Финтех: Путеводитель по новейшим финансовым технологиям - Янош Барберис

Скачать книгу

(API) представляет собой набор подпрограмм, протоколов, процедур для создания программных продуктов. API определяет функциональность компонентов программы. Более подробные сведения о API содержатся в разделе «Приветствие экономики API».

      24

      https://www.weswap.com/en

      25

      https://www.weswap.com/en/learn-more/

      26

      Там же и http://www.idc.com/getdoc.jsp?containerId=prUS25519615

      27

      «Прогнозы и направления в области финтеха на 2015 год», 14 января 2015 г., http://www.bobsguide.com/guide/news/2015/Jan/14/fintech-trends-and-predictions-for-2015.html

      28

      «Легализация криптоденег в Калифорнии», 8 января 2015 г., http://www.bobsguidecom/guide/news/2015/Jan/8/cryptocurrencies-made-legal-in-california.html

      29

      Более подробные сведения об API содержатся в разделе «Приветствие экономики API».

      30

      Источник: Мировой банк; См. также статью Реймонда Жонга «India Launches Program Giving Poor Access to Bank Accounts», The Wall Street Journal, 28 апреля 2014 г., http://www.wsj.com/articles/india-government-launches-program-giving-poor-access-to-bank-accounts-1409234530

      31

      http://elibrary.worldbank.org/doi/pdf/10.1596/1813-9450-6025

      32

      http://www.foundationcapital.com/admin/resources/whitepapers/p2p-lending-print-h-v20.pdf

      33

      http://www.bloomberg.com/news/articles/2014-07-31/banks-face-hit-on-30-billion-in-overdraft-fees-from-cfpb-rules

      34

      http://www.bankrate.com/finance/investing/fdic-study-outrageous-overdraft-fees-1.aspx

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

Скачать книгу