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Rich Dad Poor Dad. Robert T. Kiyosaki
Читать онлайн.Название Rich Dad Poor Dad
Год выпуска 0
isbn 9781612680163
Автор произведения Robert T. Kiyosaki
Жанр Личные финансы
Издательство Ingram
“Even rich people do this?” Mike asked.
“Rich people included,” said rich dad. “In fact, the reason many rich people are rich isn’t because of desire, but because of fear. They believe that money can eliminate the fear of being poor, so they amass tons of it, only to find the fear gets worse. Now they fear losing the money. I have friends who keep working even though they have plenty. I know people who have millions who are more afraid now than when they were poor. They’re terrified of losing it all. The fears that drove them to get rich got worse. That weak and needy part of their soul is actually screaming louder. They don’t want to lose the big houses, the cars and the high life money has bought them. They worry about what their friends would say if they lost all their money. Many are emotionally desperate and neurotic, although they look rich and have more money.”
“So is a poor man happier?” I asked.
“No, I don’t think so,” replied rich dad. “The avoidance of money is just as psychotic as being attached to money.”
As if on cue, the town derelict went past our table, stopping by the large rubbish can and rummaging around in it. The three of us watched him with great interest, when before we probably would have just ignored him.
Rich dad pulled a dollar out of his wallet and gestured to the older man. Seeing the money, the derelict came over immediately, took the bill, thanked rich dad profusely, and hurried off, ecstatic with his good fortune.
“He’s not much different from most of my employees,” said rich dad. “I’ve met so many people who say, ‘Oh, I’m not interested in money.’ Yet they’ll work at a job for eight hours a day. That’s a denial of truth. If they weren’t interested in money, then why are they working? That kind of thinking is probably more psychotic than a person who hoards money.”
As I sat there listening to my rich dad, my mind flashed back to the countless times my own dad said, “I’m not interested in money.” He said those words often. He also covered himself by always saying, “I work because I love my job.”
“So what do we do?” I asked. “Not work for money until all traces of fear and greed are gone?”
So many people say, “Oh, I’m not interested in money.” Yet they’ll work at a job for eight hours a day.
“No, that would be a waste of time,” said rich dad. “Emotions are what make us human. The word ‘emotion’ stands for ‘energy in motion.’ Be truthful about your emotions and use your mind and emotions in your favor, not against yourself.”
“Whoa!” said Mike.
“Don’t worry about what I just said. It will make more sense in years to come. Just be an observer, not a reactor, to your emotions. Most people do not know that it’s their emotions that are doing the thinking. Your emotions are your emotions, but you have got to learn to do your own thinking.”
“Can you give me an example?” I asked.
“Sure,” replied rich dad. “When a person says, ‘I need to find a job,’ it’s most likely an emotion doing the thinking. Fear of not having money generates that thought.”
“But people do need money if they have bills to pay,” I said.
“Sure they do,” smiled rich dad. “All I’m saying is that it’s fear that is all too often doing the thinking.”
“I don’t understand,” said Mike.
“For example,” said rich dad. “If the fear of not having enough money arises, instead of immediately running out to get a job, they instead might ask themselves this question: ‘Will a job be the best solution to this fear over the long run?’ In my opinion, the answer is no. A job is really a short-term solution to a long-term problem.”
“But my dad is always saying, ‘Stay in school and get good grades, so you can find a safe, secure job,’” I interjected, somewhat confused.
“Yes, I understand he says that,” said rich dad, smiling. “Most people recommend that, and it’s a good path for most people. But people make that recommendation primarily out of fear.”
“You mean my dad says that because he’s afraid?”
“Yes,” said rich dad. “He’s terrified that you won’t earn enough money and won’t fit into society. Don’t get me wrong. He loves you and wants the best for you. I too believe an education and a job are important, but it won’t handle the fear. You see, that same fear that makes him get up in the morning to earn a few bucks is the fear that is causing him to be so fanatical about your going to school.”
“So what do you recommend?” I asked.
“I want to teach you to master the power of money, instead of being afraid of it. They don’t teach that in school and, if you don’t learn it, you become a slave to money.”
20 YEARS AGO TODAY...
MASTERING MONEY
With the advent of derivatives and an increasingly complex economy, mastering money has become essential to surviving in the world economy. With low interest rates and an uncertain stock market, the old adages of saving and investing for the long term make no sense.
It was finally making sense. He wanted us to widen our views and to see what the Mrs. Martins of this world couldn’t see. He used examples that sounded cruel at the time, but I’ve never forgotten them. My vision widened that day, and I began to see the trap that lay ahead for most people.
“You see, we’re all employees ultimately. We just work at different levels,” said rich dad. “I just want you boys to have a chance to avoid the trap caused by those two emotions, fear and desire. Use them in your favor, not against you. That’s what I want to teach you. I’m not interested in just teaching you to make a pile of money. That won’t handle the fear or desire. If you don’t first handle fear and desire, and you get rich, you’ll only be a highly paid slave.”
“So how do we avoid the trap?” I asked.
“The main cause of poverty or financial struggle is fear and ignorance, not the economy or the government or the rich. It’s self-inflicted fear and ignorance that keep people trapped. So you boys go to school and get your college degrees, and I’ll teach you how to stay out of the trap.”
The pieces of the puzzle were appearing. My highly educated dad had a great education and a great career, but school never told him how to handle money or his fear of it. It became clear that I could learn different and important things from two fathers.
“So you’ve been talking about the fear of not having money. How does the desire for money affect our thinking?” Mike asked.
“How did you feel when I tempted you with a pay raise? Did you notice your desires rising?”
We nodded our heads.
“By not giving in to your emotions, you were able to delay your reactions and think. That is important. We will always have emotions of fear and greed. From here on in, it’s imperative for you to use those emotions to your advantage, and for the long term to not let your emotions control your thinking. Most people use fear and greed against themselves. That’s the start of ignorance. Most people live their lives chasing paychecks, pay raises and job security because of the emotions of desire and fear, not really questioning where those emotion-driven thoughts are leading them. It’s just like the picture of a donkey dragging a cart with its owner dangling a carrot just in front of its nose. The donkey’s owner may be going where he wants to, but the donkey is chasing an illusion. Tomorrow there will only be another carrot for the donkey.”
“You mean the moment I picture a new baseball glove,