Финансовый компас - Валентин Лаптев

Скачать книгу

субъективно и меняется у каждого человека. Я рекомендую стремиться к финансовой независимости – состоянию, когда вы зарабатываете больше, чем тратите, и имеете источники пассивного дохода. Финансовая независимость – более конкретный и измеримый показатель, на который стоит ориентироваться.

      Конец ознакомительного фрагмента.

      Текст предоставлен ООО «Литрес».

      Прочитайте эту книгу целиком, купив полную легальную версию на Литрес.

      Безопасно оплатить книгу можно банковской картой Visa, MasterCard, Maestro, со счета мобильного телефона, с платежного терминала, в салоне МТС или Связной, через PayPal, WebMoney, Яндекс.Деньги, QIWI Кошелек, бонусными картами или другим удобным Вам способом.

/9j/4AAQSkZJRgABAQEASABIAAD/2wBDAAIBAQIBAQICAgICAgICAwUDAwMDAwYEBAMFBwYHBwcGBwcICQsJCAgKCAcHCg0KCgsMDAwMBwkODw0MDgsMDAz/2wBDAQICAgMDAwYDAwYMCAcIDAwMDAwMDAwMDAwMDAwMDAwMDAwMDAwMDAwMDAwMDAwMDAwMDAwMDAwMDAwMDAwMDAz/wgARCAkHBcEDAREAAhEBAxEB/8QAHQABAAEEAwEAAAAAAAAAAAAAAAIBAwQFBgcICf/EABcBAQEBAQAAAAAAAAAAAAAAAAABAgP/2gAMAwEAAhADEAAAAfAfYAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAPT2HKwDOjy7pwrQAAAAAAAAAAAAAAAAAAAAAAAAAD0Zhz8iDkceVtOvNAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAB7J5vG3QBcj25h4f6AAAAAAAAAAAAAAAAAAAAAAAAAAPaHN4v6AO7ctadSaAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAD2TzeNugAe0Obxf0Dv3DuCLVUjglecKwtB7P5taDsU+fvQO3MPQ0YVZp4/rjunYuQ660A9NYdB16fyyzmp1+dKacDO346K2HfWGzPOW3ovDzpsB6Nw8/1haAAD2jzeLugDu3LWnUml+PY2GXVyOsazTzJt2Ll6by44DfHQVa6u8MudHFjXHmXTjmnrbDkUVOLHk/oHq/mziRvTyJpx7QAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAe1Obg1Ac/jqavP23Z+XbuXlPoG9y+rGHyZ2wNB7Kw8a7D2TzeNujkmXrXLxN0DMj3Jh4P6O28h1JoB7Nw8ZbDeR6Qy8p7DeR3/l5k25Jl6jjEPIe3rjm8j9AHrzDylWBoAAPaWHi3YDu3LWnUmnszm8xacQ0HojD0pHzj6O28h1JoOz8uXnQOg9N4dI6cSoeqObqzTqrQdt4dinl/b1xzeR+gZ+XrTLx50AAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAD2bzeX9gOeZd1x4r6PaHN4x2jQHuDm8XaYGk49h4eOegeyebxt0evcMs0YB3lHhrTkR6Oy4FQHITxlsN5HpDLynsN5Hf+XmTb2pzeQNPU8eQ9vbWHEQDv2PnLpgaAAD2nzeLOgDu3LWnUmntLm8W9AA94c3g/o7byHUmg7Py5edA6D03h0jpxKh9GebpKgB3VHzp6PbuHHgcxjzVp1PoAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAPZPN426AB7I5vIG3sTLxlsAPafN470wNOY5dzR5o2Hsnm8bdHsPm80aa+gBqTtWM86kAPX0eMthvI9IZeU9hvI7/ymdOVxM9Wx5D29ec3lLQD1xl5H0wNAAB7U5vFfQB3blrTqTT2bzeMugAe4+bw50dt5DqTQdn5cvOgdB6bw6R04lQ9u83j7YAW40+nrzm8paDnJ3hl5H6AAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAB7J5vG3QAPbvN4j27py3x532GXH1j5vlBtgaeh8OBV1roPZPN426Ob5eh8vIPQB7J5vHO3bEDqTQD2bh4y2G8j0hl5T2G8j2Jh1nXmvbPy9Wx5D29cc3kfoA9eYeUqwNAAOeZd1x5Y2A7ty1p1Jp7aw8eVqNB3Jh7Cy+bPV23kOpNB2fly86B0HpvDpHTiVD1/h52rhOg3GXpvLyZ0euObyP0Ae0ebxd0AAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAD19zbCgMuOlq6P2Hp7DnMY5tDjh5O07Mj0FHiLoA9Yc3k/oHf2HbsYJsToOundu0ch1doB605vJfQN1l35HmnYbrL35l86egZ+XpbLy10eouby70AepebzTpgaAD0bh2weI9MagO4MsA6u02OXtCNdF04rWVHkro7RyHV2g7Gy5RHSOw9EYdQVxbQXY9l4VImwrxjWu09k812hkx0XXTmwAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAFIoAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAACVAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAACOUcgAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAABc6AAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAABHKOQAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAudAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAjlHIAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAepo8z1gnoiOo64mAXOgAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAARyjkAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAOyj3DGoNJHgbQAXOgAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAARyjkAAAAAAAAAAAAAAAAAAAAAAAAAAAAAM85eccNIAAAAZ5zA42aQAAAAAAAAAAAAAAAAAAAudAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAjlHIAegosHQlAAD3NHjCtQAAemY72PnhQHvvLwJoAAO545aea6AA9uRgnjGgAPVEdWHVVAAD3xl4H0AHOT3XljVwY5Scqjx5XRtAAc4PdWWPXBzlJyyPHldF0APb8dlRiUBejhdeF6xwc5PRceO6AAHJT1jHimgPfeXgTQACp9PcvFddK1c6AAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAABHKOWUezo7MjnRA4Uda14urEAPoPHhGtMADmh7fyzK+cFAfR/L5waAADvSOaHlegBM+l+WQfMXQAD1/HUB0/QAA+jcfOSgOzD3jl85dOOAGSe+Mun68vUB2Ue8svnNpxwAyT33l07Xl2gPf8eIK4+ADv6O3zxFQ7APUEeH6AAHKD2XHgygPo/HzgoAD2JHcseTq6Hq50AAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAACOV7L6TZeO66Vr0pGOec67qj2THzV0xgfQePCNaYAvH0ky+d+n0Fj5wUB9H8vnBoAAO9I5oeV6AHfcdgG4OlTpagB6/jqA6foAAfRuPnJQuH09j5p1qgAAfSrLwDpxMmfTzL5q6aoAAH0vy+funEge/wCPEFcfAAPpBHzfodgHqCPD9AADlB7LjwZQH0fj5wUAO0T1LHWJw86Hq50AAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAACOXr/Dro6DoelIxzznQ79jsY8eUPoPHhGtMAe4I6GOmK+j8fOCgPo/l84NAAB3pHNDyvQA+kOXz00zD3xHzloAev46gOn6AAH0bj5yUO+Y7CPIlAAAcvM04Gd8R2GeRKAAA7Qj0yeFqHv8AjxBXHwAbw99R86aHYB6gjw/QAA5Qey48GUB9H4+cFAbA+j8fNyvTkcPOh6udAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAjl9IcPm5QHpSMc850B9I8vm5oPoPHhGtMDuqO8zxFQ+j8fOCgPppl4/oAAdtHGTyvQG8PoBHzjofSfL516awA9fwOtAAAeuD5p0PdseSK4SAAAAD3bH

Скачать книгу