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beauty, but her wealth. She was penniless. It seemed very queer. It seemed to contract her world. She could not understand it.

      Brenda, who had a stronger nature, began to perceive the position more quickly.

      “Please,” she said – and her young voice had no tremble in it – “please tell me exactly what this means and why – why we were neither of us told until now?”

      Mr Timmins shrugged his shoulders.

      “How old were you, Brenda, when your father and mother died?” he asked.

      “I was fourteen,” she answered, “and Florence was thirteen.”

      “Precisely; you were two little girls: you were relationless.”

      “So I have always been told,” said Brenda.

      “Your father left a will behind him. He always appeared to you to be a rich man, did he not?”

      “I suppose so,” said Brenda. “I never thought about it.”

      “Nor did I,” said Florence, speaking for the first time.

      “Well, he was not rich. He lived up to his income. He earned a considerable amount as a writer.”

      “I was very proud of him,” said Brenda.

      “When he died,” continued Mr Timmins, taking no notice of this remark – “you know your mother died first – but when he died he left a will, giving explicit directions that all his debts were to be paid in full. There were not many, but there were some. The remainder of the money was to be spent on the education of you two girls. I assure you, my dears, there was not much; but I have brought the accounts with me for you to see the exact amount realisable from his estate and precisely how I spent it. I found Mrs Fortescue willing to give you a home in the holidays, and I arranged with her that you were to go to her for so much a week. I chose, by your father’s directions, the very best possible school to send you to, a school where you would only meet with ladies, and where you would be educated as thoroughly as possible. You were to stay on at school and with Mrs Fortescue until the last hundred pounds of your money was reached. Then you were to be told the truth: that you were to face the world. After your fees for your last term’s schooling have been met and Mrs Fortescue has been paid for your Christmas holidays, there will be precisely eighty pounds in the bank to your credit. That money I think you ought to save for a nest-egg. That is all you possess. Your father’s idea was that you would live more happily and work more contentedly if you were allowed to grow up to the period of adolescence without knowing the cares and sorrows of the world. He may have been wrong; doubtless he was; anyhow, there was nothing whatever for me to do but to obey the will. I came down myself to tell you. You will have the Christmas holidays in which to prepare yourselves for the battle of life. You can tell Mrs Fortescue or not, as you please. She has learned nothing from me. I think that is about all, except – ”

      “Yes?” said Florence, speaking for the first time – “except what?”

      “Except that I would like you both – yes, both – to see Lady Marian Dixie, a very old client of mine, who was a friend of your mother’s, and I believe, would give you advice, and perhaps help you to find situations. Lady Marian is in London, and if you wish it, I will arrange that you shall have an interview with her. What day would suit you both?”

      “Any day,” said Brenda.

      Florence was silent.

      “Here is a five-pound note between you. It is your own money – five pounds out of your remaining eighty pounds. Be very careful of it. I will endeavour to see Lady Marian on Monday, and will write to you. Ah, there is my cab. You can tell Mrs Fortescue or not, just as you please. Good-bye now, my dears, good-bye. I am truly sorry, truly sorry; but those who work for their own living are not the most unhappy people, and you are well-educated; your poor father saw to that. Don’t blame the dead, Brenda. Florence, think kindly of the dead.”

      Chapter Three

      Plans for the Future

      Mrs Fortescue was full of curiosity.

      The girls were absolutely silent. She talked with animation of their usually gay programme for Christmas. The Blundells and the Arbuthnots and the Aylmers had all invited them to Christmas parties. Of course they would go. They were to dine with the Arbuthnots on the following evening. She hoped the girls had pretty dresses.

      “There will be quite a big party,” said Mrs Fortescue. “Major Reid and his son are also to be there. Michael Reid is a remarkably clever man. What sort of dresses have you, girls? Those white ones you wore last summer must be rather outré now. It was such a pity that I was not able to get you some really stylish frocks from Madame Aidée in town.”

      “Our white frocks will do very well indeed,” said Florence.

      “But you have grown, dear; you have grown up now,” said Mrs Fortescue. “Oh my love!” She drew her chair a little closer to the young girl as she spoke. “I wonder what Mr Timmins meant. He did not seem at all interested in my house. I expressed so plainly my willingness to give it up and to take a house in town where we could be all happy together; but he was very huffy and disagreeable. It was a sad pity that you didn’t stay in for him. It put him out. I never knew that Mr Timmins was such an irascible old gentleman before.”

      “He is not; he is a perfect dear,” said Florence.

      “Well, Florence, I assure you he was not at all a dear to me. Still, if he made himself agreeable to you, you two darling young creatures, I must not mind. I suppose I shan’t see a great deal of you in the future. I shall miss you, my loves.”

      Tears came into the little woman’s eyes. They were genuine tears, of sorrow for herself but also of affection for the girls. She would, of course, like to make money by them, but she also regarded them as belonging to her. She had known them for so long, and, notwithstanding the fact that she had been paid for their support, she had been really good to them. She had given them of those things which money cannot buy, had sat up with Florence night after night when she was ill with the measles, and had read herself hoarse in order to keep that difficult young lady in bed when she wanted to be up and playing about.

      Of the two girls Florence was her darling. She dreamed much of Florence’s future, of the husband she would win, of the position she would attain, and of the advantage which she, Mrs Fortescue, would derive from her young friends – advancement in the social scale. Beauty was better than talent; and Florence, as well as being an heiress, was also a beauty.

      It cannot be said that the girls did much justice to Bridget’s hot cakes. They were both a little stunned, and their one desire was to get away to their own bedroom to talk over their changed circumstances, and decide on what course of action they would pursue with regard to Mrs Fortescue. In her heart of hearts, Florence would have liked to rush to the good lady and say impulsively —

      “I am a cheat, an impostor. I haven’t a penny in the world. You will be paid up to the end of the Christmas holidays, and then you will never see me any more. I have got to provide my own living somehow. I suppose I’ll manage best as a nursery governess; but I don’t know anything really well.”

      Brenda, however, would not encourage any such lawless action.

      “We won’t say a word about it,” said Brenda, “until after Christmas Day.”

      She gave forth this mandate when the girls were in their room preparing for dinner.

      “Oh,” said Florence; “it will kill me to keep it a secret for so long!”

      “It won’t kill you,” replied Brenda, “for you will have me to talk it over with.”

      “But she’ll go on asking us questions,” said Florence. “She will want to know where we are going after the holidays; if we are going to stay on with her, or what is to happen; and unless we tell her a lot of lies, I don’t see how we are to escape telling her the truth. It is all dreadful from first to last; but I think having to keep it a secret from Mrs Fortescue is about the most terrible part of all.”

      “It is the part you

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