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These days, having some level of personal debt is the norm: everyone you know has a credit card, a mortgage, a personal loan. And no matter your income level, the habits and behaviours associated with accumulating debt are universal; once you're in it, you become trapped in a never-ending cycle of working, paying bills, working some more, paying more bills. You feel like you are working for the bank (paying THEM interest on your debt), when really the bank should be working for you (paying YOU interest on your savings). And because everyone's in this situation, we consider it normal! What people don't talk about is that not only can debt have a negative impact on your finances, it can also compromise your personal wellbeing. This book shows you how to alter your mindset so you can live a happier, healthier and less stressful life. By becoming aware of where your money is going you'll manage to cure yourself of the debt affliction and remain free of its grasp. Life coach Tim Williamson, a former bank employee and debt collector, shares his insider knowledge on how the finance industries prey on people's behaviours in order to reap the most money from personal loans and credit card debts. In just three hours you will learn the simplest way to shrug off the shackles of debt, and how to transform your attitudes and behaviours towards credit so that you never get caught out again.

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A leading motivational speaker on how to finally break the smoking habit-in only three hours Of the 46 million adult Americans who now smoke, the vast majority would like to quit. In about as much time as it takes to read his new book, author Tim Williamson outlines a proven, life-changing plan that will free smokers from their addiction permanently-without nicotine patches and gums. Escape from Smoking not only offers all the tools and processes that will help smokers quit smoking for life, it's interactive workbook style allows them finally to reflect on their situation and record their thoughts and feelings about why they want to quit and what they ultimately want to get out of life. Includes additional resources and backup that enhance one's determination to quit A journey of empowerment, Escape from Smoking helps smokers reclaim their lives through a program that will enable them to feel better, look younger, save money, and experience the triumph of a smoke-free life.

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