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so cleverly that the equity of redemption is merely a name. But in this age of semi-suburban development, when Roads and Terraces and Parks and Gates and other Anglo-European substitutes for streets serve as “springes to catch woodcocks,” a young couple on real estate ownership bent should have the discerning eye of a Mrs. Julius Cæsar in order not to fall a prey to the specious land and lot speculator. If you happen to hit on a Sunset Terrace, everything is rose color, but to find one’s self an owner in fee on a Locust Road, next door to crushed strawberry and a cast-iron stag, will palsy the hopes of the hopeful.

      What attractive, roomy, tasteful affairs many of these semi-suburban villas, which are built nowadays on the new Roads, Terraces, Parks, Gates, and even Streets, are to be sure. There are plenty of homely ones too, but it is a simple matter to avoid the Egyptian renaissance scroll, and the inlaid jewel work and stained-glass bull’s eyes if one only will. They seem to be affording to many a happy solution of the ever new and ever old problem, which presents itself to every man who is about to take a wife, whether it is preferable to live in the city or the country. These new suburbs, or rather outlying wards of our large cities, which have been carved out of what, not many years ago, was real country where cows browsed and woods flourished, must be very alluring to people who would fain live out of town and still be in it. When, by stepping on an electric car or taking the train, you can, within a quarter of an hour, be on your own piazza inhaling fresh air and privileged to feast your eyes on a half acre or less of greensward belonging to yourself, there would seem to be strong inducements for refusing to settle down in a stuffy, smoky, dusty, wire-pestered city street, however fashionable. Rapid transit has made or is making the environs of our cities so accessible that the time-honored problem presents itself under different conditions than formerly. There is no such thing now as the real country for anybody who is not prepared to spend an hour in the train. Even then one is liable to encounter asphalt walks and a Soldier’s monument in the course of a sylvan stroll. But the intervening territory is ample and alluring.

      For one-half the rent demanded for a town house of meagre dimensions in the middle of a block, with no outlook whatever, new, spacious, airy, ornamental homes with a plot of land and a pleasing view attached, are to be had for the seeking within easy living distance from nearly every large city. When I begin to rhapsodize, as I sometimes do, I am apt to ask myself why it is that anybody continues to live in town. It was only the other day that I happened, while driving with my wife in the suburbs, to call her attention, enthusiastically, to the new house which Perkins has secured for himself. You may remember that Perkins is the thin, nervous lawyer with four daughters, who is solicitous as to what will become of them when he is dead. We drove by just as he came up the avenue from the station, which is only a three minutes’ walk from the house. He looked tired – he always does – but there was already a fresh jauntiness in his tread as though he sniffed ozone. He looked up at the new house complacently, as well he might, for it is large enough even for four daughters, and has all the engaging impressiveness of a not too quaintly proportioned and not too abnormally stained modern villa, a highly evolved composite of an old colonial mansion, a Queen Anne cottage, and a French château. Before he reached the front door, two of his daughters ran out to embrace him and relieve him of his bag and bundles, and a half-hour later, as we drove back, he was playing lawn tennis with three of his girls, in a white blazer with pink stripes and knickerbockers, which gave his thin and eminently respectable figure a rather rakish air.

      “Barbara,” I said to my wife, “why isn’t Perkins doing the sensible thing? That’s a charming house, double the size he could get for the same money in town – and the rent is eight hundred or a thousand dollars instead of fifteen hundred or two thousand. He needs fewer servants out here, for the parlor-maid isn’t kept on tenterhooks to answer the door-bell, and there is fresh air to come back to at night, and the means for outdoor exercise on his own or his neighbor’s lawn, which for a nervous, thin-chested, sedentary man like Perkins is better than cod-liver oil. Think what robust specimens those daughters should be with such opportunities for tennis, golf, skating, and bicycling.

      “On Sundays and holidays, if the spirit moves him and his wife and the girls to start off on an exploring expedition, they are not obliged to take a train or pound over dusty pavements before they begin; the wild flowers and autumn foliage and chestnut-burs are all to be had in the woods and glens within a mile or two of their own home. Or if he needs to be undisturbed, no noise, no interruption, but nine hours’ sleep and an atmosphere suited to rest and contemplation on his piazza or by his cheerful, tasteful fireside. Why isn’t this preferable to the artificial, restless life of the city?”

      “And yet,” said Barbara, “I have heard you state that only a rich man can afford to live in the country.”

      Women certainly delight to store up remarks made in quite another connection, and use them as random arguments against us.

      “My dear Barbara,” said I, “this is not the country. Of course in the real country, one needs so many things to be comfortable nowadays – a large house, stables, horses, and what not – it has always seemed to me that a poor man with social or cultivated instincts had better stay in town. But have not Perkins and these other semi-suburbanites hit the happy medium? They have railroads or electric cars at their doors, and yet they can get real barn-yard smells.”

      “I doubt if they can,” said Barbara. “That is, unless they start a barn-yard for the purpose, and that would bring the health authorities down upon them at once. If this were the country, I could entirely thrill at the description you have just given of your friend Mr. Perkins. The real country is divine; but this is oleomargarine country. On the other hand, however, I quite agree with you that if Mr. Perkins is delicate, this is a far healthier place for him than the city, in spite of the journey in the train twice a day. The houses – his house in particular – are lovely, and I dare say we all ought to do the same. He can certainly come in contact with nature – such nature as there is left within walking distance – easier than city people. But to console me for not having one of these new, roomy villas, and to prevent you from doing anything rash, I may as well state a few objections to your paradise. As to expense, of course there is a saving in rent, and it is true that the parlor-maid does not have to answer the door-bell so often, and accordingly can do other things instead. Consequently, too, Mrs. Perkins and the four girls may get into the habit of going about untidy and in their old clothes. A dowdy girl with rosy cheeks and a fine constitution is a pitiable object in this age of feminine progress. Mr. Perkins will have to look out for this, and he may require cod-liver oil after all.

      “Then there is the question of schools. In many of these semi-suburban paradises there are no desirable schools, especially for girls, which necessitates perpetual coming and going on trains and cars, and will make education a wearisome thing, especially for Mrs. Perkins. She will find, too, that her servants are not so partial to wild flowers and chestnut-burs and fresh air as her husband and daughters. Only the inexperienced will apply, and they will come to her reluctantly, and as soon as she has accustomed them to her ways and made them skilful, they will tell her they are not happy, and need the society of their friends in town.

      “Those are a few of the drawbacks to the semi-suburban villa; but the crucial and most serious objection is, that unless one is very watchful, and often in spite of watchfulness, the semi-suburbanite shuts himself off from the best social interests and advantages. He begins by imagining that there will be no difference; that he will see just as much of his friends and go just as frequently to balls and dinner-parties, the concert and the theatre, the educational or philanthropic meeting. But just that requisite and impending twenty minutes in the train or electric car at the fag end of the day is liable to make a hermit of him to all intents and purposes by the end of the second year. Of course, if one is rich and has one’s own carriage, the process of growing rusty is more gradual, though none the less sure. On that very account most people with a large income come to town for a few months in winter at any rate. There are so many things in life to do, that even friends with the best and most loving intentions call once on those who retire to suburban villas and let that do for all time. To be sure, some people revel in being hermits and think social entertainments and excitements a mere waste of time and energy. I am merely suggesting that for those who wish to keep in close touch with the active human interests of the day, the semi-suburban villa is somewhat of a snare. The Perkinses will have to exercise eternal

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