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show time.’ She tugged a gold watch on a chain out from a very attractive cleavage and consulted. ‘That’s in ten minutes. Grandpa would never have made an appointment at show time. And on Sunday?’

      ‘No. Henry said it was the only time he was available. I told you, I’m from the bank.’

      ‘Sorry, so you did.’ Her cute pencilled brows furrowed while she watched him. ‘Bond’s Bank. The bank Grandpa pays the mortgage into? He must be just about up to the final payment. Is that why you’re here?’

      Mortgage? There was no mortgage. Not as far as he knew. Just a pack of geriatric animals, eating their heads off.

      But he wasn’t about to discuss a client’s business with an outsider. ‘This is between me and your grandfather,’ he told her.

      ‘Yes, but he’s not well,’ she said, as if she was explaining something he really should have got the first time round. ‘He needs all his energy for the show.’ She glanced at her watch again, then wheeled towards a bunch of caravans and headed off with a speed he struggled to keep up with. He was avoiding puddles and she wasn’t. She was simply sloshing through, with her dogs prancing in front.

      ‘Isn’t this weather ghastly?’ she said over her shoulder. ‘We had major problems trying to get the big top up last night. Luckily the forecast is great for the next two weeks, and we have most of the crowd in and seated now. Full house. Look, you can have a quick word but if it’s more than a word it’ll have to wait till later. Here’s Grandpa’s caravan.’ She raised her voice. ‘Grandpa?’

      She paused and thumped on the screen door of a large and battered van, emblazoned with the Sparkles Circus emblem on the side. Matt could see armchairs through the screen, a television glowing faintly on the far bench—and mounds of sparkles. Cloth and sequins lay everywhere.

      ‘Gran’s overhauling our look for next season,’ she told him, seeing where he was looking. ‘She does colour themes. Next season it’s purple.’

      ‘But pink this year?’

      ‘You guessed it,’ she said, and hauled her overcoat wide, exposing pink and silver in all its glory. ‘I kinda like pink. What do you think?’

      ‘I … It’s very nice.’

      ‘There’s a compliment to turn a girl’s head.’ She chuckled and banged some more. ‘Grandpa, come on out. It’s almost show time and Mathew Bond is here from the bank. If you guys want to talk, you need to schedule another time.’

      Silence.

      ‘Grandpa?’ Allie pulled the screen wide, starting to look worried—and then she paused.

      Henry was coming.

      Henry Miski was a big man. Looking closely, Matt could see the telltale signs of age, but they were cleverly disguised.

      This was Henry Miski, ringmaster, tall and dignified to suit. He was wearing jet-black trousers with a slash of gold down each side, and a suit coat—tails—in black and gold brocade, so richly embroidered that Mathew could only blink. His silver hair was so thick it seemed almost a mane. His outfit was topped with a black top hat rimmed with gold, and he carried an elegant black and gold cane.

      He stepped down from the caravan with a dignity that made Matt automatically step aside. The old man was stiffly upright, a proud monarch of a man. All this Matt saw at first glance. It was only at second glance that he saw fear.

      ‘I don’t have time to speak to you now,’ Henry told Matt with ponderous dignity. ‘Allie, why are you still wearing those disgusting boots? You should be ready. The dogs have got mud on their paws.’

      ‘We have two minutes, Grandpa,’ she said, ‘and the dogs only need a wipe. You want us to give Mathew a good seat so he can watch the show? You can have your talk afterwards.’

      ‘We’ll need to reschedule in a few days’ time,’ Henry snapped.

      But the time for delay was past, Matt decided grimly. A dozen letters from the bank had gone unanswered. Registered letters had been sent so Mathew knew they’d been received. Bond’s didn’t make loans to businesses this small. It had been an aberration on his grandfather’s part, but the loan was growing bigger by the minute. There’d been no payments now for six months.

      In normal circumstances the receivers would be doing this—hard men arriving to take possession of what now belonged to the bank. It was only because of Margot that he’d come himself.

      ‘Henry, we need to talk,’ he said, gently but firmly. ‘You made this appointment time. We’ve sent registered letters confirming, so this can’t be a surprise. I’m here as representative of the bank to tell you officially that we’re foreclosing. We have no choice, and neither do you. As of today, this circus is in receivership. You’re out of business, Henry, and you need to accept it.’

      There was a moment’s silence. Deathly silence. Henry stared at him as if he was something he didn’t recognise. He heard a gasp from the girl beside him—something that might be a sob of fright—but his eyes were all on the old man. Henry’s face was bleaching as he watched.

      The ringmaster opened his mouth to speak—and failed.

      He put his hand to his chest and he crumpled where he stood.

      To Allie’s overwhelming relief, her grandpa didn’t lose consciousness. Paramedics arrived reassuringly fast, and decided it seemed little more than momentary faintness. But faintness plus a slight fever plus a history of angina were enough to have them decreeing Henry needed hospital. Yes, his pulse had stabilised, but there had been heart pain and he was seventy-six and he needed to go.

      Allie’s grandmother, Bella, summoned urgently from the ticket booth, was in total agreement.

      ‘You’re going, Henry.’

      But Henry’s distress was obvious. ‘The circus …’ he stammered. ‘The tent’s full. All those kids … I’m not letting them down.’

      ‘You’re not letting them down.’ Allie was badly shaken. Henry and Bella had cared for Allie since her mother left when she was two. She loved them with all her heart, and she wasn’t risking Henry’s health for anything. ‘We’ll cope without you,’ she told him. ‘You always said the circus isn’t one single person. It’s all of us. Fluffy and Fizz are keeping the audience happy. You go and we’ll start properly.’

      ‘You can’t have a circus without a ringmaster,’ Henry groaned.

      He was right. She was struggling to think of a plan, but the truth was she didn’t have one.

      They could lose an individual act without it being a disaster. Given notice, one of the clowns could step into Henry’s shoes, but they were down to two today because Sam had flown up to Queensland to visit his new granddaughter and Fluffy and Fizz were already costumed, prancing in the ring, warming up the crowd.

      ‘We’ll manage,’ she said but her head was whirling. Without a ringmaster …

      ‘Without a circus master the circus is nothing,’ Henry moaned. ‘Get me off this thing and give me back my hat.’

      ‘No.’

      ‘Allie …’

      ‘No,’ Allie said more forcibly. ‘We’ll manage. Maybe I can do the announcing myself.’

      But she couldn’t. She knew she couldn’t. Apart from the fact that a girl in pink sparkles didn’t have the same gravitas as her grandfather, she could hardly announce her own acts.

      What they needed was a guy. A guy in a suit.

      Or … Or … She was clutching at straws here, but a guy in a cashmere coat?

      The banker had picked up Henry’s hat from the mud. He was standing on the sidelines looking almost as shocked as she was.

      He had presence, she thought. He was tall, dark

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