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      ‘I have heard that he is excellent,’ Susannah replied. ‘Do you enjoy music, sir? I like to play the pianoforte, though I am not an accomplished musician. I enjoy good singing, though I have little voice myself.’

      ‘Music is one of life’s true pleasures,’ Harry agreed. ‘Reading, poetry and good works of fiction are also very agreeable—do you not think so?’

      ‘Yes. Yes, I do,’ Susannah replied. They had not often spoken at such length and she warmed to him, for he was an intelligent man and seemed to think much as she did about such things. ‘I love to ride when I have a horse available and to walk in the country…’ A flush touched her cheeks—she had realised that she ought to be honest with him. ‘I believe I should tell you something, sir. When we met in company, it was not for the first time.’

      ‘Did you know me at once?’ Harry asked. ‘I did not place you until my return home later that evening. I must apologise for my behaviour that day, Miss Hampton. I was so shocked by the knowledge that| I might have killed you that I lost my temper. It was abominably rude of me.’

      ‘I think I was as much at fault,’ Susannah said, a flush in her cheeks. ‘I did hear something before I dashed across the road, but I thought I had time and I was not truly thinking—I had my head in the clouds, as Mama would say.’

      ‘You are a remarkable young lady,’ Harry told her. ‘However, you must allow me to bear the fault, for it was my damnable temper. I try to control it, but sometimes when I am much moved it escapes me.’

      Susannah laughed, her eyes alight with amusement. ‘You speak of your temper as though it is a wild beast, sir.’

      ‘Exactly so,’ Harry replied, amused by her perception. She was refreshingly honest and utterly charming, and he was becoming more and more addicted to her company. ‘Perhaps we should take our places? I believe they are about to begin….’

      He offered her his arm and they walked to an unoccupied sofa, sitting down next to her as the musicians began to play.

      ‘What do you think of the latest “rage”?’ Toby asked when he met his uncle outside White’s the following afternoon. Harry was leaving the gentleman’s club, Toby just arriving, having spent the previous night at a gaming hell where he had drunk a little too much, sleeping heavily that morning as a consequence. He grinned at his cousin. ‘Have you heard the rumour that you are in the petticoat line at last? At the moment they cannot decide between Miss Hamilton and Miss Hampton, though the delightful Susannah is thought to be slightly in the lead.’

      Harry grimaced. ‘If you waste your time listening to gossip, you will never acquire the skills you need to join the Four-in-Hand. Had you forgotten our appointment this morning? I thought you wanted to drive my team to Richmond?’

      ‘Good grief!’ Toby smote his forehead with the palm of his hand. ‘It went right out of my head, Harry. I went to a gambling hell last night and drank a little too much and slept late this morning. I’m dashed sorry!’

      ‘So you should be,’ Harry told him with a severe look. ‘I dare say your pockets are to let this morning?’

      ‘It isn’t quite that bad,’ Toby said with a wry grimace. ‘Northaven did try to involve me in a high-rolling card game again last night, but I stuck to the dice with my friends and lost about five hundred to Jackson. It was a sum I could afford to lose, particularly as I won a thousand from Ravenshead the other evening.’

      ‘I am relieved to hear it,’ Harry said. ‘I do not wish to carp, Toby, but it can be very expensive in town if you play too deep. You will end up owing your tailor and everyone else bills you cannot pay if you are not careful. If the worst happens, you may apply to me, of course—but I should warn you that I shall take a dim view.’

      ‘I dare say I should be in trouble had I let myself be cajoled into playing with Northaven,’ Toby said. ‘I saw young Harlow sit down with them a few nights ago. He lost a fortune. I am not sure of the amount, but I know it was a great deal, for a crowd gathered about them at the last. When Harlow rose from the table he could not pay the whole immediately and his face was as white as a sheet.’

      ‘I imagine he will have to apply to his father for funds, and I do not know how General Harlow will pay,’ Harry said, looking thoughtful. ‘I know he has had some trouble himself with his investments. If the play was too deep, he may have to sell land to pay his son’s debts.’

      General Harlow had served with Harry at one time on the Peninsula. Toby knew that his uncle liked and respected his neighbour.

      ‘Would you buy?’ he asked. ‘If he is forced to sell?’

      ‘If he truly wishes to sell,’ Harry replied. ‘I think I should post down to the country and have a word. It might be possible to arrange a loan to tide him over. I would not pay the young idiot’s gambling debt—that would encourage him to play deep again—but I may help his father. What passes between them regarding this is their own affair.’

      Harry was a good friend in an emergency, as Toby knew well. He had told him the tale of Harlow’s downfall, knowing that he might wish to offer assistance to his neighbour. Although it was not generally known, Harry was one of the wealthiest men in England. His investments were always kept private, but Toby believed he had a finger in several pies and was not above being involved in trade if it would turn a profit. Naturally, he was too much the gentleman to discuss these things, but Toby had learned to read between the lines. He had not enquired into his uncle’s business, for it wasn’t done, but one day, after he’d had his fun, sown a few wild oats, he intended to ask Harry for a few pointers.

      However, for the moment, he had something closer to his heart on his mind. ‘Have you spoken to Ravenshead about my becoming a member of the Four-in-Hand?’ he asked. He had held back from doing so himself, because he was relying on his uncle to do the business for him.

      ‘If you remember, that was the point of our drive this morning,’ Harry replied. ‘I am not able to make another arrangement for the time being, Toby, for I shall leave town this afternoon and may be away for a couple of days or so. However, we shall drive together when I get back. I believe Ravenshead means to stay in town for a while. He was undecided at the start and refused all invitations, but he told me that he thought he would attend a ball next week. If you prove yourself worthy, I may speak to him for you.’

      Susannah paused outside the parlour door. She had returned home earlier from an expedition than expected and was about to join Amelia for tea when she heard voices and hesitated, uncertain whether or not to go in.

      ‘I am glad to see you, John,’ Amelia was saying. ‘Shall I ring for wine or tea? I am alone, as you see. My friends went out…’

      ‘Father was put out when you invited them to stay with you,’ John Royston answered in a frank tone that carried easily to Susannah’s ears even as she lifted her hand to knock. She hesitated as he continued, ‘I must tell you that I think Miss Hampton charming. If she had fifty thousand, I should join the queue of hopefuls, but I do not think she could afford me.’

      ‘Susannah has too much sense to marry a man who cares only for her fortune, though she has something,’ Amelia told him. ‘Are you in trouble again, John?’

      Susannah hesitated, knowing she ought to leave, but her feet refused to move and she continued to listen.

      ‘Lord, no,’ he said. ‘I won a thousand from Carstairs last night, which will tide me over until next quarter if I am careful—which I shan’t be, of course. I wondered if you would speak to Father for me, Amelia?’

      ‘I have little influence with my brother,’ Amelia replied. ‘If you aren’t in debt, what is the matter?’

      ‘I have asked Father to buy me a pair of colours,’ John said. ‘He says I should settle down and take an interest in the estate, but he would hate it if I did. If I offered advice, he would soon tell me to take my nose out of his affairs. But he says he can’t afford to support me as an officer.’

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