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with our story, it will be well that some further description should be given here of herself and of her condition in life. Zachary Fay, her father, with whom she lived, was a widower with no other living child. There had been many others, who had all died, as had also their mother. She had been a prey to consumption, but had lived long enough to know that she had bequeathed the fatal legacy to her offspring, – to all of them except to Marion, who, when her mother died, had seemed to be exempted from the terrible curse of the family. She had then been old enough to receive her mother's last instructions as to her father, who was then a broken-hearted man struggling with difficulty against the cruelty of Providence. Why should it have been that God should thus afflict him, – him who had no other pleasure in the world, no delights, but those which were afforded to him by the love of his wife and children? It was to be her duty to comfort him, to make up as best she might by her tenderness for all that he had lost and was losing. It was to be especially her duty to soften his heart in all worldly matters, and to turn him as far as possible to the love of heavenly things. It was now two years since her mother's death, and in all things she had endeavoured to perform the duties which her mother had exacted from her.

      But Zachary Fay was not a man whom it was easy to turn hither and thither. He was a stern, hard, just man, of whom it may probably be said that if a world were altogether composed of such, the condition of such a world would be much better than that of the world we know; – for generosity is less efficacious towards permanent good than justice, and tender speaking less enduring in its beneficial results than truth. His enemies, for he had enemies, said of him that he loved money. It was no doubt true; for he that does not love money must be an idiot. He was certainly a man who liked to have what was his own, who would have been irate with any one who had endeavoured to rob him of his own, or had hindered him in his just endeavour to increase his own. That which belonged to another he did not covet, – unless it might be in the way of earning it. Things had prospered with him, and he was – for his condition in life – a rich man. But his worldly prosperity had not for a moment succeeded in lessening the asperity of the blow which had fallen upon him. With all his sternness he was essentially a loving man. To earn money he would say – or perhaps more probably would only think – was the necessity imposed upon man by the Fall of Adam; but to have something warm at his heart, something that should be infinitely dearer to him than himself and all his possessions, – that was what had been left of Divine Essence in a man even after the Fall of Adam. Now the one living thing left for him to love was his daughter Marion.

      He was not a man whose wealth was of high order, or his employment of great moment, or he would not probably have been living at Holloway in Paradise Row. He was and had now been for many years senior clerk to Messrs. Pogson and Littlebird, Commission Agents, at the top of King's Court, Old Broad Street. By Messrs. Pogson and Littlebird he was trusted with everything, and had become so amalgamated with the firm as to have achieved in the City almost the credit of a merchant himself. There were some who thought that Zachary Fay must surely be a partner in the house, or he would not have been so well known or so much respected among merchants themselves. But in truth he was no more than senior clerk, with a salary amounting to four hundred a year. Nor, though he was anxious about his money, would he have dreamed of asking for any increase of his stipend. It was for Messrs. Pogson and Littlebird to say what his services were worth. He would not on any account have lessened his authority with them by becoming a suppliant for increased payment. But for many years he had spent much less than his income, and had known how to use his City experiences in turning his savings to the best account. Thus, as regarded Paradise Row and its neighbourhood, Zachary Fay was a rich man.

      He was now old, turned seventy, tall and thin, with long grey hair, with a slight stoop in his shoulders, – but otherwise hale as well as healthy. He went every day to his office, leaving his house with strict punctuality at half-past eight, and entering the door of the counting-house just as the clock struck nine. With equal accuracy he returned home at six, having dined in the middle of the day at an eating-house in the City. All this time was devoted to the interests of the firm, except for three hours on Thursday, during which he attended a meeting in a Quaker house of worship. On these occasions Marion always joined him, making a journey into the City for the purpose. She would fain have induced him also to accompany her on Sundays to the English Church. But to this he never would consent at her instance, – as he had refused to do so at the instance of his wife. He was he said a Quaker, and did not mean to be aught else than a Quaker. In truth, though he was very punctual at those Quaker meetings, he was not at heart a religious man. To go through certain formularies, Quaker though he was, was as sufficient to him as to many other votaries of Church ordinances. He had been brought up to attend Quaker meetings, and no doubt would continue to attend them as long as his strength might suffice; but it may be presumed of him without harsh judgment that the price of stocks was often present to his mind during those tedious hours in the meeting-house. In his language he always complied with the strict tenets of his sect, "thou-ing" and "thee-ing" all those whom he addressed; but he had assented to an omission in this matter on the part of his daughter, recognizing the fact that there could be no falsehood in using a mode of language common to all the world. "If a plural pronoun of ignoble sound," so he said, "were used commonly for the singular because the singular was too grand and authoritative for ordinary use, it was no doubt a pity that the language should be so injured; but there could be no untruth in such usage; and it was better that at any rate the young should adhere to the manner of speech which was common among those with whom they lived." Thus Marion was saved from the "thees" and the "thous," and escaped that touch of hypocrisy which seems to permeate the now antiquated speeches of Quakers. Zachary Fay in these latter years of his life was never known to laugh or to joke; but, if circumstances were favourable, he would sometimes fall into a quaint mode of conversation in which there was something of drollery and something also of sarcasm; but this was unfrequent, as Zachary was slow in making new friends, and never conversed after this fashion with the mere acquaintance of the hour.

      Of Marion Fay's appearance something has already been said; enough, perhaps, – not to impress any clear idea of her figure on the mind's eye of a reader, for that I regard as a feat beyond the power of any writer, – but to enable the reader to form a conception of his own. She was small of stature, it should be said, with limbs exquisitely made. It was not the brilliance of her eyes or the chiselled correctness of her features which had struck Hampstead so forcibly as a certain expression of earnest eloquence which pervaded her whole form. And there was a fleeting brightness of colour which went about her cheeks and forehead, and ran around her mouth, which gave to her when she was speaking a brilliance which was hardly to be expected from the ordinary lines of her countenance. Had you been asked, you would have said that she was a brunette, – till she had been worked to some excitement in talking. Then, I think, you would have hardly ventured to describe her complexion by any single word. Lord Hampstead, had he been asked what he thought about her, as he sat waiting for his friend, would have declared that some divinity of grace had been the peculiar gift which had attracted him. And yet that rapid change of colour had not passed unobserved, as she told him that she was sorry that he did not go to church.

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