttDnPeUgt+5JDplexXNM6Im3uHLI9uiKo0zF3s9rlPXiPCdMjRM8LFUJye1PcdJs2UobNwkqbyqJRna3hlYJptVXT9ym/fiX7EVbZsioG3qnv4IaxI/SXUzJlRXSqbR47pPuSH0mRJss0NERHffu3e6JaexbGa4u1MWqridGTm123VdrVapzdKp7mE33cXVJp6UvD7cpk9COwoyNxcixIPMlN0kRb+AlUxebYxTF5nZ6kRh3zaN/oxL22MzIeEnsP0spzmLHXmGUS5BxCjuR7ahOqS1JM7H5Ejc09vN+XOvuT7E1Tqqim3e/U7cqZ3KP1ldLf5c3VDocemtOIc5RNLoZe5qTb/AIxkXwDOnMzcc+Lx9Vtaar/Y0vbO2do8KYlqkqjuQq5hWyanQnXkmedXgZX0JWk0q6FZRKp7MVU4xVVbjexTTevNnCbX4Wuhql2RLMLDNBrHaFS5NWefZmQDk5Th8meSwtSl6R5+etO7KXEdIovlKaI0VRGPf7nkxM/w6qtdM6NuF/Tm7faPjteC6JGrHa/l8RctmNMPV0dBt47a3gOZrHYrbuPEYpxylNH3ps19iatkXttcrXdua6ZVZ8Vuh8phw6xEoiZnKsmo5JbU4teTRVbSy2tm336Bcj283VnVVRyK8Iqn7tEVc21Vds/IHsct9p9TuLTHVflNuVco/wDhHpZf+tcYzv4cV7a83ra7eZ2835b9Lv3Cm2pir1/tTVaJIoJP0/trTZMlxKykRSLMpeVJFk3XMi37i324DdUZsVX00aY3OcY5tvt4R3vWHdsqazWadCXQ34MSvtyHMNT33UZZfJvCJaEkambkVyvcM2bT96Kb23TvWZjT9m9r72hF29scspUOo0fkEmVJqMSsNrk5uQrpqCcM/wAUnVJaDIy8H9ol4tfVmZ30azJxjXnRHPW2Z22GsRMAUnFfcyZyK3Nbh06lKmEhSkP5tF1Tps5U58vg24HxFqpmK6aPtT03JTaYrq+zT1xs/cPbbESaHimqYiox0NWFHijzYqJKZilOncsiVJQ0m+fmlYzL3RJnsRVGOdNo6epFM/vMzZTE8Jv5Q8ntsdj0+vnVMOvU6sUSAiqopjshtRSIrp2Sonm0qyHc+cWU7CZSc2m+yqKZ75SjGYjVVTMxwbdM2wNz8RUGjIppF27ovbpT5Sc2ieQ16Bp0+d4PhXL4BrKxmzlI/wDHHMjGKJ+/VNPdZDROyEiyI+DDKjWlYtkmwuOUm5RGyk8mS4atLn5jIzJNk8D3jcZO+UzPlzul7JVNqJq2TZkxFt/i0WkV6c5R9V+kVhVGjxSkW5QaCzKeNWkemRJ6LH8I40VXij578LOtWTtVMbIpnnqWrEf5RFZftl1UJXl42zFew6V02mzjRVnRE7WUZaAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAUhhP1WGM+pmvo6eCrvBABSHZdeLam9cs+ayQWHB4a/Nylf9DY+iSKiSBABngzZUGW1Lir05DJ5m12I7H8CrkLEpMEmdKkzVzX155Ti9RbliK6r3vYrEJT2dC1Y6Uk7jDEbz8l9yZmdls8mkKyN72v0bZbFx6BLYW2rfG+x4ZxXiFmm9rW5qihbrNGSTtY8xWUZGot/kMameiQ1KnVahVJZy57xvyFESTWZEW4uG5NiGYhbvT1ZqT1LYpbj2aDGUa2Wcqdyjvc8xFmPwj4mLOM3SGkAAAAA+mRFQmN6+7h7CNXrjTRPuU6K5IQ0o8pKNBXsZ7xyy1VqenPBvJ03l8zScPbWWtlLsSThRPIDmd0k2tnOimpZW1TM2SXm8D9vuDtVP7uqi+H7n1+rFH8XPtj+9j0d1UsL4+qrtRxRhqmx5cbaHQozE5t2STRwHHGEpNznJ9NQSOgt9wymRzZqyWrPvfuXJ5X4K9dETFuKTp+yzFEfEVNStps6RhnDrlNgSCcLPKmSWjS4eQ7GhJGo/C9z9mct2oysxprjNiN0Jk4t+7j7tU1Tx1IukbLsaysIYDwbWKZyekQpEmXiR4no5uN5XluR221oWpws996mvjHauYqyudqpoi3fa3RmLxRVEaaqujq9leHavgLCGKTqUE2UtVGfUILBvJdNyKltJtGbiVOmWYkeu53lHHK5XNyFP3qace+8ulOTzstNtFUwpeoR9ocjZxIrL2FbUqZWO6yRWeXxjI21cGyj/jSKx8ePuDUfwpyV/wDj63lJ/ixlLfbpt3RHjazvK9s8x/MdxOzQYUZ+ibQeSSnpz0gm1QDKy3SU2ZZnb3O2UT91aP3VWimuZvxSnK3tlY0zRa3BtYy2TYrnVaodqWfSIVAp8KhzVONJzTIMlLxFlNWZO5PFREQVVzOfVrnKRVHdaYnxZooiIppnGmKKonv1Nen7FsSmdSpT7JMRKlhZiA5UdRtSe2iXdZZGklals53M8tjDK0xNNcR9+iae6mLNUTOfTVOyu/5pmUhhXBm0YsQU7EVcpLMd3CdEVTKVCYlNuqnSCQaSczcxLSVEdrLPcNV1/wAyuPiymrZjdKaI7FH2aJmbovBGyfHVKqE9moxs0HGtKkIxK+lxi8OoOqdUmySXdSSS5bmXK4zNMfu6snGiIpmmd8RF24yk/vKcprzpvG67cwjs42h9uMJN16BGi07AjUlMSSzJS4c9x0rNZUERG0RWK+cbz8Zr+1mWiGM3DM+zn51+N25QMI44jY9exTBwyxhiMcaR21gomtS11SQslLby+Chv0075jNPujnHZoqiNcdmNk7Wqu1VTfbjO5CUHY3imJUcG4hlU/wDu922fqGKMj7SWY6FnzCQylwmeBb9JJn5R0ydqK4iPhiiY4zHvcx

Скачать книгу