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British Lion before his midday meal," remarked the representative of "New York Light." "Another minute, and he'd have snatched a free lunch – Kidd with Hunter Sauce! But serve me up on toast if he hasn't got sauce enough of his own."

      "He comes of a hot-tempered family." Cadwallader Hunter explained his English relative.

      "I should say they'd been hot ever since William the Conqueror," commented Mr. Kidd. "Good family to keep away from when you haven't got your gun. I forgot mine this morning."

      But he had not forgotten his stylographic pen.

      The moment that the door had slammed, Loveland's ears tingled with the consciousness that not only had he been guilty of a very rude act, but a particularly stupid one.

      He had never liked Cadwallader Hunter, had lately grown tired and sick of him, and detested him cordially now, for a peppery second or two; yet all this did not do away with noblesse oblige. Nothing could excuse forgetfulness of one's obligation, the obligation to be a gentleman; and Loveland was irritably aware that he had forgotten it.

      He reminded himself that a great liberty had been taken with him at an inopportune moment, that he was not used to having liberties taken with him at the best of times, and that Cadwallader Hunter deserved all he had got for coming up to him uninvited, with a stranger – a newspaper man – in tow. Still, Val was not happy, and if he had not been too stubbornly proud to yield to his first impulse, he would have flung open the door and run after his visitors with apologies. But no; he would not do it. A bad precedent to make with a person like Cadwallader Hunter, he said, excusing himself. The Major would take advantage of it; and as for the journalist, he – Lord Loveland – stood on purple heights so lofty that he need fear no spiteful yapping of dogs on lower levels. Nothing could drag him down to their depths; and as his idea was that American newspaper men were no slaves to truth, he told himself that this one would probably have lied in any case.

      With such thoughts vaguely stirring in his mind, and assured that Cadwallader Hunter's past civility had been entirely for what he could get, Loveland tried to re-establish friendly relations with his own conscience; but the uneasy pricking would not stop. It drove him up and down, in and out of one beautifully furnished room to another, in irrepressible restlessness, and a presentiment of worse things to come than he had yet suffered.

      He had meant, when his unpacking was done, to dress and lunch in the restaurant, whose fame had reached even the dining-room of the Guard's Club. But that was before the Nightmare. Now he did not want to look at his fellow-beings or be looked at; and he pressed his electric bell viciously to order luncheon sent up.

      It came presently, and would have been delicious to a man without a grievance, but Loveland's grievance was so gigantic that it had crowded out his appetite; and scarcely knowing what he ate, he went through course after course, brooding on his wrongs, and pondering the chances of revenge.

      Useless to waste money in cabling instructions for Foxham's arrest, he reflected. The wretch, who had planned everything so well, would long ago have taken himself out of harm's way, and it would be like setting Scotland Yard to look for a very small, rusty needle in a haystack as big as England and the Continent, to expect the thievish valet to be found. Months ago, in an expansive moment, when Loveland had nothing better to do than listen while his boots were being laced, Foxham had confessed that at one time he had been an actor, "in a humble way." His speciality had been quick disguises, "lightning changes"; and he had been successful in a "turn" done at provincial music halls. Loveland could imagine Foxham disguising himself very well, and being almost as good an actor as he had been a valet. He was perhaps masquerading now as a Salvation Army Preacher, or a Beauty Specialist; or setting up as a grocer on the money got by the betrayal of his master.

      No, Loveland decided, he need not hope to punish Foxham. His time might be better employed in planning the reconstruction of his own wardrobe.

      A man, even a Marquis, can live without tie pins or a change of shirt studs, but he cannot live without such clothes as Society expects of him. Loveland thought with almost passionate regret of his tailor's achievements, lost to him for ever, and with anxiety of the difficult matter it would be to replace them.

      The hundred and fifty pounds represented by his letter of credit could not be spared for American tailors and bootmakers; that went without saying. These persons would have to trust him. But – were American tailors and bootmakers of a trusting nature? Loveland had somehow got the impression that they were not, and that even if you were a Duke – much less a Marquis – and flaunted a copy of Burke under their noses, they would still want some native millionaire to guarantee them against loss.

      Cadwallader Hunter was not a millionaire (this was the one damaging statement he had voluntarily made against himself) but he knew millionaires and was known by them; and with a pang of selfish regret, even sharper than his first remorse, Loveland repented his wastefulness in throwing away such a friend. If he had not slammed the door almost upon Cadwallader Hunter's high, thin nose, he might now have summoned him by telephone, and have got him to trot about introducing the Marquis of Loveland to the best tailors in New York. Of course, the Major would not accept the snub as final: he was not that sort of person; but it was beneath the Loveland dignity to insult a man and then ask a favour of him. The only thing for Val to do was to wait until he had collected other friends more solid, more valuable, than Cadwallader Hunter, and as soon as possible tell the tale of his misfortunes. Of course, everybody would be delighted to help Lord Loveland; and, by the way, there was Mr. Coolidge who could be approached, if worst came to worst.

      But worst had not yet come to worst, and as Val's spirits rose with a mingling of good food and bright hopes, he decided against Coolidge as a refuge for the present. In spite of all, he would stick to his guns and not forgather further with the Mauretania people until he had seen what Harborough's letters produced. He could get on for a day or two, and meanwhile there were things to do.

      When he had been cheered by luncheon, and soothed by cigarettes, he sent for a motor taxi-cab. The afternoon was still young, and so full of sparkle and gayety that life seemed worth living after all; therefore Lord Loveland had begun to value himself almost as highly as ever, by the time his smart little automobile pulled up in front of the bank.

      It was a stately bank, well worthy of its London connection; and he handed in his visiting card and letter of credit, with the air of one entitled to receive unlimited sums. The cashier, however, having looked at him, the card, and the letter, did not appear to be impressed. Instead of replying in words to Loveland's demand for twenty pounds, he walked away with the letter of credit in his hand, and vanished behind a swing door. Loveland thought that he had probably gone to fetch the manager, who would perhaps desire to see in person a titled client of some importance. But after a short delay the cashier returned alone, and having strolled back to his place behind the grating, there stood silent for a moment.

      "I'm rather in a hurry," said Loveland. "I suppose there'll be no red tape about my getting twenty pounds? I want it this afternoon."

      The cashier smiled a dry smile, and his voice sounded dry as he answered. "I don't know about the red tape, but I'm sorry to tell you we have no instructions from London to pay."

      "What?" cried Val, reddening with annoyance. Several people writing cheques or waiting for money at the counter, looked up and continued to look. "You have no instructions?"

      "No instructions to pay," repeated the cashier, putting on the last word an emphasis which sounded offensive to Loveland's ears, though he hastily assured himself that it could not possibly have any such meaning.

      "This is very inconvenient," said Val, to whom Bridge and tips on shipboard had left exactly seventeen shillings, three pence halfpenny.

      "I'm sorry for that," remarked the cashier, still more formally, more unsympathetically, and – one might almost have said – more disrespectfully, than before.

      Loveland, though inclined to storm, reflected a moment. He had intended to sail on the Baltic, which was due to leave English shores only yesterday, and might not arrive at New York for seven or eight days. He had not given anyone notice – not even his mother – that he had changed his intention, and very likely the London papers had paragraphed him as a passenger

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